2005 Toyota Aygo - car insurance quotes

How much does it cost to insure a  Toyota Aygo 1.4 D 5-Door 1.398 cc in 2023?

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The average insurance rate is at $755 per year for  adults, $1,253 for  teens and $626 for  senior drivers.

How much does 2005 Toyota Aygo car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Toyota Aygo (1.4 D 5-Door) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Toyota Aygo is above $52 a month ($629 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Toyota you drive (https://www.toyota.com/usa/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Toyota model with 54 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Toyota Aygo if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2005 Toyota Aygo is $52 a month, which is around $629 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2005 Toyota Aygo is a 19 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Aygo (2005) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Aygo cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Toyota Aygo, 1.4 D 5-Door has engine power of 1398 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$464	$447
GEICO	$341	$313
Nationwide	$498	$391
Progressive	$207	$168
State Farm	$280	$207
Texas Farm Bureau	$464	$375
USAA	$369	$313
* Rough estimate for a new vs 19 years old used Toyota Aygo, 1.4 D 5-Door. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2005 Toyota Aygo car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Toyota, Aygo is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Toyota (made in 2005) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Toyota Aygo auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2005 Toyota Aygo in 2023? As you can see below, the lowest rates are around $559.2, while the highest ones fluctuate around $1174.32 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$596
American Family	$582
Erie	$581
Progressive	$684
State Farm	$754
Auto Owners	$670
State Auto	$794
Nationwide	$772
Farmers	$674
Allstate	$956
Safe Auto	$1,012
MetLife	$1,079
Victoria	$1,145
Allied	$808
Liberty Mutual	$964
Encompass	$1,199
* Just a rough estimate for 2005 Toyota Aygo, 1.4 D 5-Door

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Aygo, make Toyota) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Toyota, Aygo will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2005 Aygo car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2005 Toyota Aygo auto insurance rates by state!

How to calculate premium for Toyota Aygo (2005) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2005 Aygo (1.4 D 5-Door) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$419	$587
2	Ohio	$425	$598
3	Idaho	$436	$615
4	Virginia	$453	$643
5	Iowa	$470	$665
6	New Hampshire	$492	$677
7	Wisconsin	$498	$693
8	North Dakota	$509	$733
9	Indiana	$520	$772
10	North Carolina	$531	$800
11	Pennsylvania	$537	$844
12	Utah	$548	$856
13	Maine	$554	$872
14	Massachusetts	$565	$889
15	Alaska	$570	$900
16	Tennessee	$576	$923
17	South Dakota	$582	$973
18	Nebraska	$587	$1,001
19	Minnesota	$593	$1,018
20	Illinois	$593	$1,035
21	Hawaii	$598	$1,057
22	Alabama	$604	$1,074
23	Oregon	$610	$1,090
24	Missouri	$615	$1,130
25	Washington	$643	$1,169
26	South Carolina	$649	$1,197
27	Kansas	$665	$1,219
28	New Mexico	$677	$1,247
29	Arizona	$693	$1,258
30	New York	$705	$1,264
31	National average	$727	$1,281
32	New Jersey	$738	$1,320
33	West Virginia	$761	$1,331
34	Mississippi	$777	$1,348
35	Maryland	$794	$1,364
36	Montana	$816	$1,392
37	Nevada	$833	$1,404
38	Arkansas	$844	$1,426
39	Kentucky	$850	$1,448
40	Oklahoma	$878	$1,465
41	Wyoming	$895	$1,476
42	Colorado	$917	$1,504
43	Texas	$934	$1,515
44	Delaware	$956	$1,538
45	Georgia	$979	$1,543
46	California	$1,001	$1,560
47	DC	$1,018	$1,571
48	Connecticut	$1,040	$1,588
49	Rhode Island	$1,051	$1,594
50	Florida	$1,068	$1,627
51	Louisiana	$1,090	$1,650
52	Michigan	$1,113	$1,678
* Compare 2005 Toyota Aygo car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2005 Toyota Aygo (Manual transmission, 1750 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Toyota Aygo annual insurance cost for a 16 year old is approximately $1286.16, while the cost of the same coverage for seniors aged 70 - 74 is $592.752. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Toyota, Aygo have 1398 cc, 54 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,230
20 - 24	$1,197
25 - 29	$1,007
30 - 34	$867
35 – 39	$699
40 – 44	$727
45 – 49	$665
50 – 54	$582
55 – 59	$716
60 – 64	$598
65 – 69	$626
70 – 74	$565
75 and more	$582
* Rough estimate for teens, adults and seniors who are driving Toyota Aygo (2005)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $475 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Toyota, Aygo good for senior drivers? If you have questions or issues relevant to Toyota Aygo or another vehicle, please ask in the discussion.

You know you need to insure your 2005 Front Toyota, Aygo, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Toyota Aygo: Exterior Specs, Features & Options

The engine of Toyota, Aygo (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. Aygo Hatchback, 1398 CC (liter), 54 ps (98.6% of a brake horsepower) is matched to an 1.4 D 5-Door for 2005. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Toyota, Aygo has horsepower of 54 ps & 1398 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 1.4 D 5-Door has an engine torque of 132 nm & 1750 rpm. The power and maximum speed of the Toyota Aygo vehicle (15.6/100 Kph & 154 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (890 kg is the weight of this model), its engine torque and the engine rotation speed.