2002 Riley MR II - car insurance quotes

How much does it cost to insure a  Riley MR II Roadster 7.996 cc in 2023?

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The average insurance rate is at $4,318 per year for  adults, $7,164 for  teens and $3,582 for  senior drivers.

How much does 2002 Riley MR II car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Riley MR II (Roadster) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Riley MR II is above $300 a month ($between $2000 - $3000 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Riley you drive (https://en.wikipedia.org/wiki/Riley_Motor)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Riley model with engine power engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Riley MR II if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2002 Riley MR II is $300 a month, which is around $between $2000 - $3000 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2002 Riley MR II is a 23 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of MR II (2002) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern MR II cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Riley MR II, Roadster has engine power of 7996 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$2,655	$2,559
GEICO	$1,951	$1,791
Nationwide	$2,847	$2,239
Progressive	$1,183	$960
State Farm	$1,599	$1,183
Texas Farm Bureau	$2,655	$2,143
USAA	$2,111	$1,791
* Rough estimate for a new vs 23 years old used Riley MR II, Roadster. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2002 Riley MR II car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Riley, MR II is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Riley (made in 2002) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Riley MR II auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2002 Riley MR II in 2023? As you can see below, the lowest rates are around $3198.4, while the highest ones fluctuate around $6716.64 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$3,406
American Family	$3,326
Erie	$3,323
Progressive	$3,915
State Farm	$4,311
Auto Owners	$3,832
State Auto	$4,542
Nationwide	$4,417
Farmers	$3,854
Allstate	$5,466
Safe Auto	$5,786
MetLife	$6,173
Victoria	$6,550
Allied	$4,622
Liberty Mutual	$5,511
Encompass	$6,861
* Just a rough estimate for 2002 Riley MR II, Roadster

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model MR II, make Riley) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Riley, MR II will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2002 MR II car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2002 Riley MR II auto insurance rates by state!

How to calculate premium for Riley MR II (2002) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2002 MR II (Roadster) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$2,399	$3,358
2	Ohio	$2,431	$3,422
3	Idaho	$2,495	$3,518
4	Virginia	$2,591	$3,678
5	Iowa	$2,687	$3,806
6	New Hampshire	$2,815	$3,870
7	Wisconsin	$2,847	$3,966
8	North Dakota	$2,911	$4,190
9	Indiana	$2,975	$4,414
10	North Carolina	$3,038	$4,574
11	Pennsylvania	$3,070	$4,830
12	Utah	$3,134	$4,894
13	Maine	$3,166	$4,990
14	Massachusetts	$3,230	$5,085
15	Alaska	$3,262	$5,149
16	Tennessee	$3,294	$5,277
17	South Dakota	$3,326	$5,565
18	Nebraska	$3,358	$5,725
19	Minnesota	$3,390	$5,821
20	Illinois	$3,390	$5,917
21	Hawaii	$3,422	$6,045
22	Alabama	$3,454	$6,141
23	Oregon	$3,486	$6,237
24	Missouri	$3,518	$6,461
25	Washington	$3,678	$6,685
26	South Carolina	$3,710	$6,845
27	Kansas	$3,806	$6,973
28	New Mexico	$3,870	$7,132
29	Arizona	$3,966	$7,196
30	New York	$4,030	$7,228
31	National average	$4,158	$7,324
32	New Jersey	$4,222	$7,548
33	West Virginia	$4,350	$7,612
34	Mississippi	$4,446	$7,708
35	Maryland	$4,542	$7,804
36	Montana	$4,670	$7,964
37	Nevada	$4,766	$8,028
38	Arkansas	$4,830	$8,156
39	Kentucky	$4,862	$8,284
40	Oklahoma	$5,021	$8,380
41	Wyoming	$5,117	$8,444
42	Colorado	$5,245	$8,604
43	Texas	$5,341	$8,668
44	Delaware	$5,469	$8,796
45	Georgia	$5,597	$8,828
46	California	$5,725	$8,924
47	DC	$5,821	$8,988
48	Connecticut	$5,949	$9,083
49	Rhode Island	$6,013	$9,115
50	Florida	$6,109	$9,307
51	Louisiana	$6,237	$9,435
52	Michigan	$6,365	$9,595
* Compare 2002 Riley MR II car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2002 Riley MR II (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Riley MR II annual insurance cost for a 16 year old is approximately $7356.32, while the cost of the same coverage for seniors aged 70 - 74 is $3390.304. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Riley, MR II have 7996 cc, engine power ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$7,036
20 - 24	$6,845
25 - 29	$5,757
30 - 34	$4,958
35 – 39	$3,998
40 – 44	$4,158
45 – 49	$3,806
50 – 54	$3,326
55 – 59	$4,094
60 – 64	$3,422
65 – 69	$3,582
70 – 74	$3,230
75 and more	$3,326
* Rough estimate for teens, adults and seniors who are driving Riley MR II (2002)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $2,719 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Riley, MR II good for senior drivers? If you have questions or issues relevant to Riley MR II or another vehicle, please ask in the discussion.

You know you need to insure your 2002 front/rear wheel drive Riley, MR II, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Riley MR II: Exterior Specs, Features & Options

The engine of Riley, MR II (12 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the front/rear wheel drive. MR II model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 7996 CC (liter), engine power ps (98.6% of a brake horsepower) is matched to an Roadster for 2002. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Riley, MR II has horsepower of engine power ps & 7996 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Roadster has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Riley MR II vehicle (sorry, we do not know how fast will Riley, MR II accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Riley, MR II Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1060 kg is the weight of this model), its engine torque and the engine rotation speed.