Skip to main content

List of Insurance Agents in Watertown, SD

Would you like to know who has the best car insurance quotes in Watertown in 2019, how to find the cheapest auto insurance for less than $493 a year or which insurance company has the most affordable coverage for teens, seniors or drivers that have previous car accidents and violations on their records, we are here to help you! The average car insurance rates in Watertown, SD are at $804 per year for adults, $1.179 for young drivers (16 - 24 years) and $450 for senior drivers. But these are just average rates that may vary for the same coverage depending on your location, driving history or by your age. Below is a list of licensed and reviewed insurance agents and companies in Watertown with contact information, and with detailed profiles that include office hours, phone numbers, websites, as well as user reviews, customer testimonials and average insurance rates which are around $36 a month. We have reviewed and compared auto insurance rates in Watertown and nearby localities to provide drivers with more information about insuring their vehicles and available discounts. Here's what we found. Erie offers one of the cheapest vehicle insurance policies, which are currently around $429 and well below the national average. Among the regional insurers can also be highlighted and recommended Cincinnati, State Auto or Auto Owners with rates rising to $579.

How much is car insurance in Watertown by insurance company

Popular Insurers  Annual Premium * Teens (16-18) * Seniors * Bad Record *
Nationwide $697 $1.286 $589 $1.072
Farmers $750 $1.339 $697 $1.125
GEICO $536 $1.072 $429 $964
Progressive $911 $1.500 $697 $1.339
USAA $911 $1.554 $697 $1.393
Liberty Mutual $1.286 $1.607 $911 $1.307
State Farm $1.339 $1.661 $804 $1.072
Allstate $1.372 $1.736 $622 $1.554
American Family  $1.447 $1.843 $686 $1.629
Regional Insurers Annual Premium * Teens (16-18) Seniors Bad Record
Erie $429 $964 $343 $857
The Cincinnati $472 $1.093 $407 $922
Auto Owners  $525 $1.179 $461 $997
State Auto  $600 $1.307 $600 $1.061
Safe Auto  $697 $1.393 $707 $1.168
MetLife $772 $1.522 $868 $1.222
Victoria $879 $1.629 $975 $1.329
Allied $943 $1.779 $1.093 $1.490
Encompass $1.029 $1.918 $1.179 $1.554
* Rough estimate for drivers in the neighborhood of Watertown, SD. Find and compare insurance agents in Watertown and get rates lower than $375

Skip this info about discounts & compare insurance agencies in your area

How much is car insurance in South Dakota? Which insurance company in South Dakota (Watertown & other cities) offers the cheapest auto insurance quotes? Below is the list of insurance companies & agents in South Dakota (Watertown). Find an insurance agent near you & see how much discount you may receive. The right discount can save you up to 30% on your coverage! Need legal advice? Find car accident lawyer in Watertown and schedule a free consultation. If you, or someone else, have been injured in a traffic accident, a well chosen personal injury attorney near Watertown can help with such matters.

How to pay less than $408 a year or $34 a month in Watertown in 2018?

Are you paying too much for car insurance in Watertown? Auto insurance is a major expense for most people, and the cost of this coverage is on the rise, especially in some states. You really can lower your rates if you make the effort, but be sure you have adequate coverage against un-insured and under-insured drivers. If you lack uninsured/underinsured auto insurance in Watertown, which is insurance protection related to injuries received as a result of an uninsured or negligent driver, you can be at financial risk. Do not forget to pick an insurance agent in neighborhood of Watertown South Dakota or company representative that takes the time to answer your questions. The easiest way to find the best agent is to ask for referrals and client reviews. According to many studies, people of Watertown are paying $1.166 per year for auto insurance on average. Do not ignore local & regional insurance providers, as they may have better rates than competitors on some insurances.

Watertown Department of Insurance & Commissioners

The South Dakota Watertown Department of Insurance (http://dlr.sd.gov/insurance/default.aspx) should help consumers with insurance-related questions, and everything associated with auto insurance, health insurance, home insurance or life insurance in your neighborhood. And even much more! The Watertown Bureau of Insurance is there to help you resolve complaints against insurance companies, agents and health maintenance organizations (HMOs).

Commissioner

  • Larry DeiterDirector of Insurance
  • (Midwest Zone)
  • South Dakota Department of Labor and Regulation
  • Division of Insurance 
  • 124 South Euclid Avenue, 2nd Floor
  • Pierre, South Dakota 57501
  • Phone: 605.773.3563
  • Fax: 605.773.5369

Choose an insurance agent near you...

Switching auto insurance company or changing your policy in Watertown can save you hundred of dollars a year and that is the main reason why you should shop for car insurance every 6 months. Below is a complete list of insurance companies and agents in Watertown with contact information including address, phone numbers, emails, firm websites. This database contains both captive agents and independent agents from Watertown. Find out who has the best auto insurance quotes and ask about any discounts that might apply to you. Make sure you do not hurry through the process of getting insurance!

Average Cost in South Dakota State Requirements Advanced Search
South Dakota - Find Agents
Car insurance in South Dakota
There are not any related links yet. You can google more information about car insurance rates in Watertown. Liability insurance policy is the most important type of coverage you as a driver carry. Make sure you understand the basic auto insurance requirements and minimum coverage limits in Watertown.

Homeowners & Auto Insurance

Insurance protects you and your family property from potential claims if you are the at-fault driver in an accident. Remember, that car insurance has a long-term relationship with homeowner insurance in Watertown. How much can you save by bundling your homeowners insurance with car insurance? If you buy your home insurance from the same company that provides your insurance policy, you can save between by 5% - 25%. If you compare comprehensive homeowner insurance plans in Watertown, you will probably find out, that average rates fluctuate around $.

Progressive Insurance in Watertown

There are thousands of insurance agents from Watertown ready to help you with your auto & homeowner insurance needs. Looking for a Progressive insurance agency in Watertown or an independent agent that represents Progressive company? You can find and call your Progressive insurance agent from Watertown South Dakota just by typing your zip code in to our search form (above). You can bundle your auto insurance with your home insurance, renters, condo or townhouse insurance and see, how much discount you can receive from Progresive Insurance Company in 2018/2019. See reviews, directions, phone numbers and more for Progressive Agents and local brokers locations in Watertown.

Auto Insurance Requirements

In order to cover the costs of injury or property damage to another person in an accident you cause, you must hold the following minimum amounts of liability coverage:

  • $25,000 for bodily injury or death, per person.
  • $50,000 for bodily injury or death to multiple people in an accident.
  • $25,000 for property damage.
Get more informations about Watertown's auto insurance requirements, coverage options, car insurance rates, and available discounts. Most U.S states - Watertown include - require drivers to purchase a minimum amount of liability insurance (Bodily injury coverage & Property damage coverage). But remember, the basic "liability insurance in Watertown South Dakota" does not cover your own injuries or property damage. Average price for car insurance in Watertown is $1 166 dollars. This is only an indicative price for car insurance in South Dakota Watertown. There are many factors that affect your auto insurance rates...
Car Insurance:  AbarthWatertown Car Insurance:  AcWatertown Car Insurance:  AcuraWatertown Car Insurance:  Alfa RomeoWatertown Car Insurance:  AllardWatertown Car Insurance:  AlpinaWatertown Car Insurance:  AlpineWatertown Car Insurance:  AlvisWatertown Car Insurance:  AmcWatertown Car Insurance:  ArielWatertown Car Insurance:  Armstrong-SiddeleyWatertown Car Insurance:  AscariWatertown Car Insurance:  Aston MartinWatertown Car Insurance:  AudiWatertown Car Insurance:  AustinWatertown Car Insurance:  Austin-HealeyWatertown Car Insurance:  AutobianchiWatertown Car Insurance:  AuverlandWatertown Car Insurance:  AvantiWatertown Car Insurance:  BeijingWatertown Car Insurance:  BentleyWatertown Car Insurance:  BerkeleyWatertown Car Insurance:  BitterWatertown Car Insurance:  BizzarriniWatertown Car Insurance:  BmwWatertown Car Insurance:  BrillianceWatertown Car Insurance:  BristolWatertown Car Insurance:  BugattiWatertown Car Insurance:  BuickWatertown Car Insurance:  CadillacWatertown Car Insurance:  CaterhamWatertown Car Insurance:  CheckerWatertown Car Insurance:  ChevroletWatertown Car Insurance:  ChryslerWatertown Car Insurance:  CitroenWatertown Car Insurance:  DaciaWatertown Car Insurance:  DaewooWatertown Car Insurance:  DafWatertown Car Insurance:  DaihatsuWatertown Car Insurance:  DaimlerWatertown Car Insurance:  DatsunWatertown Car Insurance:  De-TomasoWatertown Car Insurance:  DkwWatertown Car Insurance:  DodgeWatertown Car Insurance:  DonkervoortWatertown Car Insurance:  EagleWatertown Car Insurance:  FairthorpeWatertown Car Insurance:  FerrariWatertown Car Insurance:  FiatWatertown Car Insurance:  FiskerWatertown Car Insurance:  FordWatertown Car Insurance:  GazWatertown Car Insurance:  GeelyWatertown Car Insurance:  GinettaWatertown Car Insurance:  GmcWatertown Car Insurance:  HoldenWatertown Car Insurance:  HondaWatertown Car Insurance:  HudsonWatertown Car Insurance:  HumberWatertown Car Insurance:  HummerWatertown Car Insurance:  HyundaiWatertown Car Insurance:  InfinitiWatertown Car Insurance:  InnocentiWatertown Car Insurance:  IsuzuWatertown Car Insurance:  ItaldesignWatertown Car Insurance:  JaguarWatertown Car Insurance:  JeepWatertown Car Insurance:  JensenWatertown Car Insurance:  KiaWatertown Car Insurance:  KoenigseggWatertown Car Insurance:  LadaWatertown Car Insurance:  LamborghiniWatertown Car Insurance:  LanciaWatertown Car Insurance:  Land RoverWatertown Car Insurance:  LexusWatertown Car Insurance:  LincolnWatertown Car Insurance:  LotecWatertown Car Insurance:  LotusWatertown Car Insurance:  LuxgenWatertown Car Insurance:  MahindraWatertown Car Insurance:  MarcosWatertown Car Insurance:  MaseratiWatertown Car Insurance:  Matra-SimcaWatertown Car Insurance:  MaybachWatertown Car Insurance:  MazdaWatertown Car Insurance:  MccWatertown Car Insurance:  MclarenWatertown Car Insurance:  Mercedes-BenzWatertown Car Insurance:  MercuryWatertown Car Insurance:  MgWatertown Car Insurance:  MiniWatertown Car Insurance:  MitsubishiWatertown Car Insurance:  MonteverdiWatertown Car Insurance:  MorettiWatertown Car Insurance:  MorganWatertown Car Insurance:  MorrisWatertown Car Insurance:  NissanWatertown Car Insurance:  NobleWatertown Car Insurance:  NsuWatertown Car Insurance:  OldsmobileWatertown Car Insurance:  OpelWatertown Car Insurance:  PackardWatertown Car Insurance:  PaganiWatertown Car Insurance:  PanozWatertown Car Insurance:  PeugeotWatertown Car Insurance:  PininfarinaWatertown Car Insurance:  PlymouthWatertown Car Insurance:  PontiacWatertown Car Insurance:  PorscheWatertown Car Insurance:  ProtonWatertown Car Insurance:  RamWatertown Car Insurance:  ReliantWatertown Car Insurance:  RenaultWatertown Car Insurance:  RileyWatertown Car Insurance:  Rolls-RoyceWatertown Car Insurance:  RoverWatertown Car Insurance:  SaabWatertown Car Insurance:  SaleenWatertown Car Insurance:  SamsungWatertown Car Insurance:  SaturnWatertown Car Insurance:  ScionWatertown Car Insurance:  SeatWatertown Car Insurance:  SimcaWatertown Car Insurance:  SingerWatertown Car Insurance:  SkodaWatertown Car Insurance:  SmartWatertown Car Insurance:  SpykerWatertown Car Insurance:  SsangyongWatertown Car Insurance:  SscWatertown Car Insurance:  SteyrWatertown Car Insurance:  StudebakerWatertown Car Insurance:  SubaruWatertown Car Insurance:  SunbeamWatertown Car Insurance:  SuzukiWatertown Car Insurance:  TalbotWatertown Car Insurance:  TataWatertown Car Insurance:  TatraWatertown Car Insurance:  TeslaWatertown Car Insurance:  ToyotaWatertown Car Insurance:  TrabantWatertown Car Insurance:  TriumphWatertown Car Insurance:  TvrWatertown Car Insurance:  VauxhallWatertown Car Insurance:  VectorWatertown Car Insurance:  VenturiWatertown Car Insurance:  VolkswagenWatertown Car Insurance:  VolvoWatertown Car Insurance:  WartburgWatertown Car Insurance:  WestfieldWatertown Car Insurance:  Willys-OverlandWatertown Car Insurance:  XedosWatertown Car Insurance:  ZagatoWatertown Car Insurance:  ZastavaWatertown Car Insurance:  ZazWatertown Car Insurance:  ZenvoWatertown Car Insurance:  ZilWatertown

Compare Insurance Companies in South Dakota Watertown

Who Has the Cheapest Auto Insurance Quotes in Watertown? Costs of car insurance in Watertown vary from one insurer to the next. You should researched auto insurance rates from the largest insurers around South Dakota Watertown and found the cheapest options for your vehicle. Would you like to get lower premiums? Forget to hide or alter information! Report your mileage accurately, report all the drivers for the vehicle (even family members), list the actual parking location for your vehicle and do not forget to report the automobile accidents you've been involved. Errors on the car insurance application can result in a denied claim (after traffic accident) or even a policy revocation (read more about South Dakota Watertown car insurance laws and regulations).
Cheapest rates in Watertown $233
Standard rates in Watertown $700
Most expensive rates in Watertown $1.516
Average cost of car insurance in Watertown (2016 - 2017) has been $1.166 dollars. But remember, your age (teen vs senior driver), marital status (married, single) and location has a huge impact on your car insurance rates. Before you buy any product, read customer reviews of auto insurance companies in Watertown South Dakota and their agents/brokers who offer quotes on your car. As you can see, you can lower your car insurance fees to $700 dollars or even less than $233 - low cost rates near you.
Car insurance in South Dakota Motor vehicle owners (lessees too) are required by law to maintain continuous Watertown liability insurance coverage on vehicles with active registrations. Find the minimum car insurance requirements for every state to get car insurance that meets the legal requirements! Never drive a vehicle that does not have a valid vehicle registration. Minimum car insurance requirements vary from state to state. Many states require drivers to have insurance, but some of them provide alternatives such as "proof of financial responsibility" or "uninsured motorist registration". These requirements establish the minimum levels of insurance coverage in Watertown that every motorist must buy. Below is the list of minimum South Dakota car insurance requirements - understand bodily injury & property damage liability. There are high penalties for driving without car insurance in Watertown.
How much auto insurance coverage do you need?

In order to cover the costs of injury or property damage to another person in an accident you cause, you must hold the following minimum amounts of liability coverage:

  • $25,000 for bodily injury or death, per person.
  • $50,000 for bodily injury or death to multiple people in an accident.
  • $25,000 for property damage.

Full Coverage Auto Insurance in Watertown (Example)

What does “Full Coverage" mean and what's included in minimum car insurance coverage required by your South Dakota state? Full coverage policy in South Dakota Watertown is perceived as a contract that combines state-required liability (liability insurance is one of the few coverage options that is mandatory in every U.S state) or no-fault insurance coverage that covers body injury and property damages to others in an accident you cause, collision coverage (this coverage will pay for the repairs to your car) and comprehensive coverage (theft, vandalism and other damages). The average price for full coverage car insurance in Watertown is $1.166 dollars. But it's only an indicative price! You can find and buy cheap full-coverage insurance in Watertown only with the right resources. Car insurance rates are based on a variety of risk factors (age, employment, residence, driving record) and therefore can grow up to $3.498 a year (cca $292 dollars a month), but even more! You could qualify for more affordable car insurance by purchasing basic "liability insurance", which can cost around $466 a year and even less. Find an agent near you, get the best quotes (consider buying one that fits your needs) and purchase your new and inexpensive car insurance! Department of insurance in Watertown offers guidance to local consumers.

Estimated Prices
Lowest auto insurance rates in Watertown
$466 a year
Average auto insurance rates in Watertown
$1.166 a year
Highest auto insurance rates in Watertown
$3.498 a year
How much will you pay for insurance? $233 or less?
unknown 90%

Watertown Car Insurance Guide: Questions & Answers

There are always many questions that must be answered before shopping for car insurance in Watertown or anywhere near you. Have questions about what your car insurance policy covers in different situations? Do you know, how insurers investigate accident claims in South Dakota Watertown? After you file a claim with your car insurance company, the process - that leads to a financial settlement - is starting. If you have a car insurance policy (general liability insurance / car insurance premiums, deductibles / higher limits), you've likely had specific questions about what it covers. When to report a car accident in Watertown, when not and what are the legal (financial) consequences of this activity. We can inform you of what happens if you dont report your traffic accident in Watertown South Dakota and what the responsible insurance company requires. If you have been involved in a car accident around Watertown, we can advise you of what laws will apply to your specific case.

$97 a month? Stop overpaying for auto insurance in Watertown!

We can help you save significant money on auto protection near Watertown...no matter what type of car you drive. How much is the average monthly/yearly car insurance premium in your state/city? As you already know, your car insurance premiums are based on a variety of factors including your location, the amount of coverage, model of your car, your driving history, your age and many others. If you are paying around $97 a month ($1166 a year), you can definitely save a lot of money annually. Do not hesitate to switch policies or insurance agent if getting a discount of $49 dollars is possible!

Get quotes (ask a question)

© 2017 carsurer.com