2004 Oldsmobile Aurora - car insurance quotes

How much does it cost to insure a  Oldsmobile Aurora 3.994 cc in 2023?

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The average insurance rate is at $2,157 per year for  adults, $3,579 for  teens and $1,789 for  senior drivers.

How much does 2004 Oldsmobile Aurora car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Oldsmobile Aurora (this trim level of the 2004 Aurora) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Oldsmobile Aurora is above $150 a month ($1.797 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Oldsmobile you drive (https://www.gm.com/owner-assistance/oldsmobile.html)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Oldsmobile model with 250 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Oldsmobile Aurora if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2004 Oldsmobile Aurora is $150 a month, which is around $1.797 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2004 Oldsmobile Aurora is a 21 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Aurora (2004) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Aurora cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Oldsmobile Aurora, has engine power of 3994 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,326	$1,278
GEICO	$975	$895
Nationwide	$1,422	$1,118
Progressive	$591	$479
State Farm	$799	$591
Texas Farm Bureau	$1,326	$1,070
USAA	$1,054	$895
* Rough estimate for a new vs 21 years old used Oldsmobile Aurora, this trim level of the 2004 Aurora. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2004 Oldsmobile Aurora car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Oldsmobile, Aurora is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Oldsmobile (made in 2004) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Oldsmobile Aurora auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2004 Oldsmobile Aurora in 2023? As you can see below, the lowest rates are around $1597.6, while the highest ones fluctuate around $3354.96 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,701
American Family	$1,662
Erie	$1,660
Progressive	$1,955
State Farm	$2,154
Auto Owners	$1,914
State Auto	$2,269
Nationwide	$2,206
Farmers	$1,925
Allstate	$2,730
Safe Auto	$2,890
MetLife	$3,083
Victoria	$3,272
Allied	$2,309
Liberty Mutual	$2,753
Encompass	$3,427
* Just a rough estimate for 2004 Oldsmobile Aurora, this trim level of the 2004 Aurora

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Aurora, make Oldsmobile) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Oldsmobile, Aurora will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2004 Aurora car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2004 Oldsmobile Aurora auto insurance rates by state!

How to calculate premium for Oldsmobile Aurora (2004) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2004 Aurora () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,198	$1,677
2	Ohio	$1,214	$1,709
3	Idaho	$1,246	$1,757
4	Virginia	$1,294	$1,837
5	Iowa	$1,342	$1,901
6	New Hampshire	$1,406	$1,933
7	Wisconsin	$1,422	$1,981
8	North Dakota	$1,454	$2,093
9	Indiana	$1,486	$2,205
10	North Carolina	$1,518	$2,285
11	Pennsylvania	$1,534	$2,412
12	Utah	$1,566	$2,444
13	Maine	$1,582	$2,492
14	Massachusetts	$1,614	$2,540
15	Alaska	$1,630	$2,572
16	Tennessee	$1,646	$2,636
17	South Dakota	$1,662	$2,780
18	Nebraska	$1,677	$2,860
19	Minnesota	$1,693	$2,908
20	Illinois	$1,693	$2,956
21	Hawaii	$1,709	$3,019
22	Alabama	$1,725	$3,067
23	Oregon	$1,741	$3,115
24	Missouri	$1,757	$3,227
25	Washington	$1,837	$3,339
26	South Carolina	$1,853	$3,419
27	Kansas	$1,901	$3,483
28	New Mexico	$1,933	$3,563
29	Arizona	$1,981	$3,595
30	New York	$2,013	$3,611
31	National average	$2,077	$3,659
32	New Jersey	$2,109	$3,770
33	West Virginia	$2,173	$3,802
34	Mississippi	$2,221	$3,850
35	Maryland	$2,269	$3,898
36	Montana	$2,332	$3,978
37	Nevada	$2,380	$4,010
38	Arkansas	$2,412	$4,074
39	Kentucky	$2,428	$4,138
40	Oklahoma	$2,508	$4,186
41	Wyoming	$2,556	$4,218
42	Colorado	$2,620	$4,298
43	Texas	$2,668	$4,329
44	Delaware	$2,732	$4,393
45	Georgia	$2,796	$4,409
46	California	$2,860	$4,457
47	DC	$2,908	$4,489
48	Connecticut	$2,972	$4,537
49	Rhode Island	$3,003	$4,553
50	Florida	$3,051	$4,649
51	Louisiana	$3,115	$4,713
52	Michigan	$3,179	$4,793
* Compare 2004 Oldsmobile Aurora car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2004 Oldsmobile Aurora (Automatic transmission, 4400 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Oldsmobile Aurora annual insurance cost for a 16 year old is approximately $3674.48, while the cost of the same coverage for seniors aged 70 - 74 is $1693.456. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Oldsmobile, Aurora have 3994 cc, 250 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$3,515
20 - 24	$3,419
25 - 29	$2,876
30 - 34	$2,476
35 – 39	$1,997
40 – 44	$2,077
45 – 49	$1,901
50 – 54	$1,662
55 – 59	$2,045
60 – 64	$1,709
65 – 69	$1,789
70 – 74	$1,614
75 and more	$1,662
* Rough estimate for teens, adults and seniors who are driving Oldsmobile Aurora (2004)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,358 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Oldsmobile, Aurora good for senior drivers? If you have questions or issues relevant to Oldsmobile Aurora or another vehicle, please ask in the discussion.

You know you need to insure your 2004 Front Oldsmobile, Aurora, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Oldsmobile Aurora: Exterior Specs, Features & Options

The engine of Oldsmobile, Aurora (8 cyl) is mated to a Automatic transmission, that in this case, sends power to the Front. Aurora Sedan, 3994 CC (liter), 250 ps (98.6% of a brake horsepower) is matched to an this trim level of the 2004 Aurora for 2004. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Oldsmobile, Aurora has horsepower of 250 ps & 3994 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 2004 Aurora has an engine torque of 353 nm & 4400 rpm. The power and maximum speed of the Oldsmobile Aurora vehicle (sorry, we do not know how fast will Oldsmobile, Aurora accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Oldsmobile, Aurora Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1725 kg is the weight of this model), its engine torque and the engine rotation speed.