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List of Insurance Agents in Benton Harbor, MI

Would you like to know who has the best car insurance quotes in Benton Harbor in 2019, how to find the cheapest auto insurance for less than $1.032 a year or which insurance company has the most affordable coverage for teens, seniors or drivers that have previous car accidents and violations on their records, we are here to help you! The average car insurance rates in Benton Harbor, MI are at $1.683 per year for adults, $2.468 for young drivers (16 - 24 years) and $942 for senior drivers. But these are just average rates that may vary for the same coverage depending on your location, driving history or by your age. Below is a list of licensed and reviewed insurance agents and companies in Benton Harbor with contact information, and with detailed profiles that include office hours, phone numbers, websites, as well as user reviews, customer testimonials and average insurance rates which are around $75 a month. We have reviewed and compared auto insurance rates in Benton Harbor and nearby localities to provide drivers with more information about insuring their vehicles and available discounts. Here's what we found. Erie offers one of the cheapest vehicle insurance policies, which are currently around $898 and well below the national average. Among the regional insurers can also be highlighted and recommended Cincinnati, State Auto or Auto Owners with rates rising to $1.212.

How much is car insurance in Benton Harbor by insurance company

Popular Insurers  Annual Premium * Teens (16-18) * Seniors * Bad Record *
Nationwide $1.459 $2.693 $1.234 $2.244
Farmers $1.571 $2.805 $1.459 $2.356
GEICO $1.122 $2.244 $898 $2.020
Progressive $1.907 $3.142 $1.459 $2.805
USAA $1.907 $3.254 $1.459 $2.917
Liberty Mutual $2.693 $3.366 $1.907 $2.738
State Farm $2.805 $3.478 $1.683 $2.244
Allstate $2.872 $3.635 $1.301 $3.254
American Family  $3.029 $3.860 $1.436 $3.411
Regional Insurers Annual Premium * Teens (16-18) Seniors Bad Record
Erie $898 $2.020 $718 $1.795
The Cincinnati $987 $2.289 $853 $1.930
Auto Owners  $1.100 $2.468 $965 $2.087
State Auto  $1.257 $2.738 $1.257 $2.222
Safe Auto  $1.459 $2.917 $1.481 $2.446
MetLife $1.616 $3.186 $1.818 $2.558
Victoria $1.840 $3.411 $2.042 $2.783
Allied $1.975 $3.725 $2.289 $3.119
Encompass $2.154 $4.017 $2.468 $3.254
* Rough estimate for drivers in the neighborhood of Benton Harbor, MI. Find and compare insurance agents in Benton Harbor and get rates lower than $785

Skip this info about discounts & compare insurance agencies in your area

How much is car insurance in Michigan? Which insurance company in Michigan (Benton Harbor & other cities) offers the cheapest auto insurance quotes? Below is the list of insurance companies & agents in Michigan (Benton Harbor). Find an insurance agent near you & see how much discount you may receive. The right discount can save you up to 30% on your coverage! Need legal advice? Find car accident lawyer in Benton Harbor and schedule a free consultation. If you, or someone else, have been injured in a traffic accident, a well chosen personal injury attorney near Benton Harbor can help with such matters.

How to pay less than $819 a year or $68 a month in Benton Harbor in 2018?

Are you paying too much for car insurance in Benton Harbor? Auto insurance is a major expense for most people, and the cost of this coverage is on the rise, especially in some states. You really can lower your rates if you make the effort, but be sure you have adequate coverage against un-insured and under-insured drivers. If you lack uninsured/underinsured auto insurance in Benton Harbor, which is insurance protection related to injuries received as a result of an uninsured or negligent driver, you can be at financial risk. Do not forget to pick an insurance agent in neighborhood of Benton Harbor Michigan or company representative that takes the time to answer your questions. The easiest way to find the best agent is to ask for referrals and client reviews. According to many studies, people of Benton Harbor are paying $2.340 per year for auto insurance on average. Do not ignore local & regional insurance providers, as they may have better rates than competitors on some insurances.

Benton Harbor Department of Insurance & Commissioners

The Michigan Benton Harbor Department of Insurance (http://www.michigan.gov/difs) should help consumers with insurance-related questions, and everything associated with auto insurance, health insurance, home insurance or life insurance in your neighborhood. And even much more! The Benton Harbor Bureau of Insurance is there to help you resolve complaints against insurance companies, agents and health maintenance organizations (HMOs).

Commissioner

  • Patrick M. McPharlinDirector
  • (Midwest Zone)
  • Department of Insurance and Financial Services
  • PO Box 30220
  • Lansing, Michigan 48909-7720
  • Phone: 517.284-8800
  • Fax: 517.284-8844
  • Street Address:
  • Mason Building, 8th Floor
  • 530 W. Allegan Street 
  • Lansing, Michigan 48933

Choose an insurance agent near you...

Switching auto insurance company or changing your policy in Benton Harbor can save you hundred of dollars a year and that is the main reason why you should shop for car insurance every 6 months. Below is a complete list of insurance companies and agents in Benton Harbor with contact information including address, phone numbers, emails, firm websites. This database contains both captive agents and independent agents from Benton Harbor. Find out who has the best auto insurance quotes and ask about any discounts that might apply to you. Make sure you do not hurry through the process of getting insurance!

Average Cost in Michigan State Requirements Advanced Search
Michigan - Find Agents
Car insurance in Michigan

Homeowners & Auto Insurance

Insurance protects you and your family property from potential claims if you are the at-fault driver in an accident. Remember, that car insurance has a long-term relationship with homeowner insurance in Benton Harbor. How much can you save by bundling your homeowners insurance with car insurance? If you buy your home insurance from the same company that provides your insurance policy, you can save between by 5% - 25%. If you compare comprehensive homeowner insurance plans in Benton Harbor, you will probably find out, that average rates fluctuate around $1.050.

Progressive Insurance in Benton Harbor

There are thousands of insurance agents from Benton Harbor ready to help you with your auto & homeowner insurance needs. Looking for a Progressive insurance agency in Benton Harbor or an independent agent that represents Progressive company? You can find and call your Progressive insurance agent from Benton Harbor Michigan just by typing your zip code in to our search form (above). You can bundle your auto insurance with your home insurance, renters, condo or townhouse insurance and see, how much discount you can receive from Progresive Insurance Company in 2018/2019. See reviews, directions, phone numbers and more for Progressive Agents and local brokers locations in Benton Harbor.

Auto Insurance Requirements

The minimum amounts of BI/PD insurance you must carry in Michigan are:

  • $20,000 for injuries or death to an individual.
  • $40,000 for injures or death per accident to multiple people.
  • $10,000 for property damage in another state.
Get more informations about Benton Harbor's auto insurance requirements, coverage options, car insurance rates, and available discounts. Most U.S states - Benton Harbor include - require drivers to purchase a minimum amount of liability insurance (Bodily injury coverage & Property damage coverage). But remember, the basic "liability insurance in Benton Harbor Michigan" does not cover your own injuries or property damage. Average price for car insurance in Benton Harbor is $2 340 dollars. This is only an indicative price for car insurance in Michigan Benton Harbor. There are many factors that affect your auto insurance rates...
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Compare Insurance Companies in Michigan Benton Harbor

Who Has the Cheapest Auto Insurance Quotes in Benton Harbor? Costs of car insurance in Benton Harbor vary from one insurer to the next. You should researched auto insurance rates from the largest insurers around Michigan Benton Harbor and found the cheapest options for your vehicle. Would you like to get lower premiums? Forget to hide or alter information! Report your mileage accurately, report all the drivers for the vehicle (even family members), list the actual parking location for your vehicle and do not forget to report the automobile accidents you've been involved. Errors on the car insurance application can result in a denied claim (after traffic accident) or even a policy revocation (read more about Michigan Benton Harbor car insurance laws and regulations).
Cheapest rates in Benton Harbor $468
Standard rates in Benton Harbor $1.404
Most expensive rates in Benton Harbor $3.042
Average cost of car insurance in Benton Harbor (2016 - 2017) has been $2.340 dollars. But remember, your age (teen vs senior driver), marital status (married, single) and location has a huge impact on your car insurance rates. Before you buy any product, read customer reviews of auto insurance companies in Benton Harbor Michigan and their agents/brokers who offer quotes on your car. As you can see, you can lower your car insurance fees to $1.404 dollars or even less than $468 - low cost rates near you.
Car insurance in Michigan Motor vehicle owners (lessees too) are required by law to maintain continuous Benton Harbor liability insurance coverage on vehicles with active registrations. Find the minimum car insurance requirements for every state to get car insurance that meets the legal requirements! Never drive a vehicle that does not have a valid vehicle registration. Minimum car insurance requirements vary from state to state. Many states require drivers to have insurance, but some of them provide alternatives such as "proof of financial responsibility" or "uninsured motorist registration". These requirements establish the minimum levels of insurance coverage in Benton Harbor that every motorist must buy. Below is the list of minimum Michigan car insurance requirements - understand bodily injury & property damage liability. There are high penalties for driving without car insurance in Benton Harbor.
How much auto insurance coverage do you need?

The minimum amounts of BI/PD insurance you must carry in Michigan are:

  • $20,000 for injuries or death to an individual.
  • $40,000 for injures or death per accident to multiple people.
  • $10,000 for property damage in another state.

Full Coverage Auto Insurance in Benton Harbor (Example)

What does “Full Coverage" mean and what's included in minimum car insurance coverage required by your Michigan state? Full coverage policy in Michigan Benton Harbor is perceived as a contract that combines state-required liability (liability insurance is one of the few coverage options that is mandatory in every U.S state) or no-fault insurance coverage that covers body injury and property damages to others in an accident you cause, collision coverage (this coverage will pay for the repairs to your car) and comprehensive coverage (theft, vandalism and other damages). The average price for full coverage car insurance in Benton Harbor is $2.340 dollars. But it's only an indicative price! You can find and buy cheap full-coverage insurance in Benton Harbor only with the right resources. Car insurance rates are based on a variety of risk factors (age, employment, residence, driving record) and therefore can grow up to $7.020 a year (cca $585 dollars a month), but even more! You could qualify for more affordable car insurance by purchasing basic "liability insurance", which can cost around $936 a year and even less. Find an agent near you, get the best quotes (consider buying one that fits your needs) and purchase your new and inexpensive car insurance! Department of insurance in Benton Harbor offers guidance to local consumers.

Estimated Prices
Lowest auto insurance rates in Benton Harbor
$936 a year
Average auto insurance rates in Benton Harbor
$2.340 a year
Highest auto insurance rates in Benton Harbor
$7.020 a year
How much will you pay for insurance? $468 or less?
unknown 90%

Benton Harbor Car Insurance Guide: Questions & Answers

There are always many questions that must be answered before shopping for car insurance in Benton Harbor or anywhere near you. Have questions about what your car insurance policy covers in different situations? Do you know, how insurers investigate accident claims in Michigan Benton Harbor? After you file a claim with your car insurance company, the process - that leads to a financial settlement - is starting. If you have a car insurance policy (general liability insurance / car insurance premiums, deductibles / higher limits), you've likely had specific questions about what it covers. When to report a car accident in Benton Harbor, when not and what are the legal (financial) consequences of this activity. We can inform you of what happens if you dont report your traffic accident in Benton Harbor Michigan and what the responsible insurance company requires. If you have been involved in a car accident around Benton Harbor, we can advise you of what laws will apply to your specific case.

$195 a month? Stop overpaying for auto insurance in Benton Harbor!

We can help you save significant money on auto protection near Benton Harbor...no matter what type of car you drive. How much is the average monthly/yearly car insurance premium in your state/city? As you already know, your car insurance premiums are based on a variety of factors including your location, the amount of coverage, model of your car, your driving history, your age and many others. If you are paying around $195 a month ($2340 a year), you can definitely save a lot of money annually. Do not hesitate to switch policies or insurance agent if getting a discount of $98 dollars is possible!

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