1982 Lada S - car insurance quotes

How much does it cost to insure a  Lada S 1.294 cc in 2023?

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The average insurance rate is at $699 per year for  adults, $1,159 for  teens and $580 for  senior drivers.

How much does 1982 Lada S car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Lada S (this trim level of the 1982 S) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Lada S is above $49 a month ($582 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Lada you drive (http://www.lada.ru/en/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Lada model with engine power engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Lada S if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1982 Lada S is $49 a month, which is around $582 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 43-year-old classic car?

If you are an owner of 43-years-old Lada S classic car, you are a happy holder of a collector's, historic, vintage or even antique car. Older vehicles are typically cheaper to insure because they are less valuable than newer models. This, unfortunately, does not apply to classic, special and historic cars older than 35 years, such as Lada S made in 1982. How can you lower the cost of your classic car insurance? Limit your mileage and increase your security! Most collectible, antique and classic vehicles are poorly protected against theft. Buy and install a tracking device, alarm or anti-theft system into your 1982 S. Given that collector and historic automobiles are not just "consumer" vehicles, it is very important to buy a specialised classic car insurance policies to protect these antique vehicles against damage, vandalism and the increased risk of theft.

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Lada S, has engine power of 1294 cc, which means it is a medium-powered classic car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower car insurance rates for your historic or collector's vehicle, be sure you buy one that isn't a high performer. There are some factors to consider when insuring a classic car. Cost of sourcing parts for your model of 1982 Lada S as well as the cost of repairs. You can also adjust your coverage levels if you would like to lower your premium and monthly payments. If you’re looking for antique car insurance coverage, you might need to find trusted and experienced insurance agent in your area who will assure you car insurance tailored to your specific needs.

Compare 1982 Lada S car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Lada, S is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Lada (made in 1982) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Lada S auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1982 Lada S in 2023? As you can see below, the lowest rates are around $517.6, while the highest ones fluctuate around $1086.96 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$551
American Family	$538
Erie	$538
Progressive	$634
State Farm	$698
Auto Owners	$620
State Auto	$735
Nationwide	$715
Farmers	$624
Allstate	$885
Safe Auto	$936
MetLife	$999
Victoria	$1,060
Allied	$748
Liberty Mutual	$892
Encompass	$1,110
* Just a rough estimate for 1982 Lada S, this trim level of the 1982 S

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model S, make Lada) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Lada, S will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1982 S car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1982 Lada S auto insurance rates by state!

How to calculate premium for Lada S (1982) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1982 S () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$388	$543
2	Ohio	$393	$554
3	Idaho	$404	$569
4	Virginia	$419	$595
5	Iowa	$435	$616
6	New Hampshire	$455	$626
7	Wisconsin	$461	$642
8	North Dakota	$471	$678
9	Indiana	$481	$714
10	North Carolina	$492	$740
11	Pennsylvania	$497	$782
12	Utah	$507	$792
13	Maine	$512	$807
14	Massachusetts	$523	$823
15	Alaska	$528	$833
16	Tennessee	$533	$854
17	South Dakota	$538	$901
18	Nebraska	$543	$927
19	Minnesota	$549	$942
20	Illinois	$549	$958
21	Hawaii	$554	$978
22	Alabama	$559	$994
23	Oregon	$564	$1,009
24	Missouri	$569	$1,046
25	Washington	$595	$1,082
26	South Carolina	$600	$1,108
27	Kansas	$616	$1,128
28	New Mexico	$626	$1,154
29	Arizona	$642	$1,165
30	New York	$652	$1,170
31	National average	$673	$1,185
32	New Jersey	$683	$1,222
33	West Virginia	$704	$1,232
34	Mississippi	$719	$1,247
35	Maryland	$735	$1,263
36	Montana	$756	$1,289
37	Nevada	$771	$1,299
38	Arkansas	$782	$1,320
39	Kentucky	$787	$1,341
40	Oklahoma	$813	$1,356
41	Wyoming	$828	$1,366
42	Colorado	$849	$1,392
43	Texas	$864	$1,403
44	Delaware	$885	$1,423
45	Georgia	$906	$1,429
46	California	$927	$1,444
47	DC	$942	$1,454
48	Connecticut	$963	$1,470
49	Rhode Island	$973	$1,475
50	Florida	$989	$1,506
51	Louisiana	$1,009	$1,527
52	Michigan	$1,030	$1,553
* Compare 1982 Lada S car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1982 Lada S (Manual transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Lada S annual insurance cost for a 16 year old is approximately $1190.48, while the cost of the same coverage for seniors aged 70 - 74 is $548.656. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Lada, S have 1294 cc, engine power ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$1,139
20 - 24	$1,108
25 - 29	$932
30 - 34	$802
35 – 39	$647
40 – 44	$673
45 – 49	$616
50 – 54	$538
55 – 59	$663
60 – 64	$554
65 – 69	$580
70 – 74	$523
75 and more	$538
* Rough estimate for teens, adults and seniors who are driving Lada S (1982)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $440 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Lada, S good for senior drivers? If you have questions or issues relevant to Lada S or another vehicle, please ask in the discussion.

You know you need to insure your 1982 Rear Lada, S, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Lada S: Exterior Specs, Features & Options

The engine of Lada, S (4 cyl) is mated to a Manual transmission, that in this case, sends power to the Rear. S model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 1294 CC (liter), engine power ps (98.6% of a brake horsepower) is matched to an this trim level of the 1982 S for 1982. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Lada, S has horsepower of engine power ps & 1294 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 1982 S has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Lada S vehicle (sorry, we do not know how fast will Lada, S accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Lada, S Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1000 kg is the weight of this model), its engine torque and the engine rotation speed.