1961 Morgan 4 - car insurance quotes

How much does it cost to insure a  Morgan 4 1.3 Classic, 1.339 cc in 2023?

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The average insurance rate is at $723 per year for  adults, $1,200 for  teens and $600 for  senior drivers.

How much does 1961 Morgan 4 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Morgan 4 (1.3) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Morgan 4 is above $50 a month ($603 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Morgan you drive (https://www.morgan-motor.co.uk/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Morgan model with 56 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Morgan 4 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1961 Morgan 4 is $50 a month, which is around $603 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 64-year-old classic car?

If you are an owner of 64-years-old Morgan 4 classic car, you are a happy holder of a collector's, historic, vintage or even antique car. Older vehicles are typically cheaper to insure because they are less valuable than newer models. This, unfortunately, does not apply to classic, special and historic cars older than 35 years, such as Morgan 4 made in 1961. How can you lower the cost of your classic car insurance? Limit your mileage and increase your security! Most collectible, antique and classic vehicles are poorly protected against theft. Buy and install a tracking device, alarm or anti-theft system into your 1961 4. Given that collector and historic automobiles are not just "consumer" vehicles, it is very important to buy a specialised classic car insurance policies to protect these antique vehicles against damage, vandalism and the increased risk of theft.

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Morgan 4, 1.3 has engine power of 1339 cc, which means it is a medium-powered classic car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your historic or collector's vehicle, be sure you buy one that isn't a high performer. There are some factors to consider when insuring a classic car. Cost of sourcing parts for your model of 1961 Morgan 4 as well as the cost of repairs. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for antique car insurance coverage, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Compare 1961 Morgan 4 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Morgan, 4 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Morgan (made in 1961) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Morgan 4 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1961 Morgan 4 in 2023? As you can see below, the lowest rates are around $535.6, while the highest ones fluctuate around $1124.76 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$570
American Family	$557
Erie	$556
Progressive	$656
State Farm	$722
Auto Owners	$642
State Auto	$761
Nationwide	$740
Farmers	$645
Allstate	$915
Safe Auto	$969
MetLife	$1,034
Victoria	$1,097
Allied	$774
Liberty Mutual	$923
Encompass	$1,149
* Just a rough estimate for 1961 Morgan 4, 1.3

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model 4, make Morgan) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Morgan, 4 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1961 4 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1961 Morgan 4 auto insurance rates by state!

How to calculate premium for Morgan 4 (1961) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1961 4 (1.3) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$402	$562
2	Ohio	$407	$573
3	Idaho	$418	$589
4	Virginia	$434	$616
5	Iowa	$450	$637
6	New Hampshire	$471	$648
7	Wisconsin	$477	$664
8	North Dakota	$487	$702
9	Indiana	$498	$739
10	North Carolina	$509	$766
11	Pennsylvania	$514	$809
12	Utah	$525	$819
13	Maine	$530	$836
14	Massachusetts	$541	$852
15	Alaska	$546	$862
16	Tennessee	$552	$884
17	South Dakota	$557	$932
18	Nebraska	$562	$959
19	Minnesota	$568	$975
20	Illinois	$568	$991
21	Hawaii	$573	$1,012
22	Alabama	$578	$1,028
23	Oregon	$584	$1,044
24	Missouri	$589	$1,082
25	Washington	$616	$1,119
26	South Carolina	$621	$1,146
27	Kansas	$637	$1,168
28	New Mexico	$648	$1,194
29	Arizona	$664	$1,205
30	New York	$675	$1,210
31	National average	$696	$1,227
32	New Jersey	$707	$1,264
33	West Virginia	$728	$1,275
34	Mississippi	$744	$1,291
35	Maryland	$761	$1,307
36	Montana	$782	$1,334
37	Nevada	$798	$1,344
38	Arkansas	$809	$1,366
39	Kentucky	$814	$1,387
40	Oklahoma	$841	$1,403
41	Wyoming	$857	$1,414
42	Colorado	$878	$1,441
43	Texas	$894	$1,451
44	Delaware	$916	$1,473
45	Georgia	$937	$1,478
46	California	$959	$1,494
47	DC	$975	$1,505
48	Connecticut	$996	$1,521
49	Rhode Island	$1,007	$1,526
50	Florida	$1,023	$1,559
51	Louisiana	$1,044	$1,580
52	Michigan	$1,066	$1,607
* Compare 1961 Morgan 4 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1961 Morgan 4 (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Morgan 4 annual insurance cost for a 16 year old is approximately $1231.88, while the cost of the same coverage for seniors aged 70 - 74 is $567.736. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Morgan, 4 have 1339 cc, 56 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,178
20 - 24	$1,146
25 - 29	$964
30 - 34	$830
35 – 39	$670
40 – 44	$696
45 – 49	$637
50 – 54	$557
55 – 59	$686
60 – 64	$573
65 – 69	$600
70 – 74	$541
75 and more	$557
* Rough estimate for teens, adults and seniors who are driving Morgan 4 (1961)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $455 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Morgan, 4 good for senior drivers? If you have questions or issues relevant to Morgan 4 or another vehicle, please ask in the discussion.

You know you need to insure your 1961 Rear Morgan, 4, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Morgan 4: Exterior Specs, Features & Options

The engine of Morgan, 4 (4 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the Rear. 4 model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 1339 CC (liter), 56 ps (98.6% of a brake horsepower) is matched to an 1.3 for 1961. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Morgan, 4 has horsepower of 56 ps & 1339 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 1.3 has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Morgan 4 vehicle (sorry, we do not know how fast will Morgan, 4 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Morgan, 4 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (660 kg is the weight of this model), its engine torque and the engine rotation speed.