2004 Dodge Sprinter - car insurance quotes

How much does it cost to insure a  Dodge Sprinter Van 3500 Super High Ceiling 2.688 cc in 2023?

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The average insurance rate is at $1,452 per year for  adults, $2,408 for  teens and $1,204 for  senior drivers.

How much does 2004 Dodge Sprinter car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Dodge Sprinter (Van 3500 Super High Ceiling) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Dodge Sprinter is above $101 a month ($1.210 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Dodge you drive (https://www.dodge.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Dodge model with 156 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Dodge Sprinter if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2004 Dodge Sprinter is $101 a month, which is around $1.210 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2004 Dodge Sprinter is a 21 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Sprinter (2004) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Sprinter cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Dodge Sprinter, Van 3500 Super High Ceiling has engine power of 2688 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$892	$860
GEICO	$656	$602
Nationwide	$957	$753
Progressive	$398	$323
State Farm	$538	$398
Texas Farm Bureau	$892	$720
USAA	$710	$602
* Rough estimate for a new vs 21 years old used Dodge Sprinter, Van 3500 Super High Ceiling. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2004 Dodge Sprinter car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Dodge, Sprinter is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Dodge (made in 2004) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Dodge Sprinter auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2004 Dodge Sprinter in 2023? As you can see below, the lowest rates are around $1075.2, while the highest ones fluctuate around $2257.92 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,145
American Family	$1,118
Erie	$1,117
Progressive	$1,316
State Farm	$1,449
Auto Owners	$1,288
State Auto	$1,527
Nationwide	$1,485
Farmers	$1,296
Allstate	$1,838
Safe Auto	$1,945
MetLife	$2,075
Victoria	$2,202
Allied	$1,554
Liberty Mutual	$1,853
Encompass	$2,306
* Just a rough estimate for 2004 Dodge Sprinter, Van 3500 Super High Ceiling

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Sprinter, make Dodge) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Dodge, Sprinter will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2004 Sprinter car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2004 Dodge Sprinter auto insurance rates by state!

How to calculate premium for Dodge Sprinter (2004) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2004 Sprinter (Van 3500 Super High Ceiling) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$806	$1,129
2	Ohio	$817	$1,150
3	Idaho	$839	$1,183
4	Virginia	$871	$1,236
5	Iowa	$903	$1,279
6	New Hampshire	$946	$1,301
7	Wisconsin	$957	$1,333
8	North Dakota	$978	$1,409
9	Indiana	$1,000	$1,484
10	North Carolina	$1,021	$1,538
11	Pennsylvania	$1,032	$1,624
12	Utah	$1,054	$1,645
13	Maine	$1,064	$1,677
14	Massachusetts	$1,086	$1,710
15	Alaska	$1,097	$1,731
16	Tennessee	$1,107	$1,774
17	South Dakota	$1,118	$1,871
18	Nebraska	$1,129	$1,925
19	Minnesota	$1,140	$1,957
20	Illinois	$1,140	$1,989
21	Hawaii	$1,150	$2,032
22	Alabama	$1,161	$2,064
23	Oregon	$1,172	$2,097
24	Missouri	$1,183	$2,172
25	Washington	$1,236	$2,247
26	South Carolina	$1,247	$2,301
27	Kansas	$1,279	$2,344
28	New Mexico	$1,301	$2,398
29	Arizona	$1,333	$2,419
30	New York	$1,355	$2,430
31	National average	$1,398	$2,462
32	New Jersey	$1,419	$2,537
33	West Virginia	$1,462	$2,559
34	Mississippi	$1,495	$2,591
35	Maryland	$1,527	$2,623
36	Montana	$1,570	$2,677
37	Nevada	$1,602	$2,699
38	Arkansas	$1,624	$2,742
39	Kentucky	$1,634	$2,785
40	Oklahoma	$1,688	$2,817
41	Wyoming	$1,720	$2,839
42	Colorado	$1,763	$2,892
43	Texas	$1,796	$2,914
44	Delaware	$1,839	$2,957
45	Georgia	$1,882	$2,968
46	California	$1,925	$3,000
47	DC	$1,957	$3,021
48	Connecticut	$2,000	$3,054
49	Rhode Island	$2,021	$3,064
50	Florida	$2,054	$3,129
51	Louisiana	$2,097	$3,172
52	Michigan	$2,140	$3,226
* Compare 2004 Dodge Sprinter car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2004 Dodge Sprinter (electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Dodge Sprinter annual insurance cost for a 16 year old is approximately $2472.96, while the cost of the same coverage for seniors aged 70 - 74 is $1139.712. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Dodge, Sprinter have 2688 cc, 156 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,365
20 - 24	$2,301
25 - 29	$1,935
30 - 34	$1,667
35 – 39	$1,344
40 – 44	$1,398
45 – 49	$1,279
50 – 54	$1,118
55 – 59	$1,376
60 – 64	$1,150
65 – 69	$1,204
70 – 74	$1,086
75 and more	$1,118
* Rough estimate for teens, adults and seniors who are driving Dodge Sprinter (2004)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $914 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Dodge, Sprinter good for senior drivers? If you have questions or issues relevant to Dodge Sprinter or another vehicle, please ask in the discussion.

You know you need to insure your 2004 front/rear wheel drive Dodge, Sprinter, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Dodge Sprinter: Exterior Specs, Features & Options

The engine of Dodge, Sprinter (5 cyl) is mated to a electronically controlled automatic, semi-automatic, continuously variable transmissions (CVTs) transmission, that in this case, sends power to the front/rear wheel drive. Sprinter Van, 2688 CC (liter), 156 ps (98.6% of a brake horsepower) is matched to an Van 3500 Super High Ceiling for 2004. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Dodge, Sprinter has horsepower of 156 ps & 2688 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model Van 3500 Super High Ceiling has an engine torque of 330 nm & basic rpm. The power and maximum speed of the Dodge Sprinter vehicle (sorry, we do not know how fast will Dodge, Sprinter accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Dodge, Sprinter Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (2265 kg is the weight of this model), its engine torque and the engine rotation speed.