2008 Saab 3-Sep - car insurance quotes

How much does it cost to insure a  Saab 3-Sep 2.8 SportAero 2.784 cc in 2023?

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The average insurance rate is at $1,503 per year for  adults, $2,494 for  teens and $1,247 for  senior drivers.

How much does 2008 Saab 3-Sep car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Saab 3-Sep (2.8 SportAero) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Saab 3-Sep is above $104 a month ($1.253 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Saab you drive (http://saab.com/region/north-america/USA/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Saab model with 259 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Saab 3-Sep if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2008 Saab 3-Sep is $104 a month, which is around $1.253 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2008 Saab 3-Sep is a 17 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of 3-Sep (2008) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern 3-Sep cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Saab 3-Sep, 2.8 SportAero has engine power of 2784 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$924	$891
GEICO	$679	$624
Nationwide	$991	$780
Progressive	$412	$334
State Farm	$557	$412
Texas Farm Bureau	$924	$746
USAA	$735	$624
* Rough estimate for a new vs 17 years old used Saab 3-Sep, 2.8 SportAero. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2008 Saab 3-Sep car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Saab, 3-Sep is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Saab (made in 2008) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Saab 3-Sep auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2008 Saab 3-Sep in 2023? As you can see below, the lowest rates are around $1113.6, while the highest ones fluctuate around $2338.56 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,186
American Family	$1,158
Erie	$1,157
Progressive	$1,363
State Farm	$1,501
Auto Owners	$1,334
State Auto	$1,581
Nationwide	$1,538
Farmers	$1,342
Allstate	$1,903
Safe Auto	$2,015
MetLife	$2,149
Victoria	$2,281
Allied	$1,609
Liberty Mutual	$1,919
Encompass	$2,389
* Just a rough estimate for 2008 Saab 3-Sep, 2.8 SportAero

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model 3-Sep, make Saab) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Saab, 3-Sep will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2008 3-Sep car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2008 Saab 3-Sep auto insurance rates by state!

How to calculate premium for Saab 3-Sep (2008) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2008 3-Sep (2.8 SportAero) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$835	$1,169
2	Ohio	$846	$1,192
3	Idaho	$869	$1,225
4	Virginia	$902	$1,281
5	Iowa	$935	$1,325
6	New Hampshire	$980	$1,347
7	Wisconsin	$991	$1,381
8	North Dakota	$1,013	$1,459
9	Indiana	$1,036	$1,537
10	North Carolina	$1,058	$1,592
11	Pennsylvania	$1,069	$1,682
12	Utah	$1,091	$1,704
13	Maine	$1,102	$1,737
14	Massachusetts	$1,125	$1,771
15	Alaska	$1,136	$1,793
16	Tennessee	$1,147	$1,837
17	South Dakota	$1,158	$1,938
18	Nebraska	$1,169	$1,993
19	Minnesota	$1,180	$2,027
20	Illinois	$1,180	$2,060
21	Hawaii	$1,192	$2,105
22	Alabama	$1,203	$2,138
23	Oregon	$1,214	$2,172
24	Missouri	$1,225	$2,249
25	Washington	$1,281	$2,327
26	South Carolina	$1,292	$2,383
27	Kansas	$1,325	$2,428
28	New Mexico	$1,347	$2,483
29	Arizona	$1,381	$2,506
30	New York	$1,403	$2,517
31	National average	$1,448	$2,550
32	New Jersey	$1,470	$2,628
33	West Virginia	$1,514	$2,650
34	Mississippi	$1,548	$2,684
35	Maryland	$1,581	$2,717
36	Montana	$1,626	$2,773
37	Nevada	$1,659	$2,795
38	Arkansas	$1,682	$2,840
39	Kentucky	$1,693	$2,884
40	Oklahoma	$1,748	$2,918
41	Wyoming	$1,782	$2,940
42	Colorado	$1,826	$2,996
43	Texas	$1,860	$3,018
44	Delaware	$1,904	$3,062
45	Georgia	$1,949	$3,074
46	California	$1,993	$3,107
47	DC	$2,027	$3,129
48	Connecticut	$2,071	$3,163
49	Rhode Island	$2,094	$3,174
50	Florida	$2,127	$3,241
51	Louisiana	$2,172	$3,285
52	Michigan	$2,216	$3,341
* Compare 2008 Saab 3-Sep car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2008 Saab 3-Sep (Manual transmission, 2000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Saab 3-Sep annual insurance cost for a 16 year old is approximately $2561.28, while the cost of the same coverage for seniors aged 70 - 74 is $1180.416. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Saab, 3-Sep have 2784 cc, 259 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,450
20 - 24	$2,383
25 - 29	$2,004
30 - 34	$1,726
35 – 39	$1,392
40 – 44	$1,448
45 – 49	$1,325
50 – 54	$1,158
55 – 59	$1,425
60 – 64	$1,192
65 – 69	$1,247
70 – 74	$1,125
75 and more	$1,158
* Rough estimate for teens, adults and seniors who are driving Saab 3-Sep (2008)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $947 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Saab, 3-Sep good for senior drivers? If you have questions or issues relevant to Saab 3-Sep or another vehicle, please ask in the discussion.

You know you need to insure your 2008 4WD Saab, 3-Sep, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Saab 3-Sep: Exterior Specs, Features & Options

The engine of Saab, 3-Sep (6 cyl) is mated to a Manual transmission, that in this case, sends power to the 4WD. 3-Sep Sedan, 2784 CC (liter), 259 ps (98.6% of a brake horsepower) is matched to an 2.8 SportAero for 2008. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Saab, 3-Sep has horsepower of 259 ps & 2784 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 2.8 SportAero has an engine torque of 350 nm & 2000 rpm. The power and maximum speed of the Saab 3-Sep vehicle (7.7/100 Kph & 235 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1440 kg is the weight of this model), its engine torque and the engine rotation speed.