How to not overpay for car insurance?

Car insurance rates for a   Bmw Cadillac Ford Lexus Toyota in   California Florida Miami West Virginia Wisconsin

Estimated cost for car insurance $180 dollars.

Based on statistics, many drivers in the United States overpay $350 and more for car insurance every year. What more...the average U.S citizen hasn't changed auto insurance company (insurance policy) in 11 years, and more than a third of U.S. drivers never shop for new insurance. There are also people, who have stuck with the same insurer (career, local agent or insurance broker) for more than 20 years! Are you paying too much for you policy? Even underinsured motorist can be overpaying his car insurance! Please, don't be the one, who is foolishly loyal to his auto insurer. How to get out of overpaid liability insurance? 

The official bureau for the auto insurance industry, and all insurance companies (even local insurance agents), are the statewide insurance commissions at NAIC.org.

Switch car insurance company or make changes to your policy

Changing your auto insurance can have many reasons, one of them is a change in your life circumstances or - more often - the fact, you are overpaying for you policy. The desire to save money is justified! Do not forget, you can change your car insurance at any time! If you have any questions regarding how car insurance changes will affect your policy, be sure to call your local insurance agent. There is always a good reason to look around at other auto insurance companies in order to improve or lower your rates or change the whole coverage. It's not only about the money! Better coverage is maked with better or even greal customer service. Remember, the main difference between cancelling a policy mid-term (thebalance.com) and making a coverage change is that you will need to do it in writing.

• Switch your car insurance in 7 easy steps - bankrate.com
• 1. Shop around
• 2. Contact your current carrier
• 3. Check for potential penalties
• 4. Investigate the new company
• 5. Mind the gap
• 6. Make sure your old policy is canceled
• 7. Make a good first impression

How much are YOU paying for car insurance a month/year?