2008 Lamborghini Gallardo - car insurance quotes

How much does it cost to insure a  Lamborghini Gallardo 4.961 cc in 2023?

---

The average insurance rate is at $2,679 per year for  adults, $4,445 for  teens and $2,223 for  senior drivers.

How much does 2008 Lamborghini Gallardo car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lamborghini Gallardo (this trim level of the 2008 Gallardo) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lamborghini Gallardo is above $186 a month ($2.232 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lamborghini you drive (https://www.lamborghini.com/en-en/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lamborghini model with 519 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lamborghini Gallardo if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2008 Lamborghini Gallardo is $186 a month, which is around $2.232 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2008 Lamborghini Gallardo is a 17 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Gallardo (2008) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Gallardo cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

---

Your vehicle's performance is another important factor that determines your auto insurance rates. Lamborghini Gallardo, has engine power of 4961 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,647	$1,588
GEICO	$1,210	$1,111
Nationwide	$1,766	$1,389
Progressive	$734	$595
State Farm	$992	$734
Texas Farm Bureau	$1,647	$1,330
USAA	$1,310	$1,111
* Rough estimate for a new vs 17 years old used Lamborghini Gallardo, this trim level of the 2008 Gallardo. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2008 Lamborghini Gallardo car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lamborghini, Gallardo is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lamborghini (made in 2008) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lamborghini Gallardo auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2008 Lamborghini Gallardo in 2023? As you can see below, the lowest rates are around $1984.4, while the highest ones fluctuate around $4167.24 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$2,113
American Family	$2,064
Erie	$2,062
Progressive	$2,429
State Farm	$2,675
Auto Owners	$2,377
State Auto	$2,818
Nationwide	$2,740
Farmers	$2,391
Allstate	$3,391
Safe Auto	$3,590
MetLife	$3,830
Victoria	$4,064
Allied	$2,867
Liberty Mutual	$3,419
Encompass	$4,257
* Just a rough estimate for 2008 Lamborghini Gallardo, this trim level of the 2008 Gallardo

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Gallardo, make Lamborghini) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lamborghini, Gallardo will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2008 Gallardo car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2008 Lamborghini Gallardo auto insurance rates by state!

How to calculate premium for Lamborghini Gallardo (2008) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2008 Gallardo () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,488	$2,084
2	Ohio	$1,508	$2,123
3	Idaho	$1,548	$2,183
4	Virginia	$1,607	$2,282
5	Iowa	$1,667	$2,361
6	New Hampshire	$1,746	$2,401
7	Wisconsin	$1,766	$2,461
8	North Dakota	$1,806	$2,600
9	Indiana	$1,845	$2,738
10	North Carolina	$1,885	$2,838
11	Pennsylvania	$1,905	$2,996
12	Utah	$1,945	$3,036
13	Maine	$1,965	$3,096
14	Massachusetts	$2,004	$3,155
15	Alaska	$2,024	$3,195
16	Tennessee	$2,044	$3,274
17	South Dakota	$2,064	$3,453
18	Nebraska	$2,084	$3,552
19	Minnesota	$2,103	$3,612
20	Illinois	$2,103	$3,671
21	Hawaii	$2,123	$3,751
22	Alabama	$2,143	$3,810
23	Oregon	$2,163	$3,870
24	Missouri	$2,183	$4,008
25	Washington	$2,282	$4,147
26	South Carolina	$2,302	$4,247
27	Kansas	$2,361	$4,326
28	New Mexico	$2,401	$4,425
29	Arizona	$2,461	$4,465
30	New York	$2,500	$4,485
31	National average	$2,580	$4,544
32	New Jersey	$2,619	$4,683
33	West Virginia	$2,699	$4,723
34	Mississippi	$2,758	$4,782
35	Maryland	$2,818	$4,842
36	Montana	$2,897	$4,941
37	Nevada	$2,957	$4,981
38	Arkansas	$2,996	$5,060
39	Kentucky	$3,016	$5,140
40	Oklahoma	$3,116	$5,199
41	Wyoming	$3,175	$5,239
42	Colorado	$3,254	$5,338
43	Texas	$3,314	$5,378
44	Delaware	$3,393	$5,457
45	Georgia	$3,473	$5,477
46	California	$3,552	$5,536
47	DC	$3,612	$5,576
48	Connecticut	$3,691	$5,636
49	Rhode Island	$3,731	$5,656
50	Florida	$3,790	$5,775
51	Louisiana	$3,870	$5,854
52	Michigan	$3,949	$5,953
* Compare 2008 Lamborghini Gallardo car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2008 Lamborghini Gallardo (Manual transmission, 4250 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lamborghini Gallardo annual insurance cost for a 16 year old is approximately $4564.12, while the cost of the same coverage for seniors aged 70 - 74 is $2103.464. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lamborghini, Gallardo have 4961 cc, 519 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$4,366
20 - 24	$4,247
25 - 29	$3,572
30 - 34	$3,076
35 – 39	$2,481
40 – 44	$2,580
45 – 49	$2,361
50 – 54	$2,064
55 – 59	$2,540
60 – 64	$2,123
65 – 69	$2,223
70 – 74	$2,004
75 and more	$2,064
* Rough estimate for teens, adults and seniors who are driving Lamborghini Gallardo (2008)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,687 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lamborghini, Gallardo good for senior drivers? If you have questions or issues relevant to Lamborghini Gallardo or another vehicle, please ask in the discussion.

You know you need to insure your 2008 4WD Lamborghini, Gallardo, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lamborghini Gallardo: Exterior Specs, Features & Options

The engine of Lamborghini, Gallardo (10 cyl) is mated to a Manual transmission, that in this case, sends power to the 4WD. Gallardo Coupe, 4961 CC (liter), 519 ps (98.6% of a brake horsepower) is matched to an this trim level of the 2008 Gallardo for 2008. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lamborghini, Gallardo has horsepower of 519 ps & 4961 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 2008 Gallardo has an engine torque of 510 nm & 4250 rpm. The power and maximum speed of the Lamborghini Gallardo vehicle (3.8/100 Kph & 310 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1330 kg is the weight of this model), its engine torque and the engine rotation speed.