2009 Suzuki Swift - car insurance quotes

How much does it cost to insure a  Suzuki Swift 1.5 GLS 1.490 cc in 2023?

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The average insurance rate is at $805 per year for  adults, $1,335 for  teens and $668 for  senior drivers.

How much does 2009 Suzuki Swift car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Suzuki Swift (1.5 GLS) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Suzuki Swift is above $56 a month ($671 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Suzuki you drive (http://www.globalsuzuki.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Suzuki model with 101 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Suzuki Swift if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2009 Suzuki Swift is $56 a month, which is around $671 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2009 Suzuki Swift is a 16 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Swift (2009) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Swift cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Suzuki Swift, 1.5 GLS has engine power of 1490 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$495	$477
GEICO	$364	$334
Nationwide	$530	$417
Progressive	$221	$179
State Farm	$298	$221
Texas Farm Bureau	$495	$399
USAA	$393	$334
* Rough estimate for a new vs 16 years old used Suzuki Swift, 1.5 GLS. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2009 Suzuki Swift car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Suzuki, Swift is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Suzuki (made in 2009) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Suzuki Swift auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2009 Suzuki Swift in 2023? As you can see below, the lowest rates are around $596, while the highest ones fluctuate around $1251.6 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$635
American Family	$620
Erie	$619
Progressive	$730
State Farm	$803
Auto Owners	$714
State Auto	$846
Nationwide	$823
Farmers	$718
Allstate	$1,019
Safe Auto	$1,078
MetLife	$1,150
Victoria	$1,221
Allied	$861
Liberty Mutual	$1,027
Encompass	$1,278
* Just a rough estimate for 2009 Suzuki Swift, 1.5 GLS

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Swift, make Suzuki) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Suzuki, Swift will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2009 Swift car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2009 Suzuki Swift auto insurance rates by state!

How to calculate premium for Suzuki Swift (2009) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2009 Swift (1.5 GLS) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$447	$626
2	Ohio	$453	$638
3	Idaho	$465	$656
4	Virginia	$483	$685
5	Iowa	$501	$709
6	New Hampshire	$524	$721
7	Wisconsin	$530	$739
8	North Dakota	$542	$781
9	Indiana	$554	$822
10	North Carolina	$566	$852
11	Pennsylvania	$572	$900
12	Utah	$584	$912
13	Maine	$590	$930
14	Massachusetts	$602	$948
15	Alaska	$608	$960
16	Tennessee	$614	$983
17	South Dakota	$620	$1,037
18	Nebraska	$626	$1,067
19	Minnesota	$632	$1,085
20	Illinois	$632	$1,103
21	Hawaii	$638	$1,126
22	Alabama	$644	$1,144
23	Oregon	$650	$1,162
24	Missouri	$656	$1,204
25	Washington	$685	$1,246
26	South Carolina	$691	$1,275
27	Kansas	$709	$1,299
28	New Mexico	$721	$1,329
29	Arizona	$739	$1,341
30	New York	$751	$1,347
31	National average	$775	$1,365
32	New Jersey	$787	$1,407
33	West Virginia	$811	$1,418
34	Mississippi	$828	$1,436
35	Maryland	$846	$1,454
36	Montana	$870	$1,484
37	Nevada	$888	$1,496
38	Arkansas	$900	$1,520
39	Kentucky	$906	$1,544
40	Oklahoma	$936	$1,562
41	Wyoming	$954	$1,573
42	Colorado	$977	$1,603
43	Texas	$995	$1,615
44	Delaware	$1,019	$1,639
45	Georgia	$1,043	$1,645
46	California	$1,067	$1,663
47	DC	$1,085	$1,675
48	Connecticut	$1,109	$1,693
49	Rhode Island	$1,120	$1,699
50	Florida	$1,138	$1,734
51	Louisiana	$1,162	$1,758
52	Michigan	$1,186	$1,788
* Compare 2009 Suzuki Swift car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2009 Suzuki Swift (Manual transmission, 4000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Suzuki Swift annual insurance cost for a 16 year old is approximately $1370.8, while the cost of the same coverage for seniors aged 70 - 74 is $631.76. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Suzuki, Swift have 1490 cc, 101 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,311
20 - 24	$1,275
25 - 29	$1,073
30 - 34	$924
35 – 39	$745
40 – 44	$775
45 – 49	$709
50 – 54	$620
55 – 59	$763
60 – 64	$638
65 – 69	$668
70 – 74	$602
75 and more	$620
* Rough estimate for teens, adults and seniors who are driving Suzuki Swift (2009)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $507 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Suzuki, Swift good for senior drivers? If you have questions or issues relevant to Suzuki Swift or another vehicle, please ask in the discussion.

You know you need to insure your 2009 4WD Suzuki, Swift, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Suzuki Swift: Exterior Specs, Features & Options

The engine of Suzuki, Swift (4 cyl) is mated to a Manual transmission, that in this case, sends power to the 4WD. Swift Hatchback, 1490 CC (liter), 101 ps (98.6% of a brake horsepower) is matched to an 1.5 GLS for 2009. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Suzuki, Swift has horsepower of 101 ps & 1490 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 1.5 GLS has an engine torque of 133 nm & 4000 rpm. The power and maximum speed of the Suzuki Swift vehicle (10/100 Kph & sorry, we do not know the maximum speed of Suzuki, Swift Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1295 kg is the weight of this model), its engine torque and the engine rotation speed.