1974 Zastava 850 K - car insurance quotes

How much does it cost to insure a  Zastava 850 K Classic, 848 cc in 2023?

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The average insurance rate is at $458 per year for  adults, $760 for  teens and $380 for  senior drivers.

How much does 1974 Zastava 850 K car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Zastava 850 K (this trim level of the 1974 850 K) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Zastava 850 K is above $32 a month ($382 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Zastava you drive (http://wikicars.org/en/Zastava_Koral)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Zastava model with 35 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Zastava 850 K if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1974 Zastava 850 K is $32 a month, which is around $382 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 51-year-old classic car?

If you are an owner of 51-years-old Zastava 850 K classic car, you are a happy holder of a collector's, historic, vintage or even antique car. Older vehicles are typically cheaper to insure because they are less valuable than newer models. This, unfortunately, does not apply to classic, special and historic cars older than 35 years, such as Zastava 850 K made in 1974. How can you lower the cost of your classic car insurance? Limit your mileage and increase your security! Most collectible, antique and classic vehicles are poorly protected against theft. Buy and install a tracking device, alarm or anti-theft system into your 1974 850 K. Given that collector and historic automobiles are not just "consumer" vehicles, it is very important to buy a specialised classic car insurance policies to protect these antique vehicles against damage, vandalism and the increased risk of theft.

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Zastava 850 K, is a classic or historic automobile with engine power lower than 1000 cc (848 cc), which means it's a low-performance vehicle. This is good news in relation to insurance rates. Why? Because insurance companies calculate their rates on a car's horsepower and performance. The final price is, of course, influenced by many other facts (your location, driving history or age), and no single insurer can claim to be the cheapest.

Compare 1974 Zastava 850 K car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Zastava, 850 K is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Zastava (made in 1974) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Zastava 850 K auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1974 Zastava 850 K in 2023? As you can see below, the lowest rates are around $339.2, while the highest ones fluctuate around $712.32 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$361
American Family	$353
Erie	$352
Progressive	$415
State Farm	$457
Auto Owners	$406
State Auto	$482
Nationwide	$468
Farmers	$409
Allstate	$580
Safe Auto	$614
MetLife	$655
Victoria	$695
Allied	$490
Liberty Mutual	$584
Encompass	$728
* Just a rough estimate for 1974 Zastava 850 K, this trim level of the 1974 850 K

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model 850 K, make Zastava) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Zastava, 850 K will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1974 850 K car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1974 Zastava 850 K auto insurance rates by state!

How to calculate premium for Zastava 850 K (1974) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1974 850 K () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$254	$356
2	Ohio	$258	$363
3	Idaho	$265	$373
4	Virginia	$275	$390
5	Iowa	$285	$404
6	New Hampshire	$298	$410
7	Wisconsin	$302	$421
8	North Dakota	$309	$444
9	Indiana	$315	$468
10	North Carolina	$322	$485
11	Pennsylvania	$326	$512
12	Utah	$332	$519
13	Maine	$336	$529
14	Massachusetts	$343	$539
15	Alaska	$346	$546
16	Tennessee	$349	$560
17	South Dakota	$353	$590
18	Nebraska	$356	$607
19	Minnesota	$360	$617
20	Illinois	$360	$628
21	Hawaii	$363	$641
22	Alabama	$366	$651
23	Oregon	$370	$661
24	Missouri	$373	$685
25	Washington	$390	$709
26	South Carolina	$393	$726
27	Kansas	$404	$739
28	New Mexico	$410	$756
29	Arizona	$421	$763
30	New York	$427	$767
31	National average	$441	$777
32	New Jersey	$448	$801
33	West Virginia	$461	$807
34	Mississippi	$471	$817
35	Maryland	$482	$828
36	Montana	$495	$845
37	Nevada	$505	$851
38	Arkansas	$512	$865
39	Kentucky	$516	$879
40	Oklahoma	$533	$889
41	Wyoming	$543	$895
42	Colorado	$556	$912
43	Texas	$566	$919
44	Delaware	$580	$933
45	Georgia	$594	$936
46	California	$607	$946
47	DC	$617	$953
48	Connecticut	$631	$963
49	Rhode Island	$638	$967
50	Florida	$648	$987
51	Louisiana	$661	$1,001
52	Michigan	$675	$1,018
* Compare 1974 Zastava 850 K car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1974 Zastava 850 K (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Zastava 850 K annual insurance cost for a 16 year old is approximately $780.16, while the cost of the same coverage for seniors aged 70 - 74 is $359.552. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Zastava, 850 K have 848 cc, 35 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$746
20 - 24	$726
25 - 29	$611
30 - 34	$526
35 – 39	$424
40 – 44	$441
45 – 49	$404
50 – 54	$353
55 – 59	$434
60 – 64	$363
65 – 69	$380
70 – 74	$343
75 and more	$353
* Rough estimate for teens, adults and seniors who are driving Zastava 850 K (1974)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $288 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Zastava, 850 K good for senior drivers? If you have questions or issues relevant to Zastava 850 K or another vehicle, please ask in the discussion.

You know you need to insure your 1974 front/rear wheel drive Zastava, 850 K, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Zastava 850 K: Exterior Specs, Features & Options

The engine of Zastava, 850 K (parameter not set cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the front/rear wheel drive. 850 K model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 848 CC (liter), 35 ps (98.6% of a brake horsepower) is matched to an this trim level of the 1974 850 K for 1974. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Zastava, 850 K has horsepower of 35 ps & 848 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 1974 850 K has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Zastava 850 K vehicle (sorry, we do not know how fast will Zastava, 850 K accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Zastava, 850 K Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (855 kg is the weight of this model), its engine torque and the engine rotation speed.