2012 Ssangyong Chairman W - car insurance quotes

How much does it cost to insure a  Ssangyong Chairman W Long Wheelbase 4.966 cc in 2023?

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The average insurance rate is at $2,682 per year for  adults, $4,450 for  teens and $2,225 for  senior drivers.

How much does 2012 Ssangyong Chairman W car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Ssangyong Chairman W (Long Wheelbase) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Ssangyong Chairman W is above $186 a month ($2.235 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Ssangyong you drive (http://www.smotor.com/en/index.html)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Ssangyong model with 306 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Ssangyong Chairman W if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2012 Ssangyong Chairman W is $186 a month, which is around $2.235 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2012 Ssangyong Chairman W is a 13 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Chairman W (2012) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Chairman W cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Ssangyong Chairman W, Long Wheelbase has engine power of 4966 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,649	$1,589
GEICO	$1,212	$1,112
Nationwide	$1,768	$1,390
Progressive	$735	$596
State Farm	$993	$735
Texas Farm Bureau	$1,649	$1,331
USAA	$1,311	$1,112
* Rough estimate for a new vs 13 years old used Ssangyong Chairman W, Long Wheelbase. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2012 Ssangyong Chairman W car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Ssangyong, Chairman W is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Ssangyong (made in 2012) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Ssangyong Chairman W auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2012 Ssangyong Chairman W in 2023? As you can see below, the lowest rates are around $1986.4, while the highest ones fluctuate around $4171.44 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$2,116
American Family	$2,066
Erie	$2,064
Progressive	$2,431
State Farm	$2,678
Auto Owners	$2,380
State Auto	$2,821
Nationwide	$2,743
Farmers	$2,394
Allstate	$3,395
Safe Auto	$3,593
MetLife	$3,834
Victoria	$4,068
Allied	$2,870
Liberty Mutual	$3,423
Encompass	$4,261
* Just a rough estimate for 2012 Ssangyong Chairman W, Long Wheelbase

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Chairman W, make Ssangyong) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Ssangyong, Chairman W will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2012 Chairman W car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2012 Ssangyong Chairman W auto insurance rates by state!

How to calculate premium for Ssangyong Chairman W (2012) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2012 Chairman W (Long Wheelbase) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,490	$2,086
2	Ohio	$1,510	$2,125
3	Idaho	$1,549	$2,185
4	Virginia	$1,609	$2,284
5	Iowa	$1,669	$2,364
6	New Hampshire	$1,748	$2,404
7	Wisconsin	$1,768	$2,463
8	North Dakota	$1,808	$2,602
9	Indiana	$1,847	$2,741
10	North Carolina	$1,887	$2,841
11	Pennsylvania	$1,907	$2,999
12	Utah	$1,947	$3,039
13	Maine	$1,967	$3,099
14	Massachusetts	$2,006	$3,158
15	Alaska	$2,026	$3,198
16	Tennessee	$2,046	$3,278
17	South Dakota	$2,066	$3,456
18	Nebraska	$2,086	$3,556
19	Minnesota	$2,106	$3,615
20	Illinois	$2,106	$3,675
21	Hawaii	$2,125	$3,754
22	Alabama	$2,145	$3,814
23	Oregon	$2,165	$3,873
24	Missouri	$2,185	$4,013
25	Washington	$2,284	$4,152
26	South Carolina	$2,304	$4,251
27	Kansas	$2,364	$4,330
28	New Mexico	$2,404	$4,430
29	Arizona	$2,463	$4,469
30	New York	$2,503	$4,489
31	National average	$2,582	$4,549
32	New Jersey	$2,622	$4,688
33	West Virginia	$2,702	$4,728
34	Mississippi	$2,761	$4,787
35	Maryland	$2,821	$4,847
36	Montana	$2,900	$4,946
37	Nevada	$2,960	$4,986
38	Arkansas	$2,999	$5,065
39	Kentucky	$3,019	$5,145
40	Oklahoma	$3,119	$5,204
41	Wyoming	$3,178	$5,244
42	Colorado	$3,258	$5,343
43	Texas	$3,317	$5,383
44	Delaware	$3,397	$5,463
45	Georgia	$3,476	$5,482
46	California	$3,556	$5,542
47	DC	$3,615	$5,582
48	Connecticut	$3,695	$5,641
49	Rhode Island	$3,734	$5,661
50	Florida	$3,794	$5,780
51	Louisiana	$3,873	$5,860
52	Michigan	$3,953	$5,959
* Compare 2012 Ssangyong Chairman W car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2012 Ssangyong Chairman W (7-speed automatic transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Ssangyong Chairman W annual insurance cost for a 16 year old is approximately $4568.72, while the cost of the same coverage for seniors aged 70 - 74 is $2105.584. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Ssangyong, Chairman W have 4966 cc, 306 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$4,370
20 - 24	$4,251
25 - 29	$3,576
30 - 34	$3,079
35 – 39	$2,483
40 – 44	$2,582
45 – 49	$2,364
50 – 54	$2,066
55 – 59	$2,543
60 – 64	$2,125
65 – 69	$2,225
70 – 74	$2,006
75 and more	$2,066
* Rough estimate for teens, adults and seniors who are driving Ssangyong Chairman W (2012)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,688 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Ssangyong, Chairman W good for senior drivers? If you have questions or issues relevant to Ssangyong Chairman W or another vehicle, please ask in the discussion.

You know you need to insure your 2012 Rear Ssangyong, Chairman W, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Ssangyong Chairman W: Exterior Specs, Features & Options

The engine of Ssangyong, Chairman W (8 cyl) is mated to a 7-speed automatic transmission, that in this case, sends power to the Rear. Chairman W Sedan, 4966 CC (liter), 306 ps (98.6% of a brake horsepower) is matched to an Long Wheelbase for 2012. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Ssangyong, Chairman W has horsepower of 306 ps & 4966 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Long Wheelbase has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Ssangyong Chairman W vehicle (sorry, we do not know how fast will Ssangyong, Chairman W accelerate to 100 km per hour/100 Kph & 250 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (parameter not set kg is the weight of this model), its engine torque and the engine rotation speed.