1993 Jaguar XJ - car insurance quotes

How much does it cost to insure a  Jaguar XJ 12 5.993 cc in 2023?

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The average insurance rate is at $3,236 per year for  adults, $5,370 for  teens and $2,685 for  senior drivers.

How much does 1993 Jaguar XJ car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Jaguar XJ (12) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Jaguar XJ is above $225 a month ($2.697 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Jaguar you drive (https://www.jaguar.com/market-selector.html)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Jaguar model with 322 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Jaguar XJ if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1993 Jaguar XJ is $225 a month, which is around $2.697 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 32-year-old auto?

How does age of your car affect car insurance costs? 1993 Jaguar XJ is older than 32 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of XJ (1993) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern XJ cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 32-year Jaguar XJ may reduce your coverage to the prices around $2,038 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1993 Jaguar XJ because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Jaguar XJ, 12 has engine power of 5993 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you are looking for high performance car (lots of horsepower) as well as affordable insurance rates for your 1993 Jaguar XJ, choose an insurer wisely.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,990	$1,918
GEICO	$1,462	$1,342
Nationwide	$2,134	$1,678
Progressive	$887	$719
State Farm	$1,199	$887
Texas Farm Bureau	$1,990	$1,606
USAA	$1,582	$1,342
* Rough estimate for a new vs 32 years old used Jaguar XJ, 12. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1993 Jaguar XJ car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Jaguar, XJ is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Jaguar (made in 1993) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Jaguar XJ auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1993 Jaguar XJ in 2023? As you can see below, the lowest rates are around $2397.2, while the highest ones fluctuate around $5034.12 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$2,553
American Family	$2,493
Erie	$2,491
Progressive	$2,934
State Farm	$3,231
Auto Owners	$2,872
State Auto	$3,404
Nationwide	$3,311
Farmers	$2,889
Allstate	$4,097
Safe Auto	$4,337
MetLife	$4,627
Victoria	$4,909
Allied	$3,464
Liberty Mutual	$4,130
Encompass	$5,142
* Just a rough estimate for 1993 Jaguar XJ, 12

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model XJ, make Jaguar) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Jaguar, XJ will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1993 XJ car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1993 Jaguar XJ auto insurance rates by state!

How to calculate premium for Jaguar XJ (1993) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1993 XJ (12) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,798	$2,517
2	Ohio	$1,822	$2,565
3	Idaho	$1,870	$2,637
4	Virginia	$1,942	$2,757
5	Iowa	$2,014	$2,853
6	New Hampshire	$2,110	$2,901
7	Wisconsin	$2,134	$2,973
8	North Dakota	$2,181	$3,140
9	Indiana	$2,229	$3,308
10	North Carolina	$2,277	$3,428
11	Pennsylvania	$2,301	$3,620
12	Utah	$2,349	$3,668
13	Maine	$2,373	$3,740
14	Massachusetts	$2,421	$3,812
15	Alaska	$2,445	$3,859
16	Tennessee	$2,469	$3,955
17	South Dakota	$2,493	$4,171
18	Nebraska	$2,517	$4,291
19	Minnesota	$2,541	$4,363
20	Illinois	$2,541	$4,435
21	Hawaii	$2,565	$4,531
22	Alabama	$2,589	$4,603
23	Oregon	$2,613	$4,675
24	Missouri	$2,637	$4,842
25	Washington	$2,757	$5,010
26	South Carolina	$2,781	$5,130
27	Kansas	$2,853	$5,226
28	New Mexico	$2,901	$5,346
29	Arizona	$2,973	$5,394
30	New York	$3,020	$5,418
31	National average	$3,116	$5,490
32	New Jersey	$3,164	$5,657
33	West Virginia	$3,260	$5,705
34	Mississippi	$3,332	$5,777
35	Maryland	$3,404	$5,849
36	Montana	$3,500	$5,969
37	Nevada	$3,572	$6,017
38	Arkansas	$3,620	$6,113
39	Kentucky	$3,644	$6,209
40	Oklahoma	$3,764	$6,281
41	Wyoming	$3,836	$6,329
42	Colorado	$3,931	$6,448
43	Texas	$4,003	$6,496
44	Delaware	$4,099	$6,592
45	Georgia	$4,195	$6,616
46	California	$4,291	$6,688
47	DC	$4,363	$6,736
48	Connecticut	$4,459	$6,808
49	Rhode Island	$4,507	$6,832
50	Florida	$4,579	$6,976
51	Louisiana	$4,675	$7,072
52	Michigan	$4,770	$7,192
* Compare 1993 Jaguar XJ car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1993 Jaguar XJ (Manual transmission, 3750 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Jaguar XJ annual insurance cost for a 16 year old is approximately $5513.56, while the cost of the same coverage for seniors aged 70 - 74 is $2541.032. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Jaguar, XJ have 5993 cc, 322 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$5,274
20 - 24	$5,130
25 - 29	$4,315
30 - 34	$3,716
35 – 39	$2,997
40 – 44	$3,116
45 – 49	$2,853
50 – 54	$2,493
55 – 59	$3,068
60 – 64	$2,565
65 – 69	$2,685
70 – 74	$2,421
75 and more	$2,493
* Rough estimate for teens, adults and seniors who are driving Jaguar XJ (1993)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $2,038 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Jaguar, XJ good for senior drivers? If you have questions or issues relevant to Jaguar XJ or another vehicle, please ask in the discussion.

You know you need to insure your 1993 Rear Jaguar, XJ, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Jaguar XJ: Exterior Specs, Features & Options

The engine of Jaguar, XJ (12 cyl) is mated to a Manual transmission, that in this case, sends power to the Rear. XJ Sedan, 5993 CC (liter), 322 ps (98.6% of a brake horsepower) is matched to an 12 for 1993. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Jaguar, XJ has horsepower of 322 ps & 5993 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 12 has an engine torque of 464 nm & 3750 rpm. The power and maximum speed of the Jaguar XJ vehicle (sorry, we do not know how fast will Jaguar, XJ accelerate to 100 km per hour/100 Kph & 250 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (parameter not set kg is the weight of this model), its engine torque and the engine rotation speed.