2010 Smart ForTwo - car insurance quotes

How much does it cost to insure a  Smart ForTwo Passion Coupe 1.000 cc in 2023?

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The average insurance rate is at $540 per year for  adults, $896 for  teens and $448 for  senior drivers.

How much does 2010 Smart ForTwo car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Smart ForTwo (Passion Coupe) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Smart ForTwo is above $38 a month ($450 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Smart you drive (https://www.smartusa.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Smart model with 71 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Smart ForTwo if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2010 Smart ForTwo is $38 a month, which is around $450 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2010 Smart ForTwo is a 15 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of ForTwo (2010) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern ForTwo cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Smart ForTwo, Passion Coupe has engine power of 1000 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$332	$320
GEICO	$244	$224
Nationwide	$356	$280
Progressive	$148	$120
State Farm	$200	$148
Texas Farm Bureau	$332	$268
USAA	$264	$224
* Rough estimate for a new vs 15 years old used Smart ForTwo, Passion Coupe. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2010 Smart ForTwo car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Smart, ForTwo is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Smart (made in 2010) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Smart ForTwo auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2010 Smart ForTwo in 2023? As you can see below, the lowest rates are around $400, while the highest ones fluctuate around $840 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$426
American Family	$416
Erie	$416
Progressive	$490
State Farm	$539
Auto Owners	$479
State Auto	$568
Nationwide	$552
Farmers	$482
Allstate	$684
Safe Auto	$724
MetLife	$772
Victoria	$819
Allied	$578
Liberty Mutual	$689
Encompass	$858
* Just a rough estimate for 2010 Smart ForTwo, Passion Coupe

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model ForTwo, make Smart) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Smart, ForTwo will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2010 ForTwo car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2010 Smart ForTwo auto insurance rates by state!

How to calculate premium for Smart ForTwo (2010) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2010 ForTwo (Passion Coupe) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$300	$420
2	Ohio	$304	$428
3	Idaho	$312	$440
4	Virginia	$324	$460
5	Iowa	$336	$476
6	New Hampshire	$352	$484
7	Wisconsin	$356	$496
8	North Dakota	$364	$524
9	Indiana	$372	$552
10	North Carolina	$380	$572
11	Pennsylvania	$384	$604
12	Utah	$392	$612
13	Maine	$396	$624
14	Massachusetts	$404	$636
15	Alaska	$408	$644
16	Tennessee	$412	$660
17	South Dakota	$416	$696
18	Nebraska	$420	$716
19	Minnesota	$424	$728
20	Illinois	$424	$740
21	Hawaii	$428	$756
22	Alabama	$432	$768
23	Oregon	$436	$780
24	Missouri	$440	$808
25	Washington	$460	$836
26	South Carolina	$464	$856
27	Kansas	$476	$872
28	New Mexico	$484	$892
29	Arizona	$496	$900
30	New York	$504	$904
31	National average	$520	$916
32	New Jersey	$528	$944
33	West Virginia	$544	$952
34	Mississippi	$556	$964
35	Maryland	$568	$976
36	Montana	$584	$996
37	Nevada	$596	$1,004
38	Arkansas	$604	$1,020
39	Kentucky	$608	$1,036
40	Oklahoma	$628	$1,048
41	Wyoming	$640	$1,056
42	Colorado	$656	$1,076
43	Texas	$668	$1,084
44	Delaware	$684	$1,100
45	Georgia	$700	$1,104
46	California	$716	$1,116
47	DC	$728	$1,124
48	Connecticut	$744	$1,136
49	Rhode Island	$752	$1,140
50	Florida	$764	$1,164
51	Louisiana	$780	$1,180
52	Michigan	$796	$1,200
* Compare 2010 Smart ForTwo car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2010 Smart ForTwo (Manual transmission, 4500 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Smart ForTwo annual insurance cost for a 16 year old is approximately $920, while the cost of the same coverage for seniors aged 70 - 74 is $424. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Smart, ForTwo have 1000 cc, 71 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$880
20 - 24	$856
25 - 29	$720
30 - 34	$620
35 – 39	$500
40 – 44	$520
45 – 49	$476
50 – 54	$416
55 – 59	$512
60 – 64	$428
65 – 69	$448
70 – 74	$404
75 and more	$416
* Rough estimate for teens, adults and seniors who are driving Smart ForTwo (2010)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $340 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Smart, ForTwo good for senior drivers? If you have questions or issues relevant to Smart ForTwo or another vehicle, please ask in the discussion.

You know you need to insure your 2010 Rear Smart, ForTwo, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Smart ForTwo: Exterior Specs, Features & Options

The engine of Smart, ForTwo (3 cyl) is mated to a Manual transmission, that in this case, sends power to the Rear. ForTwo Coupe, 1000 CC (liter), 71 ps (98.6% of a brake horsepower) is matched to an Passion Coupe for 2010. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Smart, ForTwo has horsepower of 71 ps & 1000 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Passion Coupe has an engine torque of 92 nm & 4500 rpm. The power and maximum speed of the Smart ForTwo vehicle (sorry, we do not know how fast will Smart, ForTwo accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Smart, ForTwo Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (820 kg is the weight of this model), its engine torque and the engine rotation speed.