1991 Renault 4 - car insurance quotes

How much does it cost to insure a  Renault 4 1 956 cc in 2023?

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The average insurance rate is at $516 per year for  adults, $857 for  teens and $428 for  senior drivers.

How much does 1991 Renault 4 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Renault 4 (1) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Renault 4 is above $36 a month ($430 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Renault you drive (https://group.renault.com/en/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Renault model with 34 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Renault 4 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1991 Renault 4 is $36 a month, which is around $430 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 34-year-old auto?

How does age of your car affect car insurance costs? 1991 Renault 4 is older than 34 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of 4 (1991) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern 4 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 34-year Renault 4 may reduce your coverage to the prices around $325 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1991 Renault 4 because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.

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Renault 4, 1 is an automobile with engine power lower than 1000 cc (956 cc), which means it's a low-performance vehicle. This is good news in relation to insurance rates. Why? Because insurance companies calculate their rates on a car's horsepower and performance. The final price is, of course, influenced by many other facts (your location, driving history or age), and no single insurer can claim to be the cheapest.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$317	$306
GEICO	$233	$214
Nationwide	$340	$268
Progressive	$141	$115
State Farm	$191	$141
Texas Farm Bureau	$317	$256
USAA	$252	$214
* Rough estimate for a new vs 34 years old used Renault 4, 1. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1991 Renault 4 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Renault, 4 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Renault (made in 1991) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Renault 4 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1991 Renault 4 in 2023? As you can see below, the lowest rates are around $382.4, while the highest ones fluctuate around $803.04 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$407
American Family	$398
Erie	$397
Progressive	$468
State Farm	$515
Auto Owners	$458
State Auto	$543
Nationwide	$528
Farmers	$461
Allstate	$654
Safe Auto	$692
MetLife	$738
Victoria	$783
Allied	$553
Liberty Mutual	$659
Encompass	$820
* Just a rough estimate for 1991 Renault 4, 1

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model 4, make Renault) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Renault, 4 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1991 4 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1991 Renault 4 auto insurance rates by state!

How to calculate premium for Renault 4 (1991) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1991 4 (1) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$287	$402
2	Ohio	$291	$409
3	Idaho	$298	$421
4	Virginia	$310	$440
5	Iowa	$321	$455
6	New Hampshire	$337	$463
7	Wisconsin	$340	$474
8	North Dakota	$348	$501
9	Indiana	$356	$528
10	North Carolina	$363	$547
11	Pennsylvania	$367	$577
12	Utah	$375	$585
13	Maine	$379	$597
14	Massachusetts	$386	$608
15	Alaska	$390	$616
16	Tennessee	$394	$631
17	South Dakota	$398	$665
18	Nebraska	$402	$684
19	Minnesota	$405	$696
20	Illinois	$405	$707
21	Hawaii	$409	$723
22	Alabama	$413	$734
23	Oregon	$417	$746
24	Missouri	$421	$772
25	Washington	$440	$799
26	South Carolina	$444	$818
27	Kansas	$455	$834
28	New Mexico	$463	$853
29	Arizona	$474	$860
30	New York	$482	$864
31	National average	$497	$876
32	New Jersey	$505	$902
33	West Virginia	$520	$910
34	Mississippi	$532	$922
35	Maryland	$543	$933
36	Montana	$558	$952
37	Nevada	$570	$960
38	Arkansas	$577	$975
39	Kentucky	$581	$990
40	Oklahoma	$600	$1,002
41	Wyoming	$612	$1,010
42	Colorado	$627	$1,029
43	Texas	$639	$1,036
44	Delaware	$654	$1,052
45	Georgia	$669	$1,055
46	California	$684	$1,067
47	DC	$696	$1,075
48	Connecticut	$711	$1,086
49	Rhode Island	$719	$1,090
50	Florida	$730	$1,113
51	Louisiana	$746	$1,128
52	Michigan	$761	$1,147
* Compare 1991 Renault 4 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1991 Renault 4 (Manual transmission, 2500 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Renault 4 annual insurance cost for a 16 year old is approximately $879.52, while the cost of the same coverage for seniors aged 70 - 74 is $405.344. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Renault, 4 have 956 cc, 34 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$841
20 - 24	$818
25 - 29	$688
30 - 34	$593
35 – 39	$478
40 – 44	$497
45 – 49	$455
50 – 54	$398
55 – 59	$489
60 – 64	$409
65 – 69	$428
70 – 74	$386
75 and more	$398
* Rough estimate for teens, adults and seniors who are driving Renault 4 (1991)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $325 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Renault, 4 good for senior drivers? If you have questions or issues relevant to Renault 4 or another vehicle, please ask in the discussion.

You know you need to insure your 1991 Front Renault, 4, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Renault 4: Exterior Specs, Features & Options

The engine of Renault, 4 (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. 4 model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 956 CC (liter), 34 ps (98.6% of a brake horsepower) is matched to an 1 for 1991. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Renault, 4 has horsepower of 34 ps & 956 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 1 has an engine torque of 62 nm & 2500 rpm. The power and maximum speed of the Renault 4 vehicle (sorry, we do not know how fast will Renault, 4 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Renault, 4 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (695 kg is the weight of this model), its engine torque and the engine rotation speed.