2008 Volkswagen Multivan - car insurance quotes

How much does it cost to insure a  Volkswagen Multivan 3.2 4Motion Comfortline 3.188 cc in 2023?

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The average insurance rate is at $1,722 per year for  adults, $2,856 for  teens and $1,428 for  senior drivers.

How much does 2008 Volkswagen Multivan car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Volkswagen Multivan (3.2 4Motion Comfortline) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Volkswagen Multivan is above $120 a month ($1.435 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Volkswagen you drive (http://www.vw.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Volkswagen model with 235 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Volkswagen Multivan if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2008 Volkswagen Multivan is $120 a month, which is around $1.435 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2008 Volkswagen Multivan is a 17 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Multivan (2008) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Multivan cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Volkswagen Multivan, 3.2 4Motion Comfortline has engine power of 3188 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,058	$1,020
GEICO	$778	$714
Nationwide	$1,135	$893
Progressive	$472	$383
State Farm	$638	$472
Texas Farm Bureau	$1,058	$854
USAA	$842	$714
* Rough estimate for a new vs 17 years old used Volkswagen Multivan, 3.2 4Motion Comfortline. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2008 Volkswagen Multivan car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Volkswagen, Multivan is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Volkswagen (made in 2008) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Volkswagen Multivan auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2008 Volkswagen Multivan in 2023? As you can see below, the lowest rates are around $1275.2, while the highest ones fluctuate around $2677.92 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,358
American Family	$1,326
Erie	$1,325
Progressive	$1,561
State Farm	$1,719
Auto Owners	$1,528
State Auto	$1,811
Nationwide	$1,761
Farmers	$1,537
Allstate	$2,179
Safe Auto	$2,307
MetLife	$2,461
Victoria	$2,612
Allied	$1,843
Liberty Mutual	$2,197
Encompass	$2,735
* Just a rough estimate for 2008 Volkswagen Multivan, 3.2 4Motion Comfortline

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Multivan, make Volkswagen) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Volkswagen, Multivan will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2008 Multivan car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2008 Volkswagen Multivan auto insurance rates by state!

How to calculate premium for Volkswagen Multivan (2008) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2008 Multivan (3.2 4Motion Comfortline) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$956	$1,339
2	Ohio	$969	$1,364
3	Idaho	$995	$1,403
4	Virginia	$1,033	$1,466
5	Iowa	$1,071	$1,517
6	New Hampshire	$1,122	$1,543
7	Wisconsin	$1,135	$1,581
8	North Dakota	$1,160	$1,671
9	Indiana	$1,186	$1,760
10	North Carolina	$1,211	$1,824
11	Pennsylvania	$1,224	$1,926
12	Utah	$1,250	$1,951
13	Maine	$1,262	$1,989
14	Massachusetts	$1,288	$2,028
15	Alaska	$1,301	$2,053
16	Tennessee	$1,313	$2,104
17	South Dakota	$1,326	$2,219
18	Nebraska	$1,339	$2,283
19	Minnesota	$1,352	$2,321
20	Illinois	$1,352	$2,359
21	Hawaii	$1,364	$2,410
22	Alabama	$1,377	$2,448
23	Oregon	$1,390	$2,487
24	Missouri	$1,403	$2,576
25	Washington	$1,466	$2,665
26	South Carolina	$1,479	$2,729
27	Kansas	$1,517	$2,780
28	New Mexico	$1,543	$2,844
29	Arizona	$1,581	$2,869
30	New York	$1,607	$2,882
31	National average	$1,658	$2,920
32	New Jersey	$1,683	$3,009
33	West Virginia	$1,734	$3,035
34	Mississippi	$1,773	$3,073
35	Maryland	$1,811	$3,111
36	Montana	$1,862	$3,175
37	Nevada	$1,900	$3,201
38	Arkansas	$1,926	$3,252
39	Kentucky	$1,938	$3,303
40	Oklahoma	$2,002	$3,341
41	Wyoming	$2,040	$3,367
42	Colorado	$2,091	$3,430
43	Texas	$2,130	$3,456
44	Delaware	$2,181	$3,507
45	Georgia	$2,232	$3,520
46	California	$2,283	$3,558
47	DC	$2,321	$3,583
48	Connecticut	$2,372	$3,622
49	Rhode Island	$2,397	$3,634
50	Florida	$2,436	$3,711
51	Louisiana	$2,487	$3,762
52	Michigan	$2,538	$3,826
* Compare 2008 Volkswagen Multivan car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2008 Volkswagen Multivan (Manual transmission, 2900 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Volkswagen Multivan annual insurance cost for a 16 year old is approximately $2932.96, while the cost of the same coverage for seniors aged 70 - 74 is $1351.712. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Volkswagen, Multivan have 3188 cc, 235 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,805
20 - 24	$2,729
25 - 29	$2,295
30 - 34	$1,977
35 – 39	$1,594
40 – 44	$1,658
45 – 49	$1,517
50 – 54	$1,326
55 – 59	$1,632
60 – 64	$1,364
65 – 69	$1,428
70 – 74	$1,288
75 and more	$1,326
* Rough estimate for teens, adults and seniors who are driving Volkswagen Multivan (2008)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,084 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Volkswagen, Multivan good for senior drivers? If you have questions or issues relevant to Volkswagen Multivan or another vehicle, please ask in the discussion.

You know you need to insure your 2008 4WD Volkswagen, Multivan, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Volkswagen Multivan: Exterior Specs, Features & Options

The engine of Volkswagen, Multivan (6 cyl) is mated to a Manual transmission, that in this case, sends power to the 4WD. Multivan Van, 3188 CC (liter), 235 ps (98.6% of a brake horsepower) is matched to an 3.2 4Motion Comfortline for 2008. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Volkswagen, Multivan has horsepower of 235 ps & 3188 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 3.2 4Motion Comfortline has an engine torque of 315 nm & 2900 rpm. The power and maximum speed of the Volkswagen Multivan vehicle (10.5/100 Kph & 205 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (2299 kg is the weight of this model), its engine torque and the engine rotation speed.