2008 Isuzu KB - car insurance quotes

How much does it cost to insure a  Isuzu KB 320 Long LX 4WD 3.165 cc in 2023?

---

The average insurance rate is at $1,709 per year for  adults, $2,836 for  teens and $1,418 for  senior drivers.

How much does 2008 Isuzu KB car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Isuzu KB (320 Long LX 4WD) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Isuzu KB is above $119 a month ($1.424 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Isuzu you drive (http://www.isuzu.co.jp/world/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Isuzu model with engine power engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Isuzu KB if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2008 Isuzu KB is $119 a month, which is around $1.424 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2008 Isuzu KB is a 17 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of KB (2008) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern KB cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

---

Isuzu KB, 320 Long LX 4WD has engine power of 3165 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,051	$1,013
GEICO	$772	$709
Nationwide	$1,127	$886
Progressive	$468	$380
State Farm	$633	$468
Texas Farm Bureau	$1,051	$848
USAA	$836	$709
* Rough estimate for a new vs 17 years old used Isuzu KB, 320 Long LX 4WD. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2008 Isuzu KB car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Isuzu, KB is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Isuzu (made in 2008) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Isuzu KB auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2008 Isuzu KB in 2023? As you can see below, the lowest rates are around $1266, while the highest ones fluctuate around $2658.6 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,348
American Family	$1,317
Erie	$1,315
Progressive	$1,550
State Farm	$1,707
Auto Owners	$1,517
State Auto	$1,798
Nationwide	$1,748
Farmers	$1,526
Allstate	$2,164
Safe Auto	$2,290
MetLife	$2,443
Victoria	$2,593
Allied	$1,829
Liberty Mutual	$2,181
Encompass	$2,716
* Just a rough estimate for 2008 Isuzu KB, 320 Long LX 4WD

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model KB, make Isuzu) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Isuzu, KB will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2008 KB car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2008 Isuzu KB auto insurance rates by state!

How to calculate premium for Isuzu KB (2008) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2008 KB (320 Long LX 4WD) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$950	$1,329
2	Ohio	$962	$1,355
3	Idaho	$987	$1,393
4	Virginia	$1,025	$1,456
5	Iowa	$1,063	$1,507
6	New Hampshire	$1,114	$1,532
7	Wisconsin	$1,127	$1,570
8	North Dakota	$1,152	$1,658
9	Indiana	$1,177	$1,747
10	North Carolina	$1,203	$1,810
11	Pennsylvania	$1,215	$1,912
12	Utah	$1,241	$1,937
13	Maine	$1,253	$1,975
14	Massachusetts	$1,279	$2,013
15	Alaska	$1,291	$2,038
16	Tennessee	$1,304	$2,089
17	South Dakota	$1,317	$2,203
18	Nebraska	$1,329	$2,266
19	Minnesota	$1,342	$2,304
20	Illinois	$1,342	$2,342
21	Hawaii	$1,355	$2,393
22	Alabama	$1,367	$2,431
23	Oregon	$1,380	$2,469
24	Missouri	$1,393	$2,557
25	Washington	$1,456	$2,646
26	South Carolina	$1,469	$2,709
27	Kansas	$1,507	$2,760
28	New Mexico	$1,532	$2,823
29	Arizona	$1,570	$2,849
30	New York	$1,595	$2,861
31	National average	$1,646	$2,899
32	New Jersey	$1,671	$2,988
33	West Virginia	$1,722	$3,013
34	Mississippi	$1,760	$3,051
35	Maryland	$1,798	$3,089
36	Montana	$1,848	$3,152
37	Nevada	$1,886	$3,178
38	Arkansas	$1,912	$3,228
39	Kentucky	$1,924	$3,279
40	Oklahoma	$1,988	$3,317
41	Wyoming	$2,026	$3,342
42	Colorado	$2,076	$3,406
43	Texas	$2,114	$3,431
44	Delaware	$2,165	$3,482
45	Georgia	$2,216	$3,494
46	California	$2,266	$3,532
47	DC	$2,304	$3,557
48	Connecticut	$2,355	$3,595
49	Rhode Island	$2,380	$3,608
50	Florida	$2,418	$3,684
51	Louisiana	$2,469	$3,735
52	Michigan	$2,519	$3,798
* Compare 2008 Isuzu KB car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2008 Isuzu KB (Manual transmission, 4200 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Isuzu KB annual insurance cost for a 16 year old is approximately $2911.8, while the cost of the same coverage for seniors aged 70 - 74 is $1341.96. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Isuzu, KB have 3165 cc, engine power ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,785
20 - 24	$2,709
25 - 29	$2,279
30 - 34	$1,962
35 – 39	$1,583
40 – 44	$1,646
45 – 49	$1,507
50 – 54	$1,317
55 – 59	$1,620
60 – 64	$1,355
65 – 69	$1,418
70 – 74	$1,279
75 and more	$1,317
* Rough estimate for teens, adults and seniors who are driving Isuzu KB (2008)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,076 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Isuzu, KB good for senior drivers? If you have questions or issues relevant to Isuzu KB or another vehicle, please ask in the discussion.

You know you need to insure your 2008 4WD Isuzu, KB, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Isuzu KB: Exterior Specs, Features & Options

The engine of Isuzu, KB (parameter not set cyl) is mated to a Manual transmission, that in this case, sends power to the 4WD. KB Pickup, 3165 CC (liter), engine power ps (98.6% of a brake horsepower) is matched to an 320 Long LX 4WD for 2008. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Isuzu, KB has horsepower of engine power ps & 3165 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 320 Long LX 4WD has an engine torque of 265 nm & 4200 rpm. The power and maximum speed of the Isuzu KB vehicle (11.7/100 Kph & 172 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1670 kg is the weight of this model), its engine torque and the engine rotation speed.