Hurricanes & How to Get Insurance Companies to Pay Your Claims in 2017!

Car insurance rates for a   Daewoo Ford Honda Toyota in   Florida Hawaii Miami New Orleans

Estimated cost for car insurance $5.000 dollars.

How to join a deluge of insurance claims for flooded cars after the Maria, José, Harvey and Irma (Irma's Historical Track) hurricanes? First of all, you should check your car insurance coverage. You will need at least minimum comprehensive car insurance, which is optional and covers flood damage and other "catastrophic" scenery. Check your insurance documents (contract with you and your insurance agent) for how you are covered against the wind and flooding (hazards during hurricanes). There are many relevant question such as: 

• Q: Does homeowners insurance cover hurricane damage? 
• A: It depend on many factors...some of them are: where you live, how much insurance coverage you purchase and on  limitations your policy may have
• Q: Does car insurance cover water damage?
• A: As you probably know, basic car insurance (collision coverage or liability insurance) doesn’t cover water damage (flooding). Buing the right level of comprehensive coverage can help you get covered against water damage! Remember, many insurance companies protects itself from fraudulent claims from people who only pay for the coverage right before hurricane! In this case, there are hurricane restrictions.

Important: Even if you’re covered by "comprehensive coverage" the usual deductible is too high ($450 or $1,200) and may not apply.

Each U.S citizen know, Hurricane Katrina was an extremely destructive and deadly tropical cyclone that was the costliest natural disaster and one of the five deadliest hurricanes in the history of the United States. The total damage from Katrina hurricane has been estimated at cca $101 billion dollars.

1. If you own the car - and have the right comprehensive insurance coverage - the insurer will pay you
2. If you leased the car - and the leasing company have the right coverage - the insurer will pay the leasing company
3. If you financed the car (loan, consumer loan) the insurer will pay the lender first, and you’ll receive any money that exceeds that cost

List of names for the 2017 hurricane season: www.almanac.com

For example, when Harvey struck the Houston region, research firm CoreLogic estimates that more than a million homes were uninsured for flooding...Analytics firm Corelogic estimates total residential insured and uninsured flood loss from Hurricane Harvey of between $27 billion and $38 billion...