2005 Samsung SM5 - car insurance quotes

How much does it cost to insure a  Samsung SM5 1.999 cc in 2023?

---

The average insurance rate is at $1,079 per year for  adults, $1,791 for  teens and $896 for  senior drivers.

How much does 2005 Samsung SM5 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Samsung SM5 (this trim level of the 2005 SM5) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Samsung SM5 is above $75 a month ($900 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Samsung you drive (http://www.renaultsamsungm.com/2017/main/main.jsp)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Samsung model with engine power engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Samsung SM5 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2005 Samsung SM5 is $75 a month, which is around $900 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2005 Samsung SM5 is a 20 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of SM5 (2005) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern SM5 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

---

Samsung SM5, has engine power of 1999 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$664	$640
GEICO	$488	$448
Nationwide	$712	$560
Progressive	$296	$240
State Farm	$400	$296
Texas Farm Bureau	$664	$536
USAA	$528	$448
* Rough estimate for a new vs 20 years old used Samsung SM5, this trim level of the 2005 SM5. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2005 Samsung SM5 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Samsung, SM5 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Samsung (made in 2005) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Samsung SM5 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2005 Samsung SM5 in 2023? As you can see below, the lowest rates are around $799.6, while the highest ones fluctuate around $1679.16 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$852
American Family	$832
Erie	$831
Progressive	$979
State Farm	$1,078
Auto Owners	$958
State Auto	$1,135
Nationwide	$1,104
Farmers	$964
Allstate	$1,367
Safe Auto	$1,446
MetLife	$1,543
Victoria	$1,638
Allied	$1,155
Liberty Mutual	$1,378
Encompass	$1,715
* Just a rough estimate for 2005 Samsung SM5, this trim level of the 2005 SM5

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model SM5, make Samsung) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Samsung, SM5 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2005 SM5 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2005 Samsung SM5 auto insurance rates by state!

How to calculate premium for Samsung SM5 (2005) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2005 SM5 () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$600	$840
2	Ohio	$608	$856
3	Idaho	$624	$880
4	Virginia	$648	$920
5	Iowa	$672	$952
6	New Hampshire	$704	$968
7	Wisconsin	$712	$992
8	North Dakota	$728	$1,047
9	Indiana	$744	$1,103
10	North Carolina	$760	$1,143
11	Pennsylvania	$768	$1,207
12	Utah	$784	$1,223
13	Maine	$792	$1,247
14	Massachusetts	$808	$1,271
15	Alaska	$816	$1,287
16	Tennessee	$824	$1,319
17	South Dakota	$832	$1,391
18	Nebraska	$840	$1,431
19	Minnesota	$848	$1,455
20	Illinois	$848	$1,479
21	Hawaii	$856	$1,511
22	Alabama	$864	$1,535
23	Oregon	$872	$1,559
24	Missouri	$880	$1,615
25	Washington	$920	$1,671
26	South Carolina	$928	$1,711
27	Kansas	$952	$1,743
28	New Mexico	$968	$1,783
29	Arizona	$992	$1,799
30	New York	$1,007	$1,807
31	National average	$1,039	$1,831
32	New Jersey	$1,055	$1,887
33	West Virginia	$1,087	$1,903
34	Mississippi	$1,111	$1,927
35	Maryland	$1,135	$1,951
36	Montana	$1,167	$1,991
37	Nevada	$1,191	$2,007
38	Arkansas	$1,207	$2,039
39	Kentucky	$1,215	$2,071
40	Oklahoma	$1,255	$2,095
41	Wyoming	$1,279	$2,111
42	Colorado	$1,311	$2,151
43	Texas	$1,335	$2,167
44	Delaware	$1,367	$2,199
45	Georgia	$1,399	$2,207
46	California	$1,431	$2,231
47	DC	$1,455	$2,247
48	Connecticut	$1,487	$2,271
49	Rhode Island	$1,503	$2,279
50	Florida	$1,527	$2,327
51	Louisiana	$1,559	$2,359
52	Michigan	$1,591	$2,399
* Compare 2005 Samsung SM5 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2005 Samsung SM5 (Automatic transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Samsung SM5 annual insurance cost for a 16 year old is approximately $1839.08, while the cost of the same coverage for seniors aged 70 - 74 is $847.576. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Samsung, SM5 have 1999 cc, engine power ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,759
20 - 24	$1,711
25 - 29	$1,439
30 - 34	$1,239
35 – 39	$1,000
40 – 44	$1,039
45 – 49	$952
50 – 54	$832
55 – 59	$1,023
60 – 64	$856
65 – 69	$896
70 – 74	$808
75 and more	$832
* Rough estimate for teens, adults and seniors who are driving Samsung SM5 (2005)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $680 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Samsung, SM5 good for senior drivers? If you have questions or issues relevant to Samsung SM5 or another vehicle, please ask in the discussion.

You know you need to insure your 2005 Rear Samsung, SM5, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Samsung SM5: Exterior Specs, Features & Options

The engine of Samsung, SM5 (4 cyl) is mated to a Automatic transmission, that in this case, sends power to the Rear. SM5 Sedan, 1999 CC (liter), engine power ps (98.6% of a brake horsepower) is matched to an this trim level of the 2005 SM5 for 2005. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Samsung, SM5 has horsepower of engine power ps & 1999 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 2005 SM5 has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Samsung SM5 vehicle (sorry, we do not know how fast will Samsung, SM5 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Samsung, SM5 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (parameter not set kg is the weight of this model), its engine torque and the engine rotation speed.