2012 Suzuki Grand Vitara - car insurance quotes

How much does it cost to insure a  Suzuki Grand Vitara 2.4 2.393 cc in 2023?

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The average insurance rate is at $1,292 per year for  adults, $2,144 for  teens and $1,072 for  senior drivers.

How much does 2012 Suzuki Grand Vitara car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Suzuki Grand Vitara (2.4) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Suzuki Grand Vitara is above $90 a month ($1.077 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Suzuki you drive (http://www.globalsuzuki.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Suzuki model with 168 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Suzuki Grand Vitara if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2012 Suzuki Grand Vitara is $90 a month, which is around $1.077 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2012 Suzuki Grand Vitara is a 12 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Grand Vitara (2012) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Grand Vitara cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Suzuki Grand Vitara, 2.4 has engine power of 2393 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$794	$766
GEICO	$584	$536
Nationwide	$852	$670
Progressive	$354	$287
State Farm	$479	$354
Texas Farm Bureau	$794	$641
USAA	$632	$536
* Rough estimate for a new vs 12 years old used Suzuki Grand Vitara, 2.4. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2012 Suzuki Grand Vitara car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Suzuki, Grand Vitara is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Suzuki (made in 2012) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Suzuki Grand Vitara auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2012 Suzuki Grand Vitara in 2023? As you can see below, the lowest rates are around $957.2, while the highest ones fluctuate around $2010.12 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,019
American Family	$995
Erie	$995
Progressive	$1,172
State Farm	$1,290
Auto Owners	$1,147
State Auto	$1,359
Nationwide	$1,322
Farmers	$1,153
Allstate	$1,636
Safe Auto	$1,732
MetLife	$1,847
Victoria	$1,960
Allied	$1,383
Liberty Mutual	$1,649
Encompass	$2,053
* Just a rough estimate for 2012 Suzuki Grand Vitara, 2.4

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Grand Vitara, make Suzuki) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Suzuki, Grand Vitara will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2012 Grand Vitara car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2012 Suzuki Grand Vitara auto insurance rates by state!

How to calculate premium for Suzuki Grand Vitara (2012) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2012 Grand Vitara (2.4) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$718	$1,005
2	Ohio	$727	$1,024
3	Idaho	$747	$1,053
4	Virginia	$775	$1,101
5	Iowa	$804	$1,139
6	New Hampshire	$842	$1,158
7	Wisconsin	$852	$1,187
8	North Dakota	$871	$1,254
9	Indiana	$890	$1,321
10	North Carolina	$909	$1,369
11	Pennsylvania	$919	$1,445
12	Utah	$938	$1,465
13	Maine	$948	$1,493
14	Massachusetts	$967	$1,522
15	Alaska	$976	$1,541
16	Tennessee	$986	$1,579
17	South Dakota	$995	$1,666
18	Nebraska	$1,005	$1,713
19	Minnesota	$1,015	$1,742
20	Illinois	$1,015	$1,771
21	Hawaii	$1,024	$1,809
22	Alabama	$1,034	$1,838
23	Oregon	$1,043	$1,867
24	Missouri	$1,053	$1,934
25	Washington	$1,101	$2,001
26	South Carolina	$1,110	$2,048
27	Kansas	$1,139	$2,087
28	New Mexico	$1,158	$2,135
29	Arizona	$1,187	$2,154
30	New York	$1,206	$2,163
31	National average	$1,244	$2,192
32	New Jersey	$1,264	$2,259
33	West Virginia	$1,302	$2,278
34	Mississippi	$1,331	$2,307
35	Maryland	$1,359	$2,336
36	Montana	$1,398	$2,383
37	Nevada	$1,426	$2,403
38	Arkansas	$1,445	$2,441
39	Kentucky	$1,455	$2,479
40	Oklahoma	$1,503	$2,508
41	Wyoming	$1,532	$2,527
42	Colorado	$1,570	$2,575
43	Texas	$1,599	$2,594
44	Delaware	$1,637	$2,632
45	Georgia	$1,675	$2,642
46	California	$1,713	$2,671
47	DC	$1,742	$2,690
48	Connecticut	$1,780	$2,718
49	Rhode Island	$1,800	$2,728
50	Florida	$1,828	$2,785
51	Louisiana	$1,867	$2,824
52	Michigan	$1,905	$2,872
* Compare 2012 Suzuki Grand Vitara car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2012 Suzuki Grand Vitara (Manual transmission, 4000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Suzuki Grand Vitara annual insurance cost for a 16 year old is approximately $2201.56, while the cost of the same coverage for seniors aged 70 - 74 is $1014.632. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Suzuki, Grand Vitara have 2393 cc, 168 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,106
20 - 24	$2,048
25 - 29	$1,723
30 - 34	$1,484
35 – 39	$1,197
40 – 44	$1,244
45 – 49	$1,139
50 – 54	$995
55 – 59	$1,225
60 – 64	$1,024
65 – 69	$1,072
70 – 74	$967
75 and more	$995
* Rough estimate for teens, adults and seniors who are driving Suzuki Grand Vitara (2012)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $814 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Suzuki, Grand Vitara good for senior drivers? If you have questions or issues relevant to Suzuki Grand Vitara or another vehicle, please ask in the discussion.

You know you need to insure your 2012 Rear Suzuki, Grand Vitara, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Suzuki Grand Vitara: Exterior Specs, Features & Options

The engine of Suzuki, Grand Vitara (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Rear. Grand Vitara SUV, 2393 CC (liter), 168 ps (98.6% of a brake horsepower) is matched to an 2.4 for 2012. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Suzuki, Grand Vitara has horsepower of 168 ps & 2393 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 2.4 has an engine torque of 219 nm & 4000 rpm. The power and maximum speed of the Suzuki Grand Vitara vehicle (sorry, we do not know how fast will Suzuki, Grand Vitara accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Suzuki, Grand Vitara Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1573 kg is the weight of this model), its engine torque and the engine rotation speed.