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1985 Suzuki Swift - car insurance quotes

How much does it cost to insure a  Suzuki Swift 991 cc in 2023?


Lowest Swift Rates $317.12
Average Swift Rates $515.32
Highest Swift Rates $713.52
Please note that these 1985 Suzuki quotations are based on current studies and are indicative only!
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How much does 1985 Suzuki Swift car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Suzuki Swift (this trim level of the 1985 Swift) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Suzuki Swift is above $37 a month ($446 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Suzuki you drive (http://www.globalsuzuki.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Suzuki model with engine power engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Suzuki Swift if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.
On average, car insurance cost for a 1985 Suzuki Swift is $37 a month, which is around $446 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 40-year-old classic car?

How much is car insurance for a 40-year-old classic car?
If you are an owner of 40-years-old Suzuki Swift classic car, you are a happy holder of a collector's, historic, vintage or even antique car. Older vehicles are typically cheaper to insure because they are less valuable than newer models. This, unfortunately, does not apply to classic, special and historic cars older than 35 years, such as Suzuki Swift made in 1985. How can you lower the cost of your classic car insurance? Limit your mileage and increase your security! Most collectible, antique and classic vehicles are poorly protected against theft. Buy and install a tracking device, alarm or anti-theft system into your 1985 Swift. Given that collector and historic automobiles are not just "consumer" vehicles, it is very important to buy a specialised classic car insurance policies to protect these antique vehicles against damage, vandalism and the increased risk of theft.
Suzuki Swift, is a classic or historic automobile with engine power lower than 1000 cc (991 cc), which means it's a low-performance vehicle. This is good news in relation to insurance rates. Why? Because insurance companies calculate their rates on a car's horsepower and performance. The final price is, of course, influenced by many other facts (your location, driving history or age), and no single insurer can claim to be the cheapest.

Compare 1985 Suzuki Swift car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Suzuki, Swift is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Suzuki (made in 1985) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Suzuki Swift auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!
How much is car insurance for a 1985 Suzuki Swift in 2023? As you can see below, the lowest rates are around $396.4, while the highest ones fluctuate around $832.44 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.
Insurance Company Annual Rates (Estimate*)
GEICO $422
American Family  $412
Erie $412
Progressive $485
State Farm $534
Auto Owners  $475
State Auto  $563
Nationwide $547
Farmers $478
Allstate $677
Safe Auto  $717
MetLife $765
Victoria $812
Allied $573
Liberty Mutual $683
Encompass $850
* Just a rough estimate for 1985 Suzuki Swift, this trim level of the 1985 Swift

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Swift, make Suzuki) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Suzuki, Swift will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?
  • Don't ignore small regional insurers.
  • Review your existing coverage and choose a higher deductible.
  • Shopping around is the key to saving money on car insurance.
  • Negotiate with an agent or directly with auto insurance company.
  • Check for 1985 Swift car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
  • If you don't qualify for these discounts, explore other options available or switch the insurance company.
  • Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1985 Suzuki Swift auto insurance rates by state!

How much is 1985 Suzuki Swift car insurance by location - rough estimate for model:  , 991 cc, Hatchback
How to calculate premium for Suzuki Swift (1985) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1985 Swift () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).
Rank State Lowest Rates Highest Rates
1 Vermont $297 $416
2 Ohio $301 $424
3 Idaho $309 $436
4 Virginia $321 $456
5 Iowa $333 $472
6 New Hampshire $349 $480
7 Wisconsin $353 $492
8 North Dakota $361 $519
9 Indiana $369 $547
10 North Carolina $377 $567
11 Pennsylvania $381 $599
12 Utah $388 $606
13 Maine $392 $618
14 Massachusetts $400 $630
15 Alaska $404 $638
16 Tennessee $408 $654
17 South Dakota $412 $690
18 Nebraska $416 $710
19 Minnesota $420 $721
20 Illinois $420 $733
21 Hawaii $424 $749
22 Alabama $428 $761
23 Oregon $432 $773
24 Missouri $436 $801
25 Washington $456 $828
26 South Carolina $460 $848
27 Kansas $472 $864
28 New Mexico $480 $884
29 Arizona $492 $892
30 New York $499 $896
31 National average $515 $908
32 New Jersey $523 $936
33 West Virginia $539 $943
34 Mississippi $551 $955
35 Maryland $563 $967
36 Montana $579 $987
37 Nevada $591 $995
38 Arkansas $599 $1,011
39 Kentucky $603 $1,027
40 Oklahoma $622 $1,039
41 Wyoming $634 $1,046
42 Colorado $650 $1,066
43 Texas $662 $1,074
44 Delaware $678 $1,090
45 Georgia $694 $1,094
46 California $710 $1,106
47 DC $721 $1,114
48 Connecticut $737 $1,126
49 Rhode Island $745 $1,130
50 Florida $757 $1,154
51 Louisiana $773 $1,169
52 Michigan $789 $1,189
* Compare 1985 Suzuki Swift car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Teen driver - how much is car insurance for young drivers?
Is it a good idea for a young driver to drive a car like 1985 Suzuki Swift (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Suzuki Swift annual insurance cost for a 16 year old is approximately $911.72, while the cost of the same coverage for seniors aged 70 - 74 is $420.184. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Suzuki, Swift have 991 cc, engine power ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?
Your AgeAverage Rate (Estimate*)
16 - 19 $872
20 - 24 $848
25 - 29 $714
30 - 34 $614
35 – 39 $496
40 – 44 $515
45 – 49 $472
50 – 54 $412
55 – 59 $507
60 – 64 $424
65 – 69 $444
70 – 74 $400
75 and more $412
* Rough estimate for teens, adults and seniors who are driving Suzuki Swift (1985)
Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $337 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Suzuki, Swift good for senior drivers? If you have questions or issues relevant to Suzuki Swift or another vehicle, please ask in the discussion.
You know you need to insure your 1985 Front Suzuki, Swift, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Suzuki Swift: Exterior Specs, Features & Options

The engine of Suzuki, Swift (3 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the Front. Swift Hatchback, 991 CC (liter), engine power ps (98.6% of a brake horsepower) is matched to an this trim level of the 1985 Swift for 1985. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Suzuki, Swift has horsepower of engine power ps & 991 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 1985 Swift has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Suzuki Swift vehicle (sorry, we do not know how fast will Suzuki, Swift accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Suzuki, Swift Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (parameter not set kg is the weight of this model), its engine torque and the engine rotation speed.
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Suzuki, Swift: specifications

Model body: Hatchback
Model doors: 3
Model drive: Front
Model engine bore: The bore represents the size, in terms of diameter, of the cylinder in which a piston travels.
Model engine (cc): 991
Model engine compression: is a value that represents the ratio of the volume of its combustion chamber from its largest capacity to its smallest capacity. You can find a more detailed explanation on wiki.
Model engine (cyl): 3
Model engine fuel: Gasoline
Model engine position: Front
Model engine power (ps/hp): Engine power or horsepower of your Suzuki is the maximum power that an engine of Swift or similar models can put out. Engine power can be expressed in kilowatts (Kw) or horsepower (hp/ps).
Model engine max power (rpm): Car manufacturers indicate the power of an engine at different rpms.
Model engine stroke (mm): bore/stroke ratio (cylinder bore diameter, piston stroke)
Model engine torque (nm): Power is in watts, torque is in newton metres and angular speed is in radians. Wikipedia about torque.
Model engine max torque (rpm): Torque (rpm) mean, how fast the Swift vehicle accelerates, its top speed.
Model engine type: in-line
Model engine (valves per cyl): parameter not set
Model fuel cap: the end of the pipe leading to the petrol tank
Model height: 1360
Model length: 3590
Model Lkm (city): Fuel efficiency in city
Model Lkm (hwy): Fuel efficiency out of city
Model Lkm (mixed): How does the fuel economy of the 1985 Swift looks like?
Model make: Suzuki
Model name: Swift
Model seats: 5
Model to 100 (Kph): How fast your 1985 Suzuki Swift accelerates to 100 km/h (0-60 mph)?
Model top speed (kph): We are not sure, what is the top speed of Swift Suzuki 1985, but the engine power is around 991 cc.
Model Transmission type: The cost of the Swift with automatic transmission are usually higher than a manual one. For insurance companies, an automatic gearbox is also more expensive to replace than a manual.
Model trim: What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 1985 Suzuki Swift with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be.
Model weight: parameter not set
Model wheelbase: Did you know that having wider tyres fitted on your Suzuki Swift you can also increase your car insurance premiums?
Model width: 1550
Model year: 1985
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How does the interior of the new Swift look like? Read our review of the 1985 Suzuki Swift interior and browse photo gallery featuring the interior of this vehicle. Do not forget why you are here - finding lower insurance premiums for the new/used Swift What you drive can heavily impacts what you pay for your car insurance. Different trim levels of your 1985 Suzuki Swift with varying engine sizes can increase your insurance premiums based on engine size. Also the more powerful the engine of the vehicle is, the more the premium will be. .

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