2012 Ferrari 458 Italia - car insurance quotes

How much does it cost to insure a  Ferrari 458 Italia Coupe 4.500 cc in 2023?

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The average insurance rate is at $2,430 per year for  adults, $4,032 for  teens and $2,016 for  senior drivers.

How much does 2012 Ferrari 458 Italia car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Ferrari 458 Italia (Coupe) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Ferrari 458 Italia is above $169 a month ($2.025 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Ferrari you drive (http://auto.ferrari.com/en_EN/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Ferrari model with 578 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Ferrari 458 Italia if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2012 Ferrari 458 Italia is $169 a month, which is around $2.025 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2012 Ferrari 458 Italia is a 13 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of 458 Italia (2012) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern 458 Italia cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Ferrari 458 Italia, Coupe has engine power of 4500 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,494	$1,440
GEICO	$1,098	$1,008
Nationwide	$1,602	$1,260
Progressive	$666	$540
State Farm	$900	$666
Texas Farm Bureau	$1,494	$1,206
USAA	$1,188	$1,008
* Rough estimate for a new vs 13 years old used Ferrari 458 Italia, Coupe. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2012 Ferrari 458 Italia car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Ferrari, 458 Italia is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Ferrari (made in 2012) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Ferrari 458 Italia auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2012 Ferrari 458 Italia in 2023? As you can see below, the lowest rates are around $1800, while the highest ones fluctuate around $3780 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,917
American Family	$1,872
Erie	$1,870
Progressive	$2,203
State Farm	$2,426
Auto Owners	$2,156
State Auto	$2,556
Nationwide	$2,486
Farmers	$2,169
Allstate	$3,076
Safe Auto	$3,256
MetLife	$3,474
Victoria	$3,686
Allied	$2,601
Liberty Mutual	$3,101
Encompass	$3,861
* Just a rough estimate for 2012 Ferrari 458 Italia, Coupe

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model 458 Italia, make Ferrari) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Ferrari, 458 Italia will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2012 458 Italia car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2012 Ferrari 458 Italia auto insurance rates by state!

How to calculate premium for Ferrari 458 Italia (2012) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2012 458 Italia (Coupe) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,350	$1,890
2	Ohio	$1,368	$1,926
3	Idaho	$1,404	$1,980
4	Virginia	$1,458	$2,070
5	Iowa	$1,512	$2,142
6	New Hampshire	$1,584	$2,178
7	Wisconsin	$1,602	$2,232
8	North Dakota	$1,638	$2,358
9	Indiana	$1,674	$2,484
10	North Carolina	$1,710	$2,574
11	Pennsylvania	$1,728	$2,718
12	Utah	$1,764	$2,754
13	Maine	$1,782	$2,808
14	Massachusetts	$1,818	$2,862
15	Alaska	$1,836	$2,898
16	Tennessee	$1,854	$2,970
17	South Dakota	$1,872	$3,132
18	Nebraska	$1,890	$3,222
19	Minnesota	$1,908	$3,276
20	Illinois	$1,908	$3,330
21	Hawaii	$1,926	$3,402
22	Alabama	$1,944	$3,456
23	Oregon	$1,962	$3,510
24	Missouri	$1,980	$3,636
25	Washington	$2,070	$3,762
26	South Carolina	$2,088	$3,852
27	Kansas	$2,142	$3,924
28	New Mexico	$2,178	$4,014
29	Arizona	$2,232	$4,050
30	New York	$2,268	$4,068
31	National average	$2,340	$4,122
32	New Jersey	$2,376	$4,248
33	West Virginia	$2,448	$4,284
34	Mississippi	$2,502	$4,338
35	Maryland	$2,556	$4,392
36	Montana	$2,628	$4,482
37	Nevada	$2,682	$4,518
38	Arkansas	$2,718	$4,590
39	Kentucky	$2,736	$4,662
40	Oklahoma	$2,826	$4,716
41	Wyoming	$2,880	$4,752
42	Colorado	$2,952	$4,842
43	Texas	$3,006	$4,878
44	Delaware	$3,078	$4,950
45	Georgia	$3,150	$4,968
46	California	$3,222	$5,022
47	DC	$3,276	$5,058
48	Connecticut	$3,348	$5,112
49	Rhode Island	$3,384	$5,130
50	Florida	$3,438	$5,238
51	Louisiana	$3,510	$5,310
52	Michigan	$3,582	$5,400
* Compare 2012 Ferrari 458 Italia car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2012 Ferrari 458 Italia (7-speed automated manual transmission, 6000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Ferrari 458 Italia annual insurance cost for a 16 year old is approximately $4140, while the cost of the same coverage for seniors aged 70 - 74 is $1908. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Ferrari, 458 Italia have 4500 cc, 578 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$3,960
20 - 24	$3,852
25 - 29	$3,240
30 - 34	$2,790
35 – 39	$2,250
40 – 44	$2,340
45 – 49	$2,142
50 – 54	$1,872
55 – 59	$2,304
60 – 64	$1,926
65 – 69	$2,016
70 – 74	$1,818
75 and more	$1,872
* Rough estimate for teens, adults and seniors who are driving Ferrari 458 Italia (2012)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,530 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Ferrari, 458 Italia good for senior drivers? If you have questions or issues relevant to Ferrari 458 Italia or another vehicle, please ask in the discussion.

You know you need to insure your 2012 Rear Ferrari, 458 Italia, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Ferrari 458 Italia: Exterior Specs, Features & Options

The engine of Ferrari, 458 Italia (8 cyl) is mated to a 7-speed automated manual transmission, that in this case, sends power to the Rear. 458 Italia Coupe, 4500 CC (liter), 578 ps (98.6% of a brake horsepower) is matched to an Coupe for 2012. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Ferrari, 458 Italia has horsepower of 578 ps & 4500 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Coupe has an engine torque of 539 nm & 6000 rpm. The power and maximum speed of the Ferrari 458 Italia vehicle (sorry, we do not know how fast will Ferrari, 458 Italia accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Ferrari, 458 Italia Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (parameter not set kg is the weight of this model), its engine torque and the engine rotation speed.