Many people is asking, how does the car you buy (new or used) impact your auto insurance rate? Globally, smaller (lighter) cars have a statistically higher chance of being involved in an accident. Would you like to know, how to lower your insurance costs? When shopping for car insurance, there are many factors that affect car insurance rates in your state! Not just the size and weight of you vehicle. New crash tests at iihs.org demonstrate the direct influence of vehicle size and weight on safety in traffic crashes. On the other hand, the older heavy vehicles are not safer than smaller new cars! Use our auto insurance discounts guide to ensure you are not overpaying your policy!
Drivers of a bigger and heavier vehicle are better protected than those in a smaller and lighter car...
Rank | Expensive cities | Average price | Rank | Expensive cities | Average price |
---|---|---|---|---|---|
1 | Detroit, MI | $10,643 | 1 | Winston-Salem, NC | $969 |
2 | New Orleans, LA | 4,290 | 2 | Greensboro, NC | 1,190 |
3 | Grand Rapids, MI | 4,052 | 3 | Raleigh, NC | 1,298 |
4 | Newark, NJ | 3,535 | 4 | Durham, NC | 1,151 |
5 | Baton Rouge, LA | 3,374 | 5 | Charlotte, NC | 1,133 |
6 | Hialeah, FL | 3,282 | 6 | Boise, ID | 1,322 |
7 | Jersey City, NJ | 3,167 | 7 | Rochester, NY | 1,149 |
8 | Louisville, KY | 3,276 | 8 | Fayetteville, NC | 1,195 |
9 | Miami, FL | 3,189 | 9 | Spokane, WA | 1,389 |
10 | Philadelphia, PA | 2,921 | 10 | Montgomery, AL | 1,476 |
Look at some of the factors that affect your car insurance premiums. Your gender (man, woman), age (teen drivers, students, adult, senior), marital status (single, married), geographical location (place you work, place you park your car), and much more...such as:
- your credit score (history)
- how often and how far you drive
- your current policy and deductibles
- what you drive (small car, large vehicle)
- available discounts your insurance company offers
- and more...
What kind of car do You drive? Leased or owned? Small or large? Lightweight or heavy?
- Jacqueline K. Cunningham, Commissioner
- (Secretary, Southeast Zone)
- Virginia State Corporation Commission
- Bureau of Insurance
- PO Box 1157
- Richmond, Virginia 23218
- Phone: 804.371.9741
- Fax: 804.371.9873
- Street Address:
- 1300 East Main Street
- Richmond, Virginia 23219
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