1994 Toyota Carina - car insurance quotes

How much does it cost to insure a  Toyota Carina E Sedan 1.587 cc in 2023?

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The average insurance rate is at $857 per year for  adults, $1,422 for  teens and $711 for  senior drivers.

How much does 1994 Toyota Carina car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Toyota Carina (E Sedan) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Toyota Carina is above $60 a month ($714 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Toyota you drive (https://www.toyota.com/usa/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Toyota model with 115 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Toyota Carina if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1994 Toyota Carina is $60 a month, which is around $714 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 31-year-old auto?

How does age of your car affect car insurance costs? 1994 Toyota Carina is older than 31 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Carina (1994) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Carina cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 31-year Toyota Carina may reduce your coverage to the prices around $540 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1994 Toyota Carina because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.

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Toyota Carina, E Sedan has engine power of 1587 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your vehicle, be sure you buy one that isn't a high performer. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for the cheapest policy, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$527	$508
GEICO	$387	$355
Nationwide	$565	$444
Progressive	$235	$190
State Farm	$317	$235
Texas Farm Bureau	$527	$425
USAA	$419	$355
* Rough estimate for a new vs 31 years old used Toyota Carina, E Sedan. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1994 Toyota Carina car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Toyota, Carina is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Toyota (made in 1994) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Toyota Carina auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1994 Toyota Carina in 2023? As you can see below, the lowest rates are around $634.8, while the highest ones fluctuate around $1333.08 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$676
American Family	$660
Erie	$660
Progressive	$777
State Farm	$856
Auto Owners	$760
State Auto	$901
Nationwide	$877
Farmers	$765
Allstate	$1,085
Safe Auto	$1,148
MetLife	$1,225
Victoria	$1,300
Allied	$917
Liberty Mutual	$1,094
Encompass	$1,362
* Just a rough estimate for 1994 Toyota Carina, E Sedan

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Carina, make Toyota) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Toyota, Carina will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1994 Carina car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1994 Toyota Carina auto insurance rates by state!

How to calculate premium for Toyota Carina (1994) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1994 Carina (E Sedan) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$476	$667
2	Ohio	$482	$679
3	Idaho	$495	$698
4	Virginia	$514	$730
5	Iowa	$533	$755
6	New Hampshire	$559	$768
7	Wisconsin	$565	$787
8	North Dakota	$578	$832
9	Indiana	$590	$876
10	North Carolina	$603	$908
11	Pennsylvania	$609	$959
12	Utah	$622	$971
13	Maine	$628	$990
14	Massachusetts	$641	$1,009
15	Alaska	$647	$1,022
16	Tennessee	$654	$1,047
17	South Dakota	$660	$1,105
18	Nebraska	$667	$1,136
19	Minnesota	$673	$1,155
20	Illinois	$673	$1,174
21	Hawaii	$679	$1,200
22	Alabama	$686	$1,219
23	Oregon	$692	$1,238
24	Missouri	$698	$1,282
25	Washington	$730	$1,327
26	South Carolina	$736	$1,358
27	Kansas	$755	$1,384
28	New Mexico	$768	$1,416
29	Arizona	$787	$1,428
30	New York	$800	$1,435
31	National average	$825	$1,454
32	New Jersey	$838	$1,498
33	West Virginia	$863	$1,511
34	Mississippi	$882	$1,530
35	Maryland	$901	$1,549
36	Montana	$927	$1,581
37	Nevada	$946	$1,593
38	Arkansas	$959	$1,619
39	Kentucky	$965	$1,644
40	Oklahoma	$997	$1,663
41	Wyoming	$1,016	$1,676
42	Colorado	$1,041	$1,708
43	Texas	$1,060	$1,720
44	Delaware	$1,086	$1,746
45	Georgia	$1,111	$1,752
46	California	$1,136	$1,771
47	DC	$1,155	$1,784
48	Connecticut	$1,181	$1,803
49	Rhode Island	$1,193	$1,809
50	Florida	$1,212	$1,847
51	Louisiana	$1,238	$1,873
52	Michigan	$1,263	$1,904
* Compare 1994 Toyota Carina car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1994 Toyota Carina (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, 5000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Toyota Carina annual insurance cost for a 16 year old is approximately $1460.04, while the cost of the same coverage for seniors aged 70 - 74 is $672.888. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Toyota, Carina have 1587 cc, 115 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,397
20 - 24	$1,358
25 - 29	$1,143
30 - 34	$984
35 – 39	$794
40 – 44	$825
45 – 49	$755
50 – 54	$660
55 – 59	$813
60 – 64	$679
65 – 69	$711
70 – 74	$641
75 and more	$660
* Rough estimate for teens, adults and seniors who are driving Toyota Carina (1994)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $540 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Toyota, Carina good for senior drivers? If you have questions or issues relevant to Toyota Carina or another vehicle, please ask in the discussion.

You know you need to insure your 1994 front/rear wheel drive Toyota, Carina, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Toyota Carina: Exterior Specs, Features & Options

The engine of Toyota, Carina (4 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the front/rear wheel drive. Carina Sedan, 1587 CC (liter), 115 ps (98.6% of a brake horsepower) is matched to an E Sedan for 1994. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Toyota, Carina has horsepower of 115 ps & 1587 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model E Sedan has an engine torque of 145 nm & 5000 rpm. The power and maximum speed of the Toyota Carina vehicle (sorry, we do not know how fast will Toyota, Carina accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Toyota, Carina Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1135 kg is the weight of this model), its engine torque and the engine rotation speed.