1992 Rover 216 - car insurance quotes

How much does it cost to insure a  Rover 216 GTi Coupe 1.590 cc in 2023?

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The average insurance rate is at $859 per year for  adults, $1,425 for  teens and $712 for  senior drivers.

How much does 1992 Rover 216 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Rover 216 (GTi Coupe) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Rover 216 is above $60 a month ($716 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Rover you drive (https://en.wikipedia.org/wiki/Rover_Company)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Rover model with 124 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Rover 216 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1992 Rover 216 is $60 a month, which is around $716 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 33-year-old auto?

How does age of your car affect car insurance costs? 1992 Rover 216 is older than 33 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of 216 (1992) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern 216 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 33-year Rover 216 may reduce your coverage to the prices around $541 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1992 Rover 216 because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.

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Rover 216, GTi Coupe has engine power of 1590 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your vehicle, be sure you buy one that isn't a high performer. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for the cheapest policy, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$528	$509
GEICO	$388	$356
Nationwide	$566	$445
Progressive	$235	$191
State Farm	$318	$235
Texas Farm Bureau	$528	$426
USAA	$420	$356
* Rough estimate for a new vs 33 years old used Rover 216, GTi Coupe. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1992 Rover 216 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Rover, 216 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Rover (made in 1992) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Rover 216 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1992 Rover 216 in 2023? As you can see below, the lowest rates are around $636, while the highest ones fluctuate around $1335.6 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$677
American Family	$661
Erie	$661
Progressive	$778
State Farm	$857
Auto Owners	$762
State Auto	$903
Nationwide	$878
Farmers	$766
Allstate	$1,087
Safe Auto	$1,151
MetLife	$1,227
Victoria	$1,303
Allied	$919
Liberty Mutual	$1,096
Encompass	$1,364
* Just a rough estimate for 1992 Rover 216, GTi Coupe

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model 216, make Rover) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Rover, 216 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1992 216 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1992 Rover 216 auto insurance rates by state!

How to calculate premium for Rover 216 (1992) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1992 216 (GTi Coupe) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$477	$668
2	Ohio	$483	$681
3	Idaho	$496	$700
4	Virginia	$515	$731
5	Iowa	$534	$757
6	New Hampshire	$560	$770
7	Wisconsin	$566	$789
8	North Dakota	$579	$833
9	Indiana	$591	$878
10	North Carolina	$604	$909
11	Pennsylvania	$611	$960
12	Utah	$623	$973
13	Maine	$630	$992
14	Massachusetts	$642	$1,011
15	Alaska	$649	$1,024
16	Tennessee	$655	$1,049
17	South Dakota	$661	$1,107
18	Nebraska	$668	$1,138
19	Minnesota	$674	$1,158
20	Illinois	$674	$1,177
21	Hawaii	$681	$1,202
22	Alabama	$687	$1,221
23	Oregon	$693	$1,240
24	Missouri	$700	$1,285
25	Washington	$731	$1,329
26	South Carolina	$738	$1,361
27	Kansas	$757	$1,386
28	New Mexico	$770	$1,418
29	Arizona	$789	$1,431
30	New York	$801	$1,437
31	National average	$827	$1,456
32	New Jersey	$840	$1,501
33	West Virginia	$865	$1,514
34	Mississippi	$884	$1,533
35	Maryland	$903	$1,552
36	Montana	$929	$1,584
37	Nevada	$948	$1,596
38	Arkansas	$960	$1,622
39	Kentucky	$967	$1,647
40	Oklahoma	$999	$1,666
41	Wyoming	$1,018	$1,679
42	Colorado	$1,043	$1,711
43	Texas	$1,062	$1,724
44	Delaware	$1,088	$1,749
45	Georgia	$1,113	$1,755
46	California	$1,138	$1,774
47	DC	$1,158	$1,787
48	Connecticut	$1,183	$1,806
49	Rhode Island	$1,196	$1,813
50	Florida	$1,215	$1,851
51	Louisiana	$1,240	$1,876
52	Michigan	$1,266	$1,908
* Compare 1992 Rover 216 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1992 Rover 216 (Manual transmission, 5700 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Rover 216 annual insurance cost for a 16 year old is approximately $1462.8, while the cost of the same coverage for seniors aged 70 - 74 is $674.16. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Rover, 216 have 1590 cc, 124 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,399
20 - 24	$1,361
25 - 29	$1,145
30 - 34	$986
35 – 39	$795
40 – 44	$827
45 – 49	$757
50 – 54	$661
55 – 59	$814
60 – 64	$681
65 – 69	$712
70 – 74	$642
75 and more	$661
* Rough estimate for teens, adults and seniors who are driving Rover 216 (1992)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $541 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Rover, 216 good for senior drivers? If you have questions or issues relevant to Rover 216 or another vehicle, please ask in the discussion.

You know you need to insure your 1992 Front Rover, 216, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Rover 216: Exterior Specs, Features & Options

The engine of Rover, 216 (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. 216 model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 1590 CC (liter), 124 ps (98.6% of a brake horsepower) is matched to an GTi Coupe for 1992. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Rover, 216 has horsepower of 124 ps & 1590 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model GTi Coupe has an engine torque of 140 nm & 5700 rpm. The power and maximum speed of the Rover 216 vehicle (sorry, we do not know how fast will Rover, 216 accelerate to 100 km per hour/100 Kph & 200 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1090 kg is the weight of this model), its engine torque and the engine rotation speed.