1998 Proton 400 - car insurance quotes

How much does it cost to insure a  Proton 400 Wira 1.297 cc in 2023?

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The average insurance rate is at $700 per year for  adults, $1,162 for  teens and $581 for  senior drivers.

How much does 1998 Proton 400 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Proton 400 (Wira) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Proton 400 is above $49 a month ($584 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Proton you drive (http://www.proton.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Proton model with 75 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Proton 400 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1998 Proton 400 is $49 a month, which is around $584 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 27-year-old auto?

How does age of your car affect car insurance costs? 1998 Proton 400 is older than 27 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of 400 (1998) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern 400 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 27-year Proton 400 may reduce your coverage to the prices around $441 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1998 Proton 400 because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.

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Proton 400, Wira has engine power of 1297 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your vehicle, be sure you buy one that isn't a high performer. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for the cheapest policy, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$431	$415
GEICO	$316	$291
Nationwide	$462	$363
Progressive	$192	$156
State Farm	$259	$192
Texas Farm Bureau	$431	$348
USAA	$342	$291
* Rough estimate for a new vs 27 years old used Proton 400, Wira. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1998 Proton 400 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Proton, 400 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Proton (made in 1998) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Proton 400 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1998 Proton 400 in 2023? As you can see below, the lowest rates are around $518.8, while the highest ones fluctuate around $1089.48 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$553
American Family	$540
Erie	$539
Progressive	$635
State Farm	$699
Auto Owners	$622
State Auto	$737
Nationwide	$716
Farmers	$625
Allstate	$887
Safe Auto	$939
MetLife	$1,001
Victoria	$1,063
Allied	$750
Liberty Mutual	$894
Encompass	$1,113
* Just a rough estimate for 1998 Proton 400, Wira

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model 400, make Proton) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Proton, 400 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1998 400 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1998 Proton 400 auto insurance rates by state!

How to calculate premium for Proton 400 (1998) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1998 400 (Wira) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$389	$545
2	Ohio	$394	$555
3	Idaho	$405	$571
4	Virginia	$420	$597
5	Iowa	$436	$617
6	New Hampshire	$457	$628
7	Wisconsin	$462	$643
8	North Dakota	$472	$680
9	Indiana	$482	$716
10	North Carolina	$493	$742
11	Pennsylvania	$498	$783
12	Utah	$508	$794
13	Maine	$514	$809
14	Massachusetts	$524	$825
15	Alaska	$529	$835
16	Tennessee	$534	$856
17	South Dakota	$540	$903
18	Nebraska	$545	$929
19	Minnesota	$550	$944
20	Illinois	$550	$960
21	Hawaii	$555	$981
22	Alabama	$560	$996
23	Oregon	$565	$1,012
24	Missouri	$571	$1,048
25	Washington	$597	$1,084
26	South Carolina	$602	$1,110
27	Kansas	$617	$1,131
28	New Mexico	$628	$1,157
29	Arizona	$643	$1,167
30	New York	$654	$1,172
31	National average	$674	$1,188
32	New Jersey	$685	$1,224
33	West Virginia	$706	$1,235
34	Mississippi	$721	$1,250
35	Maryland	$737	$1,266
36	Montana	$757	$1,292
37	Nevada	$773	$1,302
38	Arkansas	$783	$1,323
39	Kentucky	$789	$1,344
40	Oklahoma	$815	$1,359
41	Wyoming	$830	$1,370
42	Colorado	$851	$1,396
43	Texas	$866	$1,406
44	Delaware	$887	$1,427
45	Georgia	$908	$1,432
46	California	$929	$1,447
47	DC	$944	$1,458
48	Connecticut	$965	$1,473
49	Rhode Island	$975	$1,479
50	Florida	$991	$1,510
51	Louisiana	$1,012	$1,530
52	Michigan	$1,032	$1,556
* Compare 1998 Proton 400 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1998 Proton 400 (Manual transmission, 3000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Proton 400 annual insurance cost for a 16 year old is approximately $1193.24, while the cost of the same coverage for seniors aged 70 - 74 is $549.928. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Proton, 400 have 1297 cc, 75 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,141
20 - 24	$1,110
25 - 29	$934
30 - 34	$804
35 – 39	$649
40 – 44	$674
45 – 49	$617
50 – 54	$540
55 – 59	$664
60 – 64	$555
65 – 69	$581
70 – 74	$524
75 and more	$540
* Rough estimate for teens, adults and seniors who are driving Proton 400 (1998)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $441 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Proton, 400 good for senior drivers? If you have questions or issues relevant to Proton 400 or another vehicle, please ask in the discussion.

You know you need to insure your 1998 Front Proton, 400, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Proton 400: Exterior Specs, Features & Options

The engine of Proton, 400 (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Front. 400 model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 1297 CC (liter), 75 ps (98.6% of a brake horsepower) is matched to an Wira for 1998. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Proton, 400 has horsepower of 75 ps & 1297 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Wira has an engine torque of 108 nm & 3000 rpm. The power and maximum speed of the Proton 400 vehicle (sorry, we do not know how fast will Proton, 400 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Proton, 400 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (970 kg is the weight of this model), its engine torque and the engine rotation speed.