How does a company determine what rates to charge?
Car insurance rates for a Ford Maverick in Colorado Denver

Estimated cost for car insurance $1.000 dollars.

Companies generally set rates that will allow them to pay the costs of expected claims and other business expenses. In most states, a company's rates must be reviewed and approved by the state's insurance department before a company can put them into effect. A car insurance carrier considers many factors when evaluating risk, including:

Age.
Gender.
Location.
Vehicle type.
Marital status.
Accident history.
Driving record.
Annual mileage.
Credit score.

Generally speaking, insurers offer cheaper car insurance rates for those who:

Are female.
Are over 25 years old.
Are married.
Drive an older, less expensive car.
Drive a car with a good safety record.
Live in a rural area.
Have no chargeable accidents.
Have no moving violations.
Meet insurance low mileage standards for your state.
Have a high credit score.

The content "How does a company determine what rates to charge?" has been written 7 years 9 months ago. Demonstrate your skills and willingness to help and answer right now! Issue is related to the location of Colorado, Denver & vehicle model: Ford, Maverick. Are you an insurance agent (living around Colorado, Denver) who can offer auto insurance quotes online? As an insurer, you can offer insurance quotes (free). Expected or offered car insurance price is around or under 1.000 dollars. Latest answer commented 7 years 9 months ago.

Marguerite Salazar, Commissioner
(Western Zone)
Colorado Dept. of Regulatory Agenciess
Division of Insurance
1560 Broadway, Suite 850
Denver, Colorado 80202
Phone: 303.894.7499
Fax 303.894.7455

Department of Insurance

To request professional legal assistance with an insurance question or file an insurance-related complaint online, please visit website of

Colorado department of insurance

- State insurance commissioners.

Would you like to know if an insurance company is licensed in Denver, Colorado or any other U.S State? How much does Ford, Maverick car insurance cost? To speak (chat) with a Division of Insurance Consumer Services representative please follow the link above.

Remember, your Ford, Maverick car insurance has to be purchased through an agent licensed in your State.

How to save on car insurance?

Learn more about rates and terms for your Ford, Maverick and find the cheapest car insurance quotes in Denver, Colorado and other U.S. states to fit your needs and family budget. Understanding car insurance average rates in Denver can help find a good, cheap car insurance policy and a great way to save some money. Would you like to pay less than 1000$ for liability insurance in your state? You can lower your monthly insurance payments by 10 - 30%. How? By doing any of the following.

Ask for better quotes - online

The states with the cheapest car insurance has average rates for this vehicle around $300 dollars, and the states with the most expensive rates are around $2.200 a month/year. The right discount can save you hundreds of dollars off your car insurance bill. Auto insurance companies in Denver, Colorado use rating factors, to determine how much to charge you for coverage. These rating factors include: the make, model and year of your Ford, Maverick and similar vehicles.

Myths about car insurance

How much do you pay to insure your Ford, Maverick? Car insurance rates among states vary widely and insurance companies need to figure out if the applicant is too risky for them to insure. Auto insurance is very expensive, probably one of the most costly part of driving. How much do you pay for your policy in Denver, Colorado? 1000$? More or less?

Find agent near you

Choose Vehicle Model

Minimum insurance requirements

Colorado drivers must have liability coverage at the following minimums:

$25,000 per person for bodily injury.
$50,000 per accident for bodily injury.
$15,000 per accident for property damage.

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"How does a company determine what rates to charge?"
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Auto Insurance Rates by Model

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How does a company determine what rates to charge?
Car insurance rates for a Ford Maverick in Colorado Denver

Estimated cost for car insurance $1.000 dollars.