1987 Opel Omega - car insurance quotes

How much does it cost to insure a  Opel Omega 2.3 D Break 2.260 cc in 2023?

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The average insurance rate is at $1,220 per year for  adults, $2,025 for  teens and $1,012 for  senior drivers.

How much does 1987 Opel Omega car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Opel Omega (2.3 D Break) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Opel Omega is above $85 a month ($1.017 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Opel you drive (http://www.opel.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Opel model with 76 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Opel Omega if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1987 Opel Omega is $85 a month, which is around $1.017 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 38-year-old classic car?

If you are an owner of 38-years-old Opel Omega classic car, you are a happy holder of a collector's, historic, vintage or even antique car. Older vehicles are typically cheaper to insure because they are less valuable than newer models. This, unfortunately, does not apply to classic, special and historic cars older than 35 years, such as Opel Omega made in 1987. How can you lower the cost of your classic car insurance? Limit your mileage and increase your security! Most collectible, antique and classic vehicles are poorly protected against theft. Buy and install a tracking device, alarm or anti-theft system into your 1987 Omega. Given that collector and historic automobiles are not just "consumer" vehicles, it is very important to buy a specialised classic car insurance policies to protect these antique vehicles against damage, vandalism and the increased risk of theft.

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Opel Omega, 2.3 D Break has engine power of 2260 cc, which means it is a medium-powered classic car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your historic or collector's vehicle, be sure you buy one that isn't a high performer. There are some factors to consider when insuring a classic car. Cost of sourcing parts for your model of 1987 Opel Omega as well as the cost of repairs. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for antique car insurance coverage, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Compare 1987 Opel Omega car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Opel, Omega is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Opel (made in 1987) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Opel Omega auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1987 Opel Omega in 2023? As you can see below, the lowest rates are around $904, while the highest ones fluctuate around $1898.4 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$963
American Family	$940
Erie	$939
Progressive	$1,106
State Farm	$1,219
Auto Owners	$1,083
State Auto	$1,284
Nationwide	$1,248
Farmers	$1,089
Allstate	$1,545
Safe Auto	$1,635
MetLife	$1,745
Victoria	$1,851
Allied	$1,306
Liberty Mutual	$1,558
Encompass	$1,939
* Just a rough estimate for 1987 Opel Omega, 2.3 D Break

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Omega, make Opel) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Opel, Omega will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1987 Omega car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1987 Opel Omega auto insurance rates by state!

How to calculate premium for Opel Omega (1987) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1987 Omega (2.3 D Break) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$678	$949
2	Ohio	$687	$967
3	Idaho	$705	$994
4	Virginia	$732	$1,040
5	Iowa	$759	$1,076
6	New Hampshire	$796	$1,094
7	Wisconsin	$805	$1,121
8	North Dakota	$823	$1,184
9	Indiana	$841	$1,248
10	North Carolina	$859	$1,293
11	Pennsylvania	$868	$1,365
12	Utah	$886	$1,383
13	Maine	$895	$1,410
14	Massachusetts	$913	$1,437
15	Alaska	$922	$1,455
16	Tennessee	$931	$1,492
17	South Dakota	$940	$1,573
18	Nebraska	$949	$1,618
19	Minnesota	$958	$1,645
20	Illinois	$958	$1,672
21	Hawaii	$967	$1,709
22	Alabama	$976	$1,736
23	Oregon	$985	$1,763
24	Missouri	$994	$1,826
25	Washington	$1,040	$1,889
26	South Carolina	$1,049	$1,935
27	Kansas	$1,076	$1,971
28	New Mexico	$1,094	$2,016
29	Arizona	$1,121	$2,034
30	New York	$1,139	$2,043
31	National average	$1,175	$2,070
32	New Jersey	$1,193	$2,133
33	West Virginia	$1,229	$2,152
34	Mississippi	$1,257	$2,179
35	Maryland	$1,284	$2,206
36	Montana	$1,320	$2,251
37	Nevada	$1,347	$2,269
38	Arkansas	$1,365	$2,305
39	Kentucky	$1,374	$2,341
40	Oklahoma	$1,419	$2,368
41	Wyoming	$1,446	$2,387
42	Colorado	$1,483	$2,432
43	Texas	$1,510	$2,450
44	Delaware	$1,546	$2,486
45	Georgia	$1,582	$2,495
46	California	$1,618	$2,522
47	DC	$1,645	$2,540
48	Connecticut	$1,681	$2,567
49	Rhode Island	$1,700	$2,576
50	Florida	$1,727	$2,631
51	Louisiana	$1,763	$2,667
52	Michigan	$1,799	$2,712
* Compare 1987 Opel Omega car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1987 Opel Omega (Manual transmission, 2400 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Opel Omega annual insurance cost for a 16 year old is approximately $2079.2, while the cost of the same coverage for seniors aged 70 - 74 is $958.24. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Opel, Omega have 2260 cc, 76 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,989
20 - 24	$1,935
25 - 29	$1,627
30 - 34	$1,401
35 – 39	$1,130
40 – 44	$1,175
45 – 49	$1,076
50 – 54	$940
55 – 59	$1,157
60 – 64	$967
65 – 69	$1,012
70 – 74	$913
75 and more	$940
* Rough estimate for teens, adults and seniors who are driving Opel Omega (1987)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $768 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Opel, Omega good for senior drivers? If you have questions or issues relevant to Opel Omega or another vehicle, please ask in the discussion.

You know you need to insure your 1987 Rear Opel, Omega, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Opel Omega: Exterior Specs, Features & Options

The engine of Opel, Omega (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Rear. Omega model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 2260 CC (liter), 76 ps (98.6% of a brake horsepower) is matched to an 2.3 D Break for 1987. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Opel, Omega has horsepower of 76 ps & 2260 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 2.3 D Break has an engine torque of 139 nm & 2400 rpm. The power and maximum speed of the Opel Omega vehicle (sorry, we do not know how fast will Opel, Omega accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Opel, Omega Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1405 kg is the weight of this model), its engine torque and the engine rotation speed.