1996 Renault Megane - car insurance quotes

How much does it cost to insure a  Renault Megane Scenic 1.4 RTE 1.390 cc in 2023?

---

The average insurance rate is at $751 per year for  adults, $1,245 for  teens and $623 for  senior drivers.

How much does 1996 Renault Megane car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Renault Megane (Scenic 1.4 RTE) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Renault Megane is above $52 a month ($626 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Renault you drive (https://group.renault.com/en/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Renault model with engine power engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Renault Megane if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1996 Renault Megane is $52 a month, which is around $626 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 29-year-old auto?

How does age of your car affect car insurance costs? 1996 Renault Megane is older than 29 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Megane (1996) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Megane cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 29-year Renault Megane may reduce your coverage to the prices around $473 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1996 Renault Megane because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.

---

Renault Megane, Scenic 1.4 RTE has engine power of 1390 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your vehicle, be sure you buy one that isn't a high performer. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for the cheapest policy, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$461	$445
GEICO	$339	$311
Nationwide	$495	$389
Progressive	$206	$167
State Farm	$278	$206
Texas Farm Bureau	$461	$373
USAA	$367	$311
* Rough estimate for a new vs 29 years old used Renault Megane, Scenic 1.4 RTE. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1996 Renault Megane car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Renault, Megane is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Renault (made in 1996) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Renault Megane auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1996 Renault Megane in 2023? As you can see below, the lowest rates are around $556, while the highest ones fluctuate around $1167.6 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$592
American Family	$578
Erie	$578
Progressive	$681
State Farm	$749
Auto Owners	$666
State Auto	$790
Nationwide	$768
Farmers	$670
Allstate	$950
Safe Auto	$1,006
MetLife	$1,073
Victoria	$1,139
Allied	$803
Liberty Mutual	$958
Encompass	$1,193
* Just a rough estimate for 1996 Renault Megane, Scenic 1.4 RTE

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Megane, make Renault) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Renault, Megane will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1996 Megane car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1996 Renault Megane auto insurance rates by state!

How to calculate premium for Renault Megane (1996) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1996 Megane (Scenic 1.4 RTE) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$417	$584
2	Ohio	$423	$595
3	Idaho	$434	$612
4	Virginia	$450	$639
5	Iowa	$467	$662
6	New Hampshire	$489	$673
7	Wisconsin	$495	$689
8	North Dakota	$506	$728
9	Indiana	$517	$767
10	North Carolina	$528	$795
11	Pennsylvania	$534	$840
12	Utah	$545	$851
13	Maine	$550	$867
14	Massachusetts	$562	$884
15	Alaska	$567	$895
16	Tennessee	$573	$917
17	South Dakota	$578	$967
18	Nebraska	$584	$995
19	Minnesota	$589	$1,012
20	Illinois	$589	$1,029
21	Hawaii	$595	$1,051
22	Alabama	$600	$1,068
23	Oregon	$606	$1,084
24	Missouri	$612	$1,123
25	Washington	$639	$1,162
26	South Carolina	$645	$1,190
27	Kansas	$662	$1,212
28	New Mexico	$673	$1,240
29	Arizona	$689	$1,251
30	New York	$701	$1,257
31	National average	$723	$1,273
32	New Jersey	$734	$1,312
33	West Virginia	$756	$1,323
34	Mississippi	$773	$1,340
35	Maryland	$790	$1,357
36	Montana	$812	$1,384
37	Nevada	$828	$1,396
38	Arkansas	$840	$1,418
39	Kentucky	$845	$1,440
40	Oklahoma	$873	$1,457
41	Wyoming	$890	$1,468
42	Colorado	$912	$1,496
43	Texas	$929	$1,507
44	Delaware	$951	$1,529
45	Georgia	$973	$1,535
46	California	$995	$1,551
47	DC	$1,012	$1,562
48	Connecticut	$1,034	$1,579
49	Rhode Island	$1,045	$1,585
50	Florida	$1,062	$1,618
51	Louisiana	$1,084	$1,640
52	Michigan	$1,106	$1,668
* Compare 1996 Renault Megane car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1996 Renault Megane (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Renault Megane annual insurance cost for a 16 year old is approximately $1278.8, while the cost of the same coverage for seniors aged 70 - 74 is $589.36. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Renault, Megane have 1390 cc, engine power ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,223
20 - 24	$1,190
25 - 29	$1,001
30 - 34	$862
35 – 39	$695
40 – 44	$723
45 – 49	$662
50 – 54	$578
55 – 59	$712
60 – 64	$595
65 – 69	$623
70 – 74	$562
75 and more	$578
* Rough estimate for teens, adults and seniors who are driving Renault Megane (1996)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $473 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Renault, Megane good for senior drivers? If you have questions or issues relevant to Renault Megane or another vehicle, please ask in the discussion.

You know you need to insure your 1996 Front Renault, Megane, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Renault Megane: Exterior Specs, Features & Options

The engine of Renault, Megane (4 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the Front. Megane Hatchback, 1390 CC (liter), engine power ps (98.6% of a brake horsepower) is matched to an Scenic 1.4 RTE for 1996. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Renault, Megane has horsepower of engine power ps & 1390 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Scenic 1.4 RTE has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Renault Megane vehicle (sorry, we do not know how fast will Renault, Megane accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Renault, Megane Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1650 kg is the weight of this model), its engine torque and the engine rotation speed.