2013 Ford Mustang - car insurance quotes

How much does it cost to insure a  Ford Mustang GT Premium 5.000 cc in 2023?

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The average insurance rate is at $2,700 per year for  adults, $4,480 for  teens and $2,240 for  senior drivers.

How much does 2013 Ford Mustang car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Ford Mustang (GT Premium) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Ford Mustang is above $188 a month ($2.250 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Ford you drive (https://www.ford.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Ford model with 420 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Ford Mustang if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2013 Ford Mustang is $188 a month, which is around $2.250 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your 11 years old Ford affect rates?

According to the NHTSA and the 2023 IIHS Top safety pick news, the 2013 Ford Mustang has a fairly good score for safety and comes equipped with a complex suite of modern safety and driver assistance features that may lower your premium. 2013 Mustang is a 11 years old vehicle, which means it is probably equipped with electronic stability control (ESC), night vision or tracking devices and active/passive disabling devices (anti-theft, alarms). Some of those safety features and anti-theft technologies yield savings, but at most in tens of dollars per year. Discounts for safety features not only vary by your insurer, they also vary by state. According to recent data and studies, insurance companies in the U.S are not lowering insurance rates for safer, modern and more secure vehicles like this 11-year Ford Mustang. Why? Purchasing a Ford Mustang with helpful technology to prevent crashes and theft may reduce your coverage to the price around $2,000 a year, but new car technology and equipement makes cars more costly for insurers to repair or replace. If you borrow money to finance your new Mustang via a loan or lease, you'll probably be required to carry increased coverage. This does not apply to used vehicles.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Ford Mustang, GT Premium has engine power of 5000 cc, which means it's a high performance car. The downside is that high-powered vehicles such as 11 years old Ford are often considered more dangerous by insurance companies and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,640	$1,500
GEICO	$1,200	$1,040
Nationwide	$1,820	$1,360
Progressive	$780	$640
State Farm	$1,020	$760
Texas Farm Bureau	$1,640	$1,280
USAA	$1,300	$1,120
* Rough estimate for a new vs 11 years old used Ford Mustang, GT Premium. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2013 Ford Mustang car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Ford, Mustang is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Ford (made in 2013) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Ford Mustang auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2013 Ford Mustang in 2023? As you can see below, the lowest rates are around $2000, while the highest ones fluctuate around $4200 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$2,130
American Family	$2,080
Erie	$2,078
Progressive	$2,448
State Farm	$2,696
Auto Owners	$2,396
State Auto	$2,840
Nationwide	$2,762
Farmers	$2,410
Allstate	$3,418
Safe Auto	$3,618
MetLife	$3,860
Victoria	$4,096
Allied	$2,890
Liberty Mutual	$3,446
Encompass	$4,290
* Just a rough estimate for 2013 Ford Mustang, GT Premium

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Mustang, make Ford) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Ford, Mustang will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2013 Mustang car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2013 Ford Mustang auto insurance rates by state!

How to calculate premium for Ford Mustang (2013) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2013 Mustang (GT Premium) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,500	$2,100
2	Ohio	$1,520	$2,140
3	Idaho	$1,560	$2,200
4	Virginia	$1,620	$2,300
5	Iowa	$1,680	$2,380
6	New Hampshire	$1,760	$2,420
7	Wisconsin	$1,780	$2,480
8	North Dakota	$1,820	$2,620
9	Indiana	$1,860	$2,760
10	North Carolina	$1,900	$2,860
11	Pennsylvania	$1,920	$3,020
12	Utah	$1,960	$3,060
13	Maine	$1,980	$3,120
14	Massachusetts	$2,020	$3,180
15	Alaska	$2,040	$3,220
16	Tennessee	$2,060	$3,300
17	South Dakota	$2,080	$3,480
18	Nebraska	$2,100	$3,580
19	Minnesota	$2,120	$3,640
20	Illinois	$2,120	$3,700
21	Hawaii	$2,140	$3,780
22	Alabama	$2,160	$3,840
23	Oregon	$2,180	$3,900
24	Missouri	$2,200	$4,040
25	Washington	$2,300	$4,180
26	South Carolina	$2,320	$4,280
27	Kansas	$2,380	$4,360
28	New Mexico	$2,420	$4,460
29	Arizona	$2,480	$4,500
30	New York	$2,520	$4,520
31	National average	$2,600	$4,580
32	New Jersey	$2,640	$4,720
33	West Virginia	$2,720	$4,760
34	Mississippi	$2,780	$4,820
35	Maryland	$2,840	$4,880
36	Montana	$2,920	$4,980
37	Nevada	$2,980	$5,020
38	Arkansas	$3,020	$5,100
39	Kentucky	$3,040	$5,180
40	Oklahoma	$3,140	$5,240
41	Wyoming	$3,200	$5,280
42	Colorado	$3,280	$5,380
43	Texas	$3,340	$5,420
44	Delaware	$3,420	$5,500
45	Georgia	$3,500	$5,520
46	California	$3,580	$5,580
47	DC	$3,640	$5,620
48	Connecticut	$3,720	$5,680
49	Rhode Island	$3,760	$5,700
50	Florida	$3,820	$5,820
51	Louisiana	$3,900	$5,900
52	Michigan	$3,980	$6,000
* Compare 2013 Ford Mustang car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2013 Ford Mustang (6-speed manual transmission, 4250 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Ford Mustang annual insurance cost for a 16 year old is approximately $4600, while the cost of the same coverage for seniors aged 70 - 74 is $2120. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Ford, Mustang have 5000 cc, 420 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$4,400
20 - 24	$4,280
25 - 29	$3,600
30 - 34	$3,100
35 – 39	$2,500
40 – 44	$2,600
45 – 49	$2,380
50 – 54	$2,080
55 – 59	$2,560
60 – 64	$2,140
65 – 69	$2,240
70 – 74	$2,020
75 and more	$2,080
* Rough estimate for teens, adults and seniors who are driving Ford Mustang (2013)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,700 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Ford, Mustang good for senior drivers? If you have questions or issues relevant to Ford Mustang or another vehicle, please ask in the discussion.

You know you need to insure your 2013 Rear Ford, Mustang, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Ford Mustang: Exterior Specs, Features & Options

The engine of Ford, Mustang (8 cyl) is mated to a 6-speed manual transmission, that in this case, sends power to the Rear. Mustang Coupe, 5000 CC (liter), 420 ps (98.6% of a brake horsepower) is matched to an GT Premium for 2013. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Ford, Mustang has horsepower of 420 ps & 5000 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model GT Premium has an engine torque of 529 nm & 4250 rpm. The power and maximum speed of the Ford Mustang vehicle (sorry, we do not know how fast will Ford, Mustang accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Ford, Mustang Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1645 kg is the weight of this model), its engine torque and the engine rotation speed.