2006 Ford Fusion - car insurance quotes

How much does it cost to insure a  Ford Fusion 3.0 V6 SE 2.983 cc in 2023?

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The average insurance rate is at $1,611 per year for  adults, $2,673 for  teens and $1,336 for  senior drivers.

How much does 2006 Ford Fusion car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Ford Fusion (3.0 V6 SE) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Ford Fusion is above $112 a month ($1.342 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Ford you drive (https://www.ford.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Ford model with 224 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Ford Fusion if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2006 Ford Fusion is $112 a month, which is around $1.342 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2006 Ford Fusion is a 19 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Fusion (2006) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Fusion cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Ford Fusion, 3.0 V6 SE has engine power of 2983 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$990	$955
GEICO	$728	$668
Nationwide	$1,062	$835
Progressive	$441	$358
State Farm	$597	$441
Texas Farm Bureau	$990	$799
USAA	$788	$668
* Rough estimate for a new vs 19 years old used Ford Fusion, 3.0 V6 SE. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2006 Ford Fusion car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Ford, Fusion is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Ford (made in 2006) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Ford Fusion auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2006 Ford Fusion in 2023? As you can see below, the lowest rates are around $1193.2, while the highest ones fluctuate around $2505.72 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,271
American Family	$1,241
Erie	$1,240
Progressive	$1,460
State Farm	$1,608
Auto Owners	$1,429
State Auto	$1,694
Nationwide	$1,648
Farmers	$1,438
Allstate	$2,039
Safe Auto	$2,158
MetLife	$2,303
Victoria	$2,444
Allied	$1,724
Liberty Mutual	$2,056
Encompass	$2,559
* Just a rough estimate for 2006 Ford Fusion, 3.0 V6 SE

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Fusion, make Ford) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Ford, Fusion will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2006 Fusion car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2006 Ford Fusion auto insurance rates by state!

How to calculate premium for Ford Fusion (2006) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2006 Fusion (3.0 V6 SE) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$895	$1,253
2	Ohio	$907	$1,277
3	Idaho	$931	$1,313
4	Virginia	$966	$1,372
5	Iowa	$1,002	$1,420
6	New Hampshire	$1,050	$1,444
7	Wisconsin	$1,062	$1,480
8	North Dakota	$1,086	$1,563
9	Indiana	$1,110	$1,647
10	North Carolina	$1,134	$1,706
11	Pennsylvania	$1,145	$1,802
12	Utah	$1,169	$1,826
13	Maine	$1,181	$1,861
14	Massachusetts	$1,205	$1,897
15	Alaska	$1,217	$1,921
16	Tennessee	$1,229	$1,969
17	South Dakota	$1,241	$2,076
18	Nebraska	$1,253	$2,136
19	Minnesota	$1,265	$2,172
20	Illinois	$1,265	$2,207
21	Hawaii	$1,277	$2,255
22	Alabama	$1,289	$2,291
23	Oregon	$1,301	$2,327
24	Missouri	$1,313	$2,410
25	Washington	$1,372	$2,494
26	South Carolina	$1,384	$2,553
27	Kansas	$1,420	$2,601
28	New Mexico	$1,444	$2,661
29	Arizona	$1,480	$2,685
30	New York	$1,503	$2,697
31	National average	$1,551	$2,732
32	New Jersey	$1,575	$2,816
33	West Virginia	$1,623	$2,840
34	Mississippi	$1,659	$2,876
35	Maryland	$1,694	$2,911
36	Montana	$1,742	$2,971
37	Nevada	$1,778	$2,995
38	Arkansas	$1,802	$3,043
39	Kentucky	$1,814	$3,090
40	Oklahoma	$1,873	$3,126
41	Wyoming	$1,909	$3,150
42	Colorado	$1,957	$3,210
43	Texas	$1,993	$3,234
44	Delaware	$2,040	$3,281
45	Georgia	$2,088	$3,293
46	California	$2,136	$3,329
47	DC	$2,172	$3,353
48	Connecticut	$2,219	$3,389
49	Rhode Island	$2,243	$3,401
50	Florida	$2,279	$3,472
51	Louisiana	$2,327	$3,520
52	Michigan	$2,374	$3,580
* Compare 2006 Ford Fusion car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2006 Ford Fusion (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, 4800 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Ford Fusion annual insurance cost for a 16 year old is approximately $2744.36, while the cost of the same coverage for seniors aged 70 - 74 is $1264.792. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Ford, Fusion have 2983 cc, 224 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,625
20 - 24	$2,553
25 - 29	$2,148
30 - 34	$1,849
35 – 39	$1,492
40 – 44	$1,551
45 – 49	$1,420
50 – 54	$1,241
55 – 59	$1,527
60 – 64	$1,277
65 – 69	$1,336
70 – 74	$1,205
75 and more	$1,241
* Rough estimate for teens, adults and seniors who are driving Ford Fusion (2006)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,014 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Ford, Fusion good for senior drivers? If you have questions or issues relevant to Ford Fusion or another vehicle, please ask in the discussion.

You know you need to insure your 2006 Front Ford, Fusion, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Ford Fusion: Exterior Specs, Features & Options

The engine of Ford, Fusion (6 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the Front. Fusion Sedan, 2983 CC (liter), 224 ps (98.6% of a brake horsepower) is matched to an 3.0 V6 SE for 2006. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Ford, Fusion has horsepower of 224 ps & 2983 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 3.0 V6 SE has an engine torque of 279 nm & 4800 rpm. The power and maximum speed of the Ford Fusion vehicle (sorry, we do not know how fast will Ford, Fusion accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Ford, Fusion Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1715 kg is the weight of this model), its engine torque and the engine rotation speed.