List of Insurance Agents in Spearfish, SD

Would you like to know who has the best car insurance quotes in Spearfish in 2019, how to find the cheapest auto insurance for less than $519 a year or which insurance company has the most affordable coverage for teens, seniors or drivers that have previous car accidents and violations on their records, we are here to help you! The average car insurance rates in Spearfish, SD are at $846 per year for adults, $1.241 for young drivers (16 - 24 years) and $474 for senior drivers. But these are just average rates that may vary for the same coverage depending on your location, driving history or by your age. Below is a list of licensed and reviewed insurance agents and companies in Spearfish with contact information, and with detailed profiles that include office hours, phone numbers, websites, as well as user reviews, customer testimonials and average insurance rates which are around $38 a month. We have reviewed and compared auto insurance rates in Spearfish and nearby localities to provide drivers with more information about insuring their vehicles and available discounts. Here's what we found. Erie offers one of the cheapest vehicle insurance policies, which are currently around $451 and well below the national average. Among the regional insurers can also be highlighted and recommended Cincinnati, State Auto or Auto Owners with rates rising to $609.

How much is car insurance in Spearfish by insurance company

Popular Insurers	Annual Premium *	Teens (16-18) *	Seniors *	Bad Record *
Nationwide	$733	$1.354	$621	$1.128
Farmers	$790	$1.411	$733	$1.185
GEICO	$564	$1.128	$451	$1.016
Progressive	$959	$1.580	$733	$1.411
USAA	$959	$1.636	$733	$1.467
Liberty Mutual	$1.354	$1.693	$959	$1.377
State Farm	$1.411	$1.749	$846	$1.128
Allstate	$1.444	$1.828	$654	$1.636
American Family	$1.523	$1.941	$722	$1.715
Regional Insurers	Annual Premium *	Teens (16-18)	Seniors	Bad Record
Erie	$451	$1.016	$361	$903
The Cincinnati	$497	$1.151	$429	$970
Auto Owners	$553	$1.241	$485	$1.049
State Auto	$632	$1.377	$632	$1.117
Safe Auto	$733	$1.467	$745	$1.230
MetLife	$812	$1.602	$914	$1.286
Victoria	$925	$1.715	$1.027	$1.399
Allied	$993	$1.873	$1.151	$1.569
Encompass	$1.083	$2.020	$1.241	$1.636
* Rough estimate for drivers in the neighborhood of Spearfish, SD. Find and compare insurance agents in Spearfish and get rates lower than $395

Skip this info about discounts & compare insurance agencies in your area

How much is car insurance in South Dakota? Which insurance company in South Dakota (Spearfish & other cities) offers the cheapest auto insurance quotes? Below is the list of insurance companies & agents in South Dakota (Spearfish). Find an insurance agent near you & see how much discount you may receive. The right discount can save you up to 30% on your coverage! Need legal advice? Find car accident lawyer in Spearfish and schedule a free consultation. If you, or someone else, have been injured in a traffic accident, a well chosen personal injury attorney near Spearfish can help with such matters.

How to pay less than $408 a year or $34 a month in Spearfish in 2018?

Are you paying too much for car insurance in Spearfish? Auto insurance is a major expense for most people, and the cost of this coverage is on the rise, especially in some states. You really can lower your rates if you make the effort, but be sure you have adequate coverage against un-insured and under-insured drivers. If you lack uninsured/underinsured auto insurance in Spearfish, which is insurance protection related to injuries received as a result of an uninsured or negligent driver, you can be at financial risk. Do not forget to pick an insurance agent in neighborhood of Spearfish South Dakota or company representative that takes the time to answer your questions. The easiest way to find the best agent is to ask for referrals and client reviews. According to many studies, people of Spearfish are paying $1.166 per year for auto insurance on average. Do not ignore local & regional insurance providers, as they may have better rates than competitors on some insurances.

Spearfish Department of Insurance & Commissioners

The South Dakota Spearfish Department of Insurance (http://dlr.sd.gov/insurance/default.aspx) should help consumers with insurance-related questions, and everything associated with auto insurance, health insurance, home insurance or life insurance in your neighborhood. And even much more! The Spearfish Bureau of Insurance is there to help you resolve complaints against insurance companies, agents and health maintenance organizations (HMOs).

Commissioner

Larry Deiter, Director of Insurance
(Midwest Zone)
South Dakota Department of Labor and Regulation
Division of Insurance
124 South Euclid Avenue, 2nd Floor
Pierre, South Dakota 57501
Phone: 605.773.3563
Fax: 605.773.5369

Choose an insurance agent near you...

Switching auto insurance company or changing your policy in Spearfish can save you hundred of dollars a year and that is the main reason why you should shop for car insurance every 6 months. Below is a complete list of insurance companies and agents in Spearfish with contact information including address, phone numbers, emails, firm websites. This database contains both captive agents and independent agents from Spearfish. Find out who has the best auto insurance quotes and ask about any discounts that might apply to you. Make sure you do not hurry through the process of getting insurance!

Average Cost in South Dakota State Requirements Advanced Search

Lerwick- Coreen L

Reside at 125 E Colorado Blvd, #1

Get Free Quotes Call: (605) 642…

Get auto insurance quotes from Lerwick- Coreen L located at Spearfish in the state of South Dakota & compare insurance agents near you. Decide which coverage options are best for you. View expert ratings, auto insurance rates in Lawrence county SD, discounts and customer service reviews. Meet insurance agent at 125 E Colorado Blvd, #1 or contact him over the phone (605) 642…...

South Dakota, Spearfish, 57783

Haivala- John G

Reside at 1230 North Ave, #2

Get Free Quotes Call: (605) 642…

Get auto insurance quotes from Haivala- John G located at Spearfish in the state of South Dakota & compare insurance agents near you. Decide which coverage options are best for you. View expert ratings, auto insurance rates in Lawrence county SD, discounts and customer service reviews. Meet insurance agent at 1230 North Ave, #2 or contact him over the phone (605) 642…...

South Dakota, Spearfish, 57783

South Dakota - Find Agents

Homeowners & Auto Insurance

Insurance protects you and your family property from potential claims if you are the at-fault driver in an accident. Remember, that car insurance has a long-term relationship with homeowner insurance in Spearfish. How much can you save by bundling your homeowners insurance with car insurance? If you buy your home insurance from the same company that provides your insurance policy, you can save between by 5% - 25%. If you compare comprehensive homeowner insurance plans in Spearfish, you will probably find out, that average rates fluctuate around $.

Progressive Insurance in Spearfish

There are thousands of insurance agents from Spearfish ready to help you with your auto & homeowner insurance needs. Looking for a Progressive insurance agency in Spearfish or an independent agent that represents Progressive company? You can find and call your Progressive insurance agent from Spearfish South Dakota just by typing your zip code in to our search form (above). You can bundle your auto insurance with your home insurance, renters, condo or townhouse insurance and see, how much discount you can receive from Progresive Insurance Company in 2018/2019. See reviews, directions, phone numbers and more for Progressive Agents and local brokers locations in Spearfish.

Auto Insurance Requirements

Car Insurance in Spearfish

Get more informations about Spearfish's auto insurance requirements, coverage options, car insurance rates, and available discounts. Most U.S states - Spearfish include - require drivers to purchase a minimum amount of liability insurance (Bodily injury coverage & Property damage coverage). But remember, the basic "liability insurance in Spearfish South Dakota" does not cover your own injuries or property damage. Average price for car insurance in Spearfish is $1 166 dollars. This is only an indicative price for car insurance in South Dakota Spearfish. There are many factors that affect your auto insurance rates...

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Compare Insurance Companies in South Dakota Spearfish

Who Has the Cheapest Auto Insurance Quotes in Spearfish? Costs of car insurance in Spearfish vary from one insurer to the next. You should researched auto insurance rates from the largest insurers around South Dakota Spearfish and found the cheapest options for your vehicle. Would you like to get lower premiums? Forget to hide or alter information! Report your mileage accurately, report all the drivers for the vehicle (even family members), list the actual parking location for your vehicle and do not forget to report the automobile accidents you've been involved. Errors on the car insurance application can result in a denied claim (after traffic accident) or even a policy revocation (read more about South Dakota Spearfish car insurance laws and regulations).

Cheapest rates in Spearfish $233

Standard rates in Spearfish $700

Most expensive rates in Spearfish $1.516

Average cost of car insurance in Spearfish (2016 - 2017) has been $1.166 dollars. But remember, your age (teen vs senior driver), marital status (married, single) and location has a huge impact on your car insurance rates. Before you buy any product, read customer reviews of auto insurance companies in Spearfish South Dakota and their agents/brokers who offer quotes on your car. As you can see, you can lower your car insurance fees to $700 dollars or even less than $233 - low cost rates near you.

Minimum Spearfish Requirements

State-By-State List of Minimum Car Insurance Requirements

Motor vehicle owners (lessees too) are required by law to maintain continuous Spearfish liability insurance coverage on vehicles with active registrations. Find the minimum car insurance requirements for every state to get car insurance that meets the legal requirements! Never drive a vehicle that does not have a valid vehicle registration. Minimum car insurance requirements vary from state to state. Many states require drivers to have insurance, but some of them provide alternatives such as "proof of financial responsibility" or "uninsured motorist registration". These requirements establish the minimum levels of insurance coverage in Spearfish that every motorist must buy. Below is the list of minimum South Dakota car insurance requirements - understand bodily injury & property damage liability. There are high penalties for driving without car insurance in Spearfish.

How much auto insurance coverage do you need?

In order to cover the costs of injury or property damage to another person in an accident you cause, you must hold the following minimum amounts of liability coverage:

$25,000 for bodily injury or death, per person.
$50,000 for bodily injury or death to multiple people in an accident.
$25,000 for property damage.

Full Coverage Auto Insurance in Spearfish (Example)

What does “Full Coverage" mean and what's included in minimum car insurance coverage required by your South Dakota state? Full coverage policy in South Dakota Spearfish is perceived as a contract that combines state-required liability (liability insurance is one of the few coverage options that is mandatory in every U.S state) or no-fault insurance coverage that covers body injury and property damages to others in an accident you cause, collision coverage (this coverage will pay for the repairs to your car) and comprehensive coverage (theft, vandalism and other damages). The average price for full coverage car insurance in Spearfish is $1.166 dollars. But it's only an indicative price! You can find and buy cheap full-coverage insurance in Spearfish only with the right resources. Car insurance rates are based on a variety of risk factors (age, employment, residence, driving record) and therefore can grow up to $3.498 a year (cca $292 dollars a month), but even more! You could qualify for more affordable car insurance by purchasing basic "liability insurance", which can cost around $466 a year and even less. Find an agent near you, get the best quotes (consider buying one that fits your needs) and purchase your new and inexpensive car insurance! Department of insurance in Spearfish offers guidance to local consumers.

Estimated Prices

Lowest auto insurance rates in Spearfish

$466 a year

Average auto insurance rates in Spearfish

$1.166 a year

Highest auto insurance rates in Spearfish

$3.498 a year

How much will you pay for insurance? $233 or less?

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Spearfish Car Insurance Guide: Questions & Answers

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What is med pay coverage on a car insurance policy for Spearfish? You can have the right answer to your auto insurance questions in less than 30 minutes!

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There are always many questions that must be answered before shopping for car insurance in Spearfish or anywhere near you. Have questions about what your car insurance policy covers in different situations? Do you know, how insurers investigate accident claims in South Dakota Spearfish? After you file a claim with your car insurance company, the process - that leads to a financial settlement - is starting. If you have a car insurance policy (general liability insurance / car insurance premiums, deductibles / higher limits), you've likely had specific questions about what it covers. When to report a car accident in Spearfish, when not and what are the legal (financial) consequences of this activity. We can inform you of what happens if you dont report your traffic accident in Spearfish South Dakota and what the responsible insurance company requires. If you have been involved in a car accident around Spearfish, we can advise you of what laws will apply to your specific case.

$97 a month? Stop overpaying for auto insurance in Spearfish!

We can help you save significant money on auto protection near Spearfish...no matter what type of car you drive. How much is the average monthly/yearly car insurance premium in your state/city? As you already know, your car insurance premiums are based on a variety of factors including your location, the amount of coverage, model of your car, your driving history, your age and many others. If you are paying around $97 a month ($1166 a year), you can definitely save a lot of money annually. Do not hesitate to switch policies or insurance agent if getting a discount of $49 dollars is possible!

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Auto Insurance Rates by Model

Abarth Ac Acura Alfa Romeo Allard Alpina Alpine Alvis Amc Ariel Armstrong-Siddeley Ascari Aston Martin Audi Austin Austin-Healey Autobianchi Auverland Avanti Beijing Bentley Berkeley Bitter Bizzarrini Bmw Brilliance Bristol Bugatti Buick Cadillac Caterham Checker Chevrolet Chrysler Citroen Dacia Daewoo Daf Daihatsu Daimler Datsun De-Tomaso Dkw Dodge Donkervoort Eagle Fairthorpe Ferrari Fiat Fisker Ford Gaz Geely Ginetta Gmc Holden Honda Hudson Humber Hummer Hyundai Infiniti Innocenti Isuzu Italdesign Jaguar Jeep Jensen Kia Koenigsegg Lada Lamborghini Lancia Land Rover Lexus Lincoln Lotec Lotus Luxgen Mahindra Marcos Maserati Matra-Simca Maybach Mazda Mcc Mclaren Mercedes-Benz Mercury Mg Mini Mitsubishi Monteverdi Moretti Morgan Morris Nissan Noble Nsu Oldsmobile Opel Packard Pagani Panoz Peugeot Pininfarina Plymouth Pontiac Porsche Proton Ram Reliant Renault Riley Rolls-Royce Rover Saab Saleen Samsung Saturn Scion Seat Simca Singer Skoda Smart Spyker Ssangyong Ssc Steyr Studebaker Subaru Sunbeam Suzuki Talbot Tata Tatra Tesla Toyota Trabant Triumph Tvr Vauxhall Vector Venturi Volkswagen Volvo Wartburg Westfield Willys-Overland Xedos Zagato Zastava Zaz Zenvo Zil