2014 Lexus RX 450h - car insurance quotes

How much does it cost to insure a  Lexus RX 450h 4dr SUV (3.5L 6cyl gas/electric hybrid CVT) 3.500 cc in 2023?

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The average insurance rate is at $1,890 per year for  adults, $3,136 for  teens and $1,568 for  senior drivers.

How much does 2014 Lexus RX 450h car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lexus RX 450h (4dr SUV (3.5L 6cyl gas/electric hybrid CVT)) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lexus RX 450h is above $131 a month ($1.575 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lexus you drive (http://www.lexus.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lexus model with 295 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lexus RX 450h if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2014 Lexus RX 450h is $131 a month, which is around $1.575 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your 11 years old Lexus affect rates?

According to the NHTSA and the 2023 IIHS Top safety pick news, the 2014 Lexus RX 450h has a fairly good score for safety and comes equipped with a complex suite of modern safety and driver assistance features that may lower your premium. 2014 RX 450h is a 11 years old vehicle, which means it is probably equipped with electronic stability control (ESC), night vision or tracking devices and active/passive disabling devices (anti-theft, alarms). Some of those safety features and anti-theft technologies yield savings, but at most in tens of dollars per year. Discounts for safety features not only vary by your insurer, they also vary by state. According to recent data and studies, insurance companies in the U.S are not lowering insurance rates for safer, modern and more secure vehicles like this 11-year Lexus RX 450h. Why? Purchasing a Lexus RX 450h with helpful technology to prevent crashes and theft may reduce your coverage to the price around $1,400 a year, but new car technology and equipement makes cars more costly for insurers to repair or replace. If you borrow money to finance your new RX 450h via a loan or lease, you'll probably be required to carry increased coverage. This does not apply to used vehicles.

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Lexus RX 450h, 4dr SUV (3.5L 6cyl gas/electric hybrid CVT) has engine power of 3500 cc, which means it is a medium-powered car. The disadvantage is that high-powered vehicles are often considered more dangerous and therefore may increase auto insurance rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,148	$1,050
GEICO	$840	$728
Nationwide	$1,274	$952
Progressive	$546	$448
State Farm	$714	$532
Texas Farm Bureau	$1,148	$896
USAA	$910	$784
* Rough estimate for a new vs 11 years old used Lexus RX 450h, 4dr SUV (3.5L 6cyl gas/electric hybrid CVT). Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2014 Lexus RX 450h car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lexus, RX 450h is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lexus (made in 2014) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lexus RX 450h auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2014 Lexus RX 450h in 2023? As you can see below, the lowest rates are around $1400, while the highest ones fluctuate around $2940 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,491
American Family	$1,456
Erie	$1,455
Progressive	$1,714
State Farm	$1,887
Auto Owners	$1,677
State Auto	$1,988
Nationwide	$1,933
Farmers	$1,687
Allstate	$2,393
Safe Auto	$2,533
MetLife	$2,702
Victoria	$2,867
Allied	$2,023
Liberty Mutual	$2,412
Encompass	$3,003
* Just a rough estimate for 2014 Lexus RX 450h, 4dr SUV (3.5L 6cyl gas/electric hybrid CVT)

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model RX 450h, make Lexus) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lexus, RX 450h will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2014 RX 450h car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2014 Lexus RX 450h auto insurance rates by state!

How to calculate premium for Lexus RX 450h (2014) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2014 RX 450h (4dr SUV (3.5L 6cyl gas/electric hybrid CVT)) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,050	$1,470
2	Ohio	$1,064	$1,498
3	Idaho	$1,092	$1,540
4	Virginia	$1,134	$1,610
5	Iowa	$1,176	$1,666
6	New Hampshire	$1,232	$1,694
7	Wisconsin	$1,246	$1,736
8	North Dakota	$1,274	$1,834
9	Indiana	$1,302	$1,932
10	North Carolina	$1,330	$2,002
11	Pennsylvania	$1,344	$2,114
12	Utah	$1,372	$2,142
13	Maine	$1,386	$2,184
14	Massachusetts	$1,414	$2,226
15	Alaska	$1,428	$2,254
16	Tennessee	$1,442	$2,310
17	South Dakota	$1,456	$2,436
18	Nebraska	$1,470	$2,506
19	Minnesota	$1,484	$2,548
20	Illinois	$1,484	$2,590
21	Hawaii	$1,498	$2,646
22	Alabama	$1,512	$2,688
23	Oregon	$1,526	$2,730
24	Missouri	$1,540	$2,828
25	Washington	$1,610	$2,926
26	South Carolina	$1,624	$2,996
27	Kansas	$1,666	$3,052
28	New Mexico	$1,694	$3,122
29	Arizona	$1,736	$3,150
30	New York	$1,764	$3,164
31	National average	$1,820	$3,206
32	New Jersey	$1,848	$3,304
33	West Virginia	$1,904	$3,332
34	Mississippi	$1,946	$3,374
35	Maryland	$1,988	$3,416
36	Montana	$2,044	$3,486
37	Nevada	$2,086	$3,514
38	Arkansas	$2,114	$3,570
39	Kentucky	$2,128	$3,626
40	Oklahoma	$2,198	$3,668
41	Wyoming	$2,240	$3,696
42	Colorado	$2,296	$3,766
43	Texas	$2,338	$3,794
44	Delaware	$2,394	$3,850
45	Georgia	$2,450	$3,864
46	California	$2,506	$3,906
47	DC	$2,548	$3,934
48	Connecticut	$2,604	$3,976
49	Rhode Island	$2,632	$3,990
50	Florida	$2,674	$4,074
51	Louisiana	$2,730	$4,130
52	Michigan	$2,786	$4,200
* Compare 2014 Lexus RX 450h car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2014 Lexus RX 450h (Automatic transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lexus RX 450h annual insurance cost for a 16 year old is approximately $3220, while the cost of the same coverage for seniors aged 70 - 74 is $1484. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lexus, RX 450h have 3500 cc, 295 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$3,080
20 - 24	$2,996
25 - 29	$2,520
30 - 34	$2,170
35 – 39	$1,750
40 – 44	$1,820
45 – 49	$1,666
50 – 54	$1,456
55 – 59	$1,792
60 – 64	$1,498
65 – 69	$1,568
70 – 74	$1,414
75 and more	$1,456
* Rough estimate for teens, adults and seniors who are driving Lexus RX 450h (2014)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,190 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lexus, RX 450h good for senior drivers? If you have questions or issues relevant to Lexus RX 450h or another vehicle, please ask in the discussion.

You know you need to insure your 2014 Front Wheel Driv Lexus, RX 450h, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lexus RX 450h: Exterior Specs, Features & Options

The engine of Lexus, RX 450h (6 cyl) is mated to a Automatic transmission, that in this case, sends power to the Front Wheel Driv. RX 450h Sport Utility Vehicles, 3500 CC (liter), 295 ps (98.6% of a brake horsepower) is matched to an 4dr SUV (3.5L 6cyl gas/electric hybrid CVT) for 2014. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lexus, RX 450h has horsepower of 295 ps & 3500 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 4dr SUV (3.5L 6cyl gas/electric hybrid CVT) has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Lexus RX 450h vehicle (sorry, we do not know how fast will Lexus, RX 450h accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Lexus, RX 450h Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (2050 kg is the weight of this model), its engine torque and the engine rotation speed.