List of Insurance Agents in Texas, TX

How to pay less than $579 a year or $48 a month in Texas in 2018?

There are many ways to pay less on car insurance in Texas. Just by absolving a drug and alcohol awareness course, you can get a very good rate for your car insurance. One of the cheapest auto insurance companies in Texas include Progressive, GEICO, State Farm, Texas Farm Buerau, Unitrin or Mercury. Don’t ignore local (regional agents) insurers in your neighborhood as they often have higher customer satisfaction ratings and offer better prices. Remember, Texas only requires you to have basic liability insurance, thus collision, comprehensive and uninsured/underinsured driver are optional.

Car insurance for young drivers in Texas

Simply being a young man or student, or a good driver with clean driver's record may save you money on car insurance. Young drivers from Texas must comply with the state's financial responsibility laws. Depending on situation, adding a young driver to a parents' policy can be very expensive, but usually much cheaper than buying a separate insurance policy. Would you like to remove your children (teen driver) from your policy? You'll need to prove to the insurance company from Texas that your child has moved. Finding the right car insurance for your teenage driver from Texas may be difficult, because they’re new to driving and face a higher risk of being involved in traffic accidents. Don't overpay car insurance, find the best insurance agents near you with prices which beat the national average.

TAIPA coverage

If you're having trouble finding the right auto insurance in your city, consider the Texas Automobile Insurance Plan Association (TAIPA) for your policy. For more information please call toll-free number: (866) 321-9154 or read important TAIPA documents. TAIPA require you to have a valid driver license or request an SR-22 to obtain a valid license. IMPORTANT: Physical damage coverage is not available. Through TAIPA program, you will be covered for the minimum required liability coverage including:

1. $30,000/60,000 Bodily Injury, $25,000 Property Damage.
2. $2,500 Personal Injury Protection (Medical Payments are not available).
3. $30,000/60,000/25,000 Uninsured/Underinsured Motorists

DUI & DWI law in Texas

Texas law prohibits driving (operating) a vehicle while having a blood alcohol concentration (BAC) of .08% or more or while actually impaired by drugs or alcohol. 

Texas & proof of insurance

The hot new is, that Texas passed legislation allowing drivers to show their "electronic" proof of liability insurance on cell phone. It means, the new law enables drivers to display insurance on mobiles. Your Texas' insurer will give you an insurance card to use as your proof of car insurance. You must show a proof of insurance when you:

1. Register a new vehicle or renew your car's registration.
2. Get into a car accident (getting involved).
3. When you apply or renew your driver's license.
4. Finaly when you are asked for it by a police officer.