2016 Toyota Camry Hybrid - car insurance quotes

How much does it cost to insure a  Toyota Camry Hybrid SE 4dr Sedan (2.5L 4cyl gas/electric hybrid CVT) 2.500 cc in 2023?

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The average insurance rate is at $1,350 per year for  adults, $2,240 for  teens and $1,120 for  senior drivers.

How much does 2016 Toyota Camry Hybrid car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Toyota Camry Hybrid (SE 4dr Sedan (2.5L 4cyl gas/electric hybrid CVT)) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Toyota Camry Hybrid is above $94 a month ($1.125 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Toyota you drive (https://www.toyota.com/usa/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Toyota model with 200 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Toyota Camry Hybrid if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2016 Toyota Camry Hybrid is $94 a month, which is around $1.125 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your 8 years old Toyota affect rates?

According to the NHTSA and the 2023 IIHS Top safety pick news, the 2016 Toyota Camry Hybrid has a fairly good score for safety and comes equipped with a complex suite of modern safety and driver assistance features that may lower your premium. 2016 Camry Hybrid is a 8 years old vehicle, which means it is probably equipped with electronic stability control (ESC), night vision or tracking devices and active/passive disabling devices (anti-theft, alarms). Some of those safety features and anti-theft technologies yield savings, but at most in tens of dollars per year. Discounts for safety features not only vary by your insurer, they also vary by state. According to recent data and studies, insurance companies in the U.S are not lowering insurance rates for safer, modern and more secure vehicles like this 8-year Toyota Camry Hybrid. Why? Purchasing a Toyota Camry Hybrid with helpful technology to prevent crashes and theft may reduce your coverage to the price around $1,000 a year, but new car technology and equipement makes cars more costly for insurers to repair or replace. If you borrow money to finance your new Camry Hybrid via a loan or lease, you'll probably be required to carry increased coverage. This does not apply to used vehicles.

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Toyota Camry Hybrid, SE 4dr Sedan (2.5L 4cyl gas/electric hybrid CVT) has engine power of 2500 cc, which means it is a medium-powered car. The disadvantage is that high-powered vehicles are often considered more dangerous and therefore may increase auto insurance rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$820	$750
GEICO	$600	$520
Nationwide	$910	$680
Progressive	$390	$320
State Farm	$510	$380
Texas Farm Bureau	$820	$640
USAA	$650	$560
* Rough estimate for a new vs 8 years old used Toyota Camry Hybrid, SE 4dr Sedan (2.5L 4cyl gas/electric hybrid CVT). Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2016 Toyota Camry Hybrid car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Toyota, Camry Hybrid is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Toyota (made in 2016) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Toyota Camry Hybrid auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2016 Toyota Camry Hybrid in 2023? As you can see below, the lowest rates are around $1000, while the highest ones fluctuate around $2100 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,065
American Family	$1,040
Erie	$1,039
Progressive	$1,224
State Farm	$1,348
Auto Owners	$1,198
State Auto	$1,420
Nationwide	$1,381
Farmers	$1,205
Allstate	$1,709
Safe Auto	$1,809
MetLife	$1,930
Victoria	$2,048
Allied	$1,445
Liberty Mutual	$1,723
Encompass	$2,145
* Just a rough estimate for 2016 Toyota Camry Hybrid, SE 4dr Sedan (2.5L 4cyl gas/electric hybrid CVT)

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Camry Hybrid, make Toyota) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Toyota, Camry Hybrid will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2016 Camry Hybrid car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2016 Toyota Camry Hybrid auto insurance rates by state!

How to calculate premium for Toyota Camry Hybrid (2016) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2016 Camry Hybrid (SE 4dr Sedan (2.5L 4cyl gas/electric hybrid CVT)) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$750	$1,050
2	Ohio	$760	$1,070
3	Idaho	$780	$1,100
4	Virginia	$810	$1,150
5	Iowa	$840	$1,190
6	New Hampshire	$880	$1,210
7	Wisconsin	$890	$1,240
8	North Dakota	$910	$1,310
9	Indiana	$930	$1,380
10	North Carolina	$950	$1,430
11	Pennsylvania	$960	$1,510
12	Utah	$980	$1,530
13	Maine	$990	$1,560
14	Massachusetts	$1,010	$1,590
15	Alaska	$1,020	$1,610
16	Tennessee	$1,030	$1,650
17	South Dakota	$1,040	$1,740
18	Nebraska	$1,050	$1,790
19	Minnesota	$1,060	$1,820
20	Illinois	$1,060	$1,850
21	Hawaii	$1,070	$1,890
22	Alabama	$1,080	$1,920
23	Oregon	$1,090	$1,950
24	Missouri	$1,100	$2,020
25	Washington	$1,150	$2,090
26	South Carolina	$1,160	$2,140
27	Kansas	$1,190	$2,180
28	New Mexico	$1,210	$2,230
29	Arizona	$1,240	$2,250
30	New York	$1,260	$2,260
31	National average	$1,300	$2,290
32	New Jersey	$1,320	$2,360
33	West Virginia	$1,360	$2,380
34	Mississippi	$1,390	$2,410
35	Maryland	$1,420	$2,440
36	Montana	$1,460	$2,490
37	Nevada	$1,490	$2,510
38	Arkansas	$1,510	$2,550
39	Kentucky	$1,520	$2,590
40	Oklahoma	$1,570	$2,620
41	Wyoming	$1,600	$2,640
42	Colorado	$1,640	$2,690
43	Texas	$1,670	$2,710
44	Delaware	$1,710	$2,750
45	Georgia	$1,750	$2,760
46	California	$1,790	$2,790
47	DC	$1,820	$2,810
48	Connecticut	$1,860	$2,840
49	Rhode Island	$1,880	$2,850
50	Florida	$1,910	$2,910
51	Louisiana	$1,950	$2,950
52	Michigan	$1,990	$3,000
* Compare 2016 Toyota Camry Hybrid car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2016 Toyota Camry Hybrid (Automatic transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Toyota Camry Hybrid annual insurance cost for a 16 year old is approximately $2300, while the cost of the same coverage for seniors aged 70 - 74 is $1060. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Toyota, Camry Hybrid have 2500 cc, 200 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,200
20 - 24	$2,140
25 - 29	$1,800
30 - 34	$1,550
35 – 39	$1,250
40 – 44	$1,300
45 – 49	$1,190
50 – 54	$1,040
55 – 59	$1,280
60 – 64	$1,070
65 – 69	$1,120
70 – 74	$1,010
75 and more	$1,040
* Rough estimate for teens, adults and seniors who are driving Toyota Camry Hybrid (2016)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $850 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Toyota, Camry Hybrid good for senior drivers? If you have questions or issues relevant to Toyota Camry Hybrid or another vehicle, please ask in the discussion.

You know you need to insure your 2016 Front Wheel Driv Toyota, Camry Hybrid, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Toyota Camry Hybrid: Exterior Specs, Features & Options

The engine of Toyota, Camry Hybrid (4 cyl) is mated to a Automatic transmission, that in this case, sends power to the Front Wheel Driv. Camry Hybrid Midsize Cars, 2500 CC (liter), 200 ps (98.6% of a brake horsepower) is matched to an SE 4dr Sedan (2.5L 4cyl gas/electric hybrid CVT) for 2016. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Toyota, Camry Hybrid has horsepower of 200 ps & 2500 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model SE 4dr Sedan (2.5L 4cyl gas/electric hybrid CVT) has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Toyota Camry Hybrid vehicle (sorry, we do not know how fast will Toyota, Camry Hybrid accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Toyota, Camry Hybrid Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (3565 kg is the weight of this model), its engine torque and the engine rotation speed.