2017 Volvo XC70 - car insurance quotes

How much does it cost to insure a  Volvo XC70 3.2 4dr Wagon AWD w/Prod. End 5/14 (3.2L 6cyl 6A) 3.200 cc in 2023?

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The average insurance rate is at $1,728 per year for  adults, $2,867 for  teens and $1,434 for  senior drivers.

How much does 2017 Volvo XC70 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Volvo XC70 (3.2 4dr Wagon AWD w/Prod. End 5/14 (3.2L 6cyl 6A)) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Volvo XC70 is above $120 a month ($1.440 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Volvo you drive (http://www.volvocars.com/us)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Volvo model with 240 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Volvo XC70 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2017 Volvo XC70 is $120 a month, which is around $1.440 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your 8 years old Volvo affect rates?

According to the NHTSA and the 2023 IIHS Top safety pick news, the 2017 Volvo XC70 has a fairly good score for safety and comes equipped with a complex suite of modern safety and driver assistance features that may lower your premium. 2017 XC70 is a 8 years old vehicle, which means it is probably equipped with electronic stability control (ESC), night vision or tracking devices and active/passive disabling devices (anti-theft, alarms). Some of those safety features and anti-theft technologies yield savings, but at most in tens of dollars per year. Discounts for safety features not only vary by your insurer, they also vary by state. According to recent data and studies, insurance companies in the U.S are not lowering insurance rates for safer, modern and more secure vehicles like this 8-year Volvo XC70. Why? Purchasing a Volvo XC70 with helpful technology to prevent crashes and theft may reduce your coverage to the price around $1,280 a year, but new car technology and equipement makes cars more costly for insurers to repair or replace. If you borrow money to finance your new XC70 via a loan or lease, you'll probably be required to carry increased coverage. This does not apply to used vehicles.

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Volvo XC70, 3.2 4dr Wagon AWD w/Prod. End 5/14 (3.2L 6cyl 6A) has engine power of 3200 cc, which means it is a medium-powered car. The disadvantage is that high-powered vehicles are often considered more dangerous and therefore may increase auto insurance rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,050	$960
GEICO	$768	$666
Nationwide	$1,165	$870
Progressive	$499	$410
State Farm	$653	$486
Texas Farm Bureau	$1,050	$819
USAA	$832	$717
* Rough estimate for a new vs 8 years old used Volvo XC70, 3.2 4dr Wagon AWD w/Prod. End 5/14 (3.2L 6cyl 6A). Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2017 Volvo XC70 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Volvo, XC70 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Volvo (made in 2017) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Volvo XC70 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2017 Volvo XC70 in 2023? As you can see below, the lowest rates are around $1280, while the highest ones fluctuate around $2688 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,363
American Family	$1,331
Erie	$1,330
Progressive	$1,567
State Farm	$1,725
Auto Owners	$1,533
State Auto	$1,818
Nationwide	$1,768
Farmers	$1,542
Allstate	$2,188
Safe Auto	$2,316
MetLife	$2,470
Victoria	$2,621
Allied	$1,850
Liberty Mutual	$2,205
Encompass	$2,746
* Just a rough estimate for 2017 Volvo XC70, 3.2 4dr Wagon AWD w/Prod. End 5/14 (3.2L 6cyl 6A)

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model XC70, make Volvo) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Volvo, XC70 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2017 XC70 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2017 Volvo XC70 auto insurance rates by state!

How to calculate premium for Volvo XC70 (2017) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2017 XC70 (3.2 4dr Wagon AWD w/Prod. End 5/14 (3.2L 6cyl 6A)) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$960	$1,344
2	Ohio	$973	$1,370
3	Idaho	$998	$1,408
4	Virginia	$1,037	$1,472
5	Iowa	$1,075	$1,523
6	New Hampshire	$1,126	$1,549
7	Wisconsin	$1,139	$1,587
8	North Dakota	$1,165	$1,677
9	Indiana	$1,190	$1,766
10	North Carolina	$1,216	$1,830
11	Pennsylvania	$1,229	$1,933
12	Utah	$1,254	$1,958
13	Maine	$1,267	$1,997
14	Massachusetts	$1,293	$2,035
15	Alaska	$1,306	$2,061
16	Tennessee	$1,318	$2,112
17	South Dakota	$1,331	$2,227
18	Nebraska	$1,344	$2,291
19	Minnesota	$1,357	$2,330
20	Illinois	$1,357	$2,368
21	Hawaii	$1,370	$2,419
22	Alabama	$1,382	$2,458
23	Oregon	$1,395	$2,496
24	Missouri	$1,408	$2,586
25	Washington	$1,472	$2,675
26	South Carolina	$1,485	$2,739
27	Kansas	$1,523	$2,790
28	New Mexico	$1,549	$2,854
29	Arizona	$1,587	$2,880
30	New York	$1,613	$2,893
31	National average	$1,664	$2,931
32	New Jersey	$1,690	$3,021
33	West Virginia	$1,741	$3,046
34	Mississippi	$1,779	$3,085
35	Maryland	$1,818	$3,123
36	Montana	$1,869	$3,187
37	Nevada	$1,907	$3,213
38	Arkansas	$1,933	$3,264
39	Kentucky	$1,946	$3,315
40	Oklahoma	$2,010	$3,354
41	Wyoming	$2,048	$3,379
42	Colorado	$2,099	$3,443
43	Texas	$2,138	$3,469
44	Delaware	$2,189	$3,520
45	Georgia	$2,240	$3,533
46	California	$2,291	$3,571
47	DC	$2,330	$3,597
48	Connecticut	$2,381	$3,635
49	Rhode Island	$2,406	$3,648
50	Florida	$2,445	$3,725
51	Louisiana	$2,496	$3,776
52	Michigan	$2,547	$3,840
* Compare 2017 Volvo XC70 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2017 Volvo XC70 (Automatic transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Volvo XC70 annual insurance cost for a 16 year old is approximately $2944, while the cost of the same coverage for seniors aged 70 - 74 is $1356.8. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Volvo, XC70 have 3200 cc, 240 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,816
20 - 24	$2,739
25 - 29	$2,304
30 - 34	$1,984
35 – 39	$1,600
40 – 44	$1,664
45 – 49	$1,523
50 – 54	$1,331
55 – 59	$1,638
60 – 64	$1,370
65 – 69	$1,434
70 – 74	$1,293
75 and more	$1,331
* Rough estimate for teens, adults and seniors who are driving Volvo XC70 (2017)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,088 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Volvo, XC70 good for senior drivers? If you have questions or issues relevant to Volvo XC70 or another vehicle, please ask in the discussion.

You know you need to insure your 2017 All Wheel Drive Volvo, XC70, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Volvo XC70: Exterior Specs, Features & Options

The engine of Volvo, XC70 (6 cyl) is mated to a Automatic transmission, that in this case, sends power to the All Wheel Drive. XC70 Sport Utility Vehicles, 3200 CC (liter), 240 ps (98.6% of a brake horsepower) is matched to an 3.2 4dr Wagon AWD w/Prod. End 5/14 (3.2L 6cyl 6A) for 2017. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Volvo, XC70 has horsepower of 240 ps & 3200 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 3.2 4dr Wagon AWD w/Prod. End 5/14 (3.2L 6cyl 6A) has an engine torque of 236 nm & basic rpm. The power and maximum speed of the Volvo XC70 vehicle (sorry, we do not know how fast will Volvo, XC70 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Volvo, XC70 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (4147 kg is the weight of this model), its engine torque and the engine rotation speed.