2003 Maserati Spyder - car insurance quotes

How much does it cost to insure a  Maserati Spyder 4.254 cc in 2023?

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The average insurance rate is at $2,297 per year for  adults, $3,812 for  teens and $1,906 for  senior drivers.

How much does 2003 Maserati Spyder car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Maserati Spyder (this trim level of the 2003 Spyder) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Maserati Spyder is above $160 a month ($1.914 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Maserati you drive (http://www.maserati.com/maserati/international/en)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Maserati model with 395 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Maserati Spyder if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2003 Maserati Spyder is $160 a month, which is around $1.914 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2003 Maserati Spyder is a 22 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Spyder (2003) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Spyder cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Maserati Spyder, has engine power of 4254 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,412	$1,361
GEICO	$1,038	$953
Nationwide	$1,514	$1,191
Progressive	$630	$510
State Farm	$851	$630
Texas Farm Bureau	$1,412	$1,140
USAA	$1,123	$953
* Rough estimate for a new vs 22 years old used Maserati Spyder, this trim level of the 2003 Spyder. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2003 Maserati Spyder car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Maserati, Spyder is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Maserati (made in 2003) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Maserati Spyder auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2003 Maserati Spyder in 2023? As you can see below, the lowest rates are around $1701.6, while the highest ones fluctuate around $3573.36 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,812
American Family	$1,770
Erie	$1,768
Progressive	$2,083
State Farm	$2,294
Auto Owners	$2,039
State Auto	$2,416
Nationwide	$2,350
Farmers	$2,050
Allstate	$2,908
Safe Auto	$3,078
MetLife	$3,284
Victoria	$3,485
Allied	$2,459
Liberty Mutual	$2,932
Encompass	$3,650
* Just a rough estimate for 2003 Maserati Spyder, this trim level of the 2003 Spyder

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Spyder, make Maserati) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Maserati, Spyder will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2003 Spyder car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2003 Maserati Spyder auto insurance rates by state!

How to calculate premium for Maserati Spyder (2003) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2003 Spyder () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,276	$1,787
2	Ohio	$1,293	$1,821
3	Idaho	$1,327	$1,872
4	Virginia	$1,378	$1,957
5	Iowa	$1,429	$2,025
6	New Hampshire	$1,497	$2,059
7	Wisconsin	$1,514	$2,110
8	North Dakota	$1,548	$2,229
9	Indiana	$1,582	$2,348
10	North Carolina	$1,617	$2,433
11	Pennsylvania	$1,634	$2,569
12	Utah	$1,668	$2,603
13	Maine	$1,685	$2,654
14	Massachusetts	$1,719	$2,706
15	Alaska	$1,736	$2,740
16	Tennessee	$1,753	$2,808
17	South Dakota	$1,770	$2,961
18	Nebraska	$1,787	$3,046
19	Minnesota	$1,804	$3,097
20	Illinois	$1,804	$3,148
21	Hawaii	$1,821	$3,216
22	Alabama	$1,838	$3,267
23	Oregon	$1,855	$3,318
24	Missouri	$1,872	$3,437
25	Washington	$1,957	$3,556
26	South Carolina	$1,974	$3,641
27	Kansas	$2,025	$3,709
28	New Mexico	$2,059	$3,795
29	Arizona	$2,110	$3,829
30	New York	$2,144	$3,846
31	National average	$2,212	$3,897
32	New Jersey	$2,246	$4,016
33	West Virginia	$2,314	$4,050
34	Mississippi	$2,365	$4,101
35	Maryland	$2,416	$4,152
36	Montana	$2,484	$4,237
37	Nevada	$2,535	$4,271
38	Arkansas	$2,569	$4,339
39	Kentucky	$2,586	$4,407
40	Oklahoma	$2,672	$4,458
41	Wyoming	$2,723	$4,492
42	Colorado	$2,791	$4,577
43	Texas	$2,842	$4,611
44	Delaware	$2,910	$4,679
45	Georgia	$2,978	$4,696
46	California	$3,046	$4,747
47	DC	$3,097	$4,781
48	Connecticut	$3,165	$4,833
49	Rhode Island	$3,199	$4,850
50	Florida	$3,250	$4,952
51	Louisiana	$3,318	$5,020
52	Michigan	$3,386	$5,105
* Compare 2003 Maserati Spyder car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2003 Maserati Spyder (Manual transmission, 4500 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Maserati Spyder annual insurance cost for a 16 year old is approximately $3913.68, while the cost of the same coverage for seniors aged 70 - 74 is $1803.696. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Maserati, Spyder have 4254 cc, 395 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$3,744
20 - 24	$3,641
25 - 29	$3,063
30 - 34	$2,637
35 – 39	$2,127
40 – 44	$2,212
45 – 49	$2,025
50 – 54	$1,770
55 – 59	$2,178
60 – 64	$1,821
65 – 69	$1,906
70 – 74	$1,719
75 and more	$1,770
* Rough estimate for teens, adults and seniors who are driving Maserati Spyder (2003)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,446 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Maserati, Spyder good for senior drivers? If you have questions or issues relevant to Maserati Spyder or another vehicle, please ask in the discussion.

You know you need to insure your 2003 Rear Maserati, Spyder, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Maserati Spyder: Exterior Specs, Features & Options

The engine of Maserati, Spyder (8 cyl) is mated to a Manual transmission, that in this case, sends power to the Rear. Spyder Convertible, 4254 CC (liter), 395 ps (98.6% of a brake horsepower) is matched to an this trim level of the 2003 Spyder for 2003. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Maserati, Spyder has horsepower of 395 ps & 4254 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 2003 Spyder has an engine torque of 452 nm & 4500 rpm. The power and maximum speed of the Maserati Spyder vehicle (sorry, we do not know how fast will Maserati, Spyder accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Maserati, Spyder Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1680 kg is the weight of this model), its engine torque and the engine rotation speed.