2004 Ford Mustang - car insurance quotes

How much does it cost to insure a  Ford Mustang Automatic 3.931 cc in 2023?

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The average insurance rate is at $2,123 per year for  adults, $3,522 for  teens and $1,761 for  senior drivers.

How much does 2004 Ford Mustang car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Ford Mustang (Automatic) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Ford Mustang is above $147 a month ($1.769 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Ford you drive (https://www.ford.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Ford model with 203 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Ford Mustang if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2004 Ford Mustang is $147 a month, which is around $1.769 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2004 Ford Mustang is a 20 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Mustang (2004) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Mustang cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Ford Mustang, Automatic has engine power of 3931 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,305	$1,258
GEICO	$959	$881
Nationwide	$1,399	$1,101
Progressive	$582	$472
State Farm	$786	$582
Texas Farm Bureau	$1,305	$1,054
USAA	$1,038	$881
* Rough estimate for a new vs 20 years old used Ford Mustang, Automatic. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2004 Ford Mustang car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Ford, Mustang is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Ford (made in 2004) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Ford Mustang auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2004 Ford Mustang in 2023? As you can see below, the lowest rates are around $1572.4, while the highest ones fluctuate around $3302.04 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,675
American Family	$1,635
Erie	$1,634
Progressive	$1,925
State Farm	$2,120
Auto Owners	$1,884
State Auto	$2,233
Nationwide	$2,171
Farmers	$1,895
Allstate	$2,687
Safe Auto	$2,844
MetLife	$3,035
Victoria	$3,220
Allied	$2,272
Liberty Mutual	$2,709
Encompass	$3,373
* Just a rough estimate for 2004 Ford Mustang, Automatic

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Mustang, make Ford) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Ford, Mustang will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2004 Mustang car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2004 Ford Mustang auto insurance rates by state!

How to calculate premium for Ford Mustang (2004) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2004 Mustang (Automatic) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,179	$1,651
2	Ohio	$1,195	$1,682
3	Idaho	$1,226	$1,730
4	Virginia	$1,274	$1,808
5	Iowa	$1,321	$1,871
6	New Hampshire	$1,384	$1,903
7	Wisconsin	$1,399	$1,950
8	North Dakota	$1,431	$2,060
9	Indiana	$1,462	$2,170
10	North Carolina	$1,494	$2,249
11	Pennsylvania	$1,510	$2,374
12	Utah	$1,541	$2,406
13	Maine	$1,557	$2,453
14	Massachusetts	$1,588	$2,500
15	Alaska	$1,604	$2,532
16	Tennessee	$1,620	$2,594
17	South Dakota	$1,635	$2,736
18	Nebraska	$1,651	$2,815
19	Minnesota	$1,667	$2,862
20	Illinois	$1,667	$2,909
21	Hawaii	$1,682	$2,972
22	Alabama	$1,698	$3,019
23	Oregon	$1,714	$3,066
24	Missouri	$1,730	$3,176
25	Washington	$1,808	$3,286
26	South Carolina	$1,824	$3,365
27	Kansas	$1,871	$3,428
28	New Mexico	$1,903	$3,506
29	Arizona	$1,950	$3,538
30	New York	$1,981	$3,554
31	National average	$2,044	$3,601
32	New Jersey	$2,076	$3,711
33	West Virginia	$2,138	$3,742
34	Mississippi	$2,186	$3,789
35	Maryland	$2,233	$3,837
36	Montana	$2,296	$3,915
37	Nevada	$2,343	$3,947
38	Arkansas	$2,374	$4,010
39	Kentucky	$2,390	$4,073
40	Oklahoma	$2,469	$4,120
41	Wyoming	$2,516	$4,151
42	Colorado	$2,579	$4,230
43	Texas	$2,626	$4,261
44	Delaware	$2,689	$4,324
45	Georgia	$2,752	$4,340
46	California	$2,815	$4,387
47	DC	$2,862	$4,418
48	Connecticut	$2,925	$4,466
49	Rhode Island	$2,956	$4,481
50	Florida	$3,003	$4,576
51	Louisiana	$3,066	$4,639
52	Michigan	$3,129	$4,717
* Compare 2004 Ford Mustang car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2004 Ford Mustang (Automatic transmission, 3500 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Ford Mustang annual insurance cost for a 16 year old is approximately $3616.52, while the cost of the same coverage for seniors aged 70 - 74 is $1666.744. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Ford, Mustang have 3931 cc, 203 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$3,459
20 - 24	$3,365
25 - 29	$2,830
30 - 34	$2,437
35 – 39	$1,966
40 – 44	$2,044
45 – 49	$1,871
50 – 54	$1,635
55 – 59	$2,013
60 – 64	$1,682
65 – 69	$1,761
70 – 74	$1,588
75 and more	$1,635
* Rough estimate for teens, adults and seniors who are driving Ford Mustang (2004)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,337 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Ford, Mustang good for senior drivers? If you have questions or issues relevant to Ford Mustang or another vehicle, please ask in the discussion.

You know you need to insure your 2004 Rear Ford, Mustang, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Ford Mustang: Exterior Specs, Features & Options

The engine of Ford, Mustang (6 cyl) is mated to a Automatic transmission, that in this case, sends power to the Rear. Mustang Coupe, 3931 CC (liter), 203 ps (98.6% of a brake horsepower) is matched to an Automatic for 2004. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Ford, Mustang has horsepower of 203 ps & 3931 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Automatic has an engine torque of 310 nm & 3500 rpm. The power and maximum speed of the Ford Mustang vehicle (sorry, we do not know how fast will Ford, Mustang accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Ford, Mustang Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1387 kg is the weight of this model), its engine torque and the engine rotation speed.