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List of Insurance Agents in Elk Point, SD

Would you like to know who has the best car insurance quotes in Elk Point in 2019, how to find the cheapest auto insurance for less than $485 a year or which insurance company has the most affordable coverage for teens, seniors or drivers that have previous car accidents and violations on their records, we are here to help you! The average car insurance rates in Elk Point, SD are at $790 per year for adults, $1.159 for young drivers (16 - 24 years) and $443 for senior drivers. But these are just average rates that may vary for the same coverage depending on your location, driving history or by your age. Below is a list of licensed and reviewed insurance agents and companies in Elk Point with contact information, and with detailed profiles that include office hours, phone numbers, websites, as well as user reviews, customer testimonials and average insurance rates which are around $35 a month. We have reviewed and compared auto insurance rates in Elk Point and nearby localities to provide drivers with more information about insuring their vehicles and available discounts. Here's what we found. Erie offers one of the cheapest vehicle insurance policies, which are currently around $422 and well below the national average. Among the regional insurers can also be highlighted and recommended Cincinnati, State Auto or Auto Owners with rates rising to $569.

How much is car insurance in Elk Point by insurance company

Popular Insurers  Annual Premium * Teens (16-18) * Seniors * Bad Record *
Nationwide $685 $1.265 $580 $1.054
Farmers $738 $1.317 $685 $1.107
GEICO $527 $1.054 $422 $949
Progressive $896 $1.476 $685 $1.317
USAA $896 $1.528 $685 $1.370
Liberty Mutual $1.265 $1.581 $896 $1.286
State Farm $1.317 $1.634 $790 $1.054
Allstate $1.349 $1.707 $611 $1.528
American Family  $1.423 $1.813 $675 $1.602
Regional Insurers Annual Premium * Teens (16-18) Seniors Bad Record
Erie $422 $949 $337 $843
The Cincinnati $464 $1.075 $401 $906
Auto Owners  $516 $1.159 $453 $980
State Auto  $590 $1.286 $590 $1.043
Safe Auto  $685 $1.370 $696 $1.149
MetLife $759 $1.497 $854 $1.202
Victoria $864 $1.602 $959 $1.307
Allied $927 $1.750 $1.075 $1.465
Encompass $1.012 $1.887 $1.159 $1.528
* Rough estimate for drivers in the neighborhood of Elk Point, SD. Find and compare insurance agents in Elk Point and get rates lower than $369

Skip this info about discounts & compare insurance agencies in your area

How much is car insurance in South Dakota? Which insurance company in South Dakota (Elk Point & other cities) offers the cheapest auto insurance quotes? Below is the list of insurance companies & agents in South Dakota (Elk Point). Find an insurance agent near you & see how much discount you may receive. The right discount can save you up to 30% on your coverage! Need legal advice? Find car accident lawyer in Elk Point and schedule a free consultation. If you, or someone else, have been injured in a traffic accident, a well chosen personal injury attorney near Elk Point can help with such matters.

How to pay less than $408 a year or $34 a month in Elk Point in 2018?

Are you paying too much for car insurance in Elk Point? Auto insurance is a major expense for most people, and the cost of this coverage is on the rise, especially in some states. You really can lower your rates if you make the effort, but be sure you have adequate coverage against un-insured and under-insured drivers. If you lack uninsured/underinsured auto insurance in Elk Point, which is insurance protection related to injuries received as a result of an uninsured or negligent driver, you can be at financial risk. Do not forget to pick an insurance agent in neighborhood of Elk Point South Dakota or company representative that takes the time to answer your questions. The easiest way to find the best agent is to ask for referrals and client reviews. According to many studies, people of Elk Point are paying $1.166 per year for auto insurance on average. Do not ignore local & regional insurance providers, as they may have better rates than competitors on some insurances.

Elk Point Department of Insurance & Commissioners

The South Dakota Elk Point Department of Insurance (http://dlr.sd.gov/insurance/default.aspx) should help consumers with insurance-related questions, and everything associated with auto insurance, health insurance, home insurance or life insurance in your neighborhood. And even much more! The Elk Point Bureau of Insurance is there to help you resolve complaints against insurance companies, agents and health maintenance organizations (HMOs).

Commissioner

  • Larry DeiterDirector of Insurance
  • (Midwest Zone)
  • South Dakota Department of Labor and Regulation
  • Division of Insurance 
  • 124 South Euclid Avenue, 2nd Floor
  • Pierre, South Dakota 57501
  • Phone: 605.773.3563
  • Fax: 605.773.5369

Choose an insurance agent near you...

Switching auto insurance company or changing your policy in Elk Point can save you hundred of dollars a year and that is the main reason why you should shop for car insurance every 6 months. Below is a complete list of insurance companies and agents in Elk Point with contact information including address, phone numbers, emails, firm websites. This database contains both captive agents and independent agents from Elk Point. Find out who has the best auto insurance quotes and ask about any discounts that might apply to you. Make sure you do not hurry through the process of getting insurance!

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Car insurance in South Dakota
There are not any related links yet. You can google more information about car insurance rates in Elk Point. Liability insurance policy is the most important type of coverage you as a driver carry. Make sure you understand the basic auto insurance requirements and minimum coverage limits in Elk Point.

Homeowners & Auto Insurance

Insurance protects you and your family property from potential claims if you are the at-fault driver in an accident. Remember, that car insurance has a long-term relationship with homeowner insurance in Elk Point. How much can you save by bundling your homeowners insurance with car insurance? If you buy your home insurance from the same company that provides your insurance policy, you can save between by 5% - 25%. If you compare comprehensive homeowner insurance plans in Elk Point, you will probably find out, that average rates fluctuate around $.

Progressive Insurance in Elk Point

There are thousands of insurance agents from Elk Point ready to help you with your auto & homeowner insurance needs. Looking for a Progressive insurance agency in Elk Point or an independent agent that represents Progressive company? You can find and call your Progressive insurance agent from Elk Point South Dakota just by typing your zip code in to our search form (above). You can bundle your auto insurance with your home insurance, renters, condo or townhouse insurance and see, how much discount you can receive from Progresive Insurance Company in 2018/2019. See reviews, directions, phone numbers and more for Progressive Agents and local brokers locations in Elk Point.

Auto Insurance Requirements

In order to cover the costs of injury or property damage to another person in an accident you cause, you must hold the following minimum amounts of liability coverage:

  • $25,000 for bodily injury or death, per person.
  • $50,000 for bodily injury or death to multiple people in an accident.
  • $25,000 for property damage.
Get more informations about Elk Point's auto insurance requirements, coverage options, car insurance rates, and available discounts. Most U.S states - Elk Point include - require drivers to purchase a minimum amount of liability insurance (Bodily injury coverage & Property damage coverage). But remember, the basic "liability insurance in Elk Point South Dakota" does not cover your own injuries or property damage. Average price for car insurance in Elk Point is $1 166 dollars. This is only an indicative price for car insurance in South Dakota Elk Point. There are many factors that affect your auto insurance rates...
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Compare Insurance Companies in South Dakota Elk Point

Who Has the Cheapest Auto Insurance Quotes in Elk Point? Costs of car insurance in Elk Point vary from one insurer to the next. You should researched auto insurance rates from the largest insurers around South Dakota Elk Point and found the cheapest options for your vehicle. Would you like to get lower premiums? Forget to hide or alter information! Report your mileage accurately, report all the drivers for the vehicle (even family members), list the actual parking location for your vehicle and do not forget to report the automobile accidents you've been involved. Errors on the car insurance application can result in a denied claim (after traffic accident) or even a policy revocation (read more about South Dakota Elk Point car insurance laws and regulations).
Cheapest rates in Elk Point $233
Standard rates in Elk Point $700
Most expensive rates in Elk Point $1.516
Average cost of car insurance in Elk Point (2016 - 2017) has been $1.166 dollars. But remember, your age (teen vs senior driver), marital status (married, single) and location has a huge impact on your car insurance rates. Before you buy any product, read customer reviews of auto insurance companies in Elk Point South Dakota and their agents/brokers who offer quotes on your car. As you can see, you can lower your car insurance fees to $700 dollars or even less than $233 - low cost rates near you.
Car insurance in South Dakota Motor vehicle owners (lessees too) are required by law to maintain continuous Elk Point liability insurance coverage on vehicles with active registrations. Find the minimum car insurance requirements for every state to get car insurance that meets the legal requirements! Never drive a vehicle that does not have a valid vehicle registration. Minimum car insurance requirements vary from state to state. Many states require drivers to have insurance, but some of them provide alternatives such as "proof of financial responsibility" or "uninsured motorist registration". These requirements establish the minimum levels of insurance coverage in Elk Point that every motorist must buy. Below is the list of minimum South Dakota car insurance requirements - understand bodily injury & property damage liability. There are high penalties for driving without car insurance in Elk Point.
How much auto insurance coverage do you need?

In order to cover the costs of injury or property damage to another person in an accident you cause, you must hold the following minimum amounts of liability coverage:

  • $25,000 for bodily injury or death, per person.
  • $50,000 for bodily injury or death to multiple people in an accident.
  • $25,000 for property damage.

Full Coverage Auto Insurance in Elk Point (Example)

What does “Full Coverage" mean and what's included in minimum car insurance coverage required by your South Dakota state? Full coverage policy in South Dakota Elk Point is perceived as a contract that combines state-required liability (liability insurance is one of the few coverage options that is mandatory in every U.S state) or no-fault insurance coverage that covers body injury and property damages to others in an accident you cause, collision coverage (this coverage will pay for the repairs to your car) and comprehensive coverage (theft, vandalism and other damages). The average price for full coverage car insurance in Elk Point is $1.166 dollars. But it's only an indicative price! You can find and buy cheap full-coverage insurance in Elk Point only with the right resources. Car insurance rates are based on a variety of risk factors (age, employment, residence, driving record) and therefore can grow up to $3.498 a year (cca $292 dollars a month), but even more! You could qualify for more affordable car insurance by purchasing basic "liability insurance", which can cost around $466 a year and even less. Find an agent near you, get the best quotes (consider buying one that fits your needs) and purchase your new and inexpensive car insurance! Department of insurance in Elk Point offers guidance to local consumers.

Estimated Prices
Lowest auto insurance rates in Elk Point
$466 a year
Average auto insurance rates in Elk Point
$1.166 a year
Highest auto insurance rates in Elk Point
$3.498 a year
How much will you pay for insurance? $233 or less?
unknown 90%

Elk Point Car Insurance Guide: Questions & Answers

There are always many questions that must be answered before shopping for car insurance in Elk Point or anywhere near you. Have questions about what your car insurance policy covers in different situations? Do you know, how insurers investigate accident claims in South Dakota Elk Point? After you file a claim with your car insurance company, the process - that leads to a financial settlement - is starting. If you have a car insurance policy (general liability insurance / car insurance premiums, deductibles / higher limits), you've likely had specific questions about what it covers. When to report a car accident in Elk Point, when not and what are the legal (financial) consequences of this activity. We can inform you of what happens if you dont report your traffic accident in Elk Point South Dakota and what the responsible insurance company requires. If you have been involved in a car accident around Elk Point, we can advise you of what laws will apply to your specific case.

$97 a month? Stop overpaying for auto insurance in Elk Point!

We can help you save significant money on auto protection near Elk Point...no matter what type of car you drive. How much is the average monthly/yearly car insurance premium in your state/city? As you already know, your car insurance premiums are based on a variety of factors including your location, the amount of coverage, model of your car, your driving history, your age and many others. If you are paying around $97 a month ($1166 a year), you can definitely save a lot of money annually. Do not hesitate to switch policies or insurance agent if getting a discount of $49 dollars is possible!

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