2008 Dodge Magnum - car insurance quotes

How much does it cost to insure a  Dodge Magnum SXT AWD 3.518 cc in 2023?

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The average insurance rate is at $1,900 per year for  adults, $3,152 for  teens and $1,576 for  senior drivers.

How much does 2008 Dodge Magnum car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Dodge Magnum (SXT AWD) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Dodge Magnum is above $132 a month ($1.583 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Dodge you drive (https://www.dodge.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Dodge model with 253 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Dodge Magnum if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2008 Dodge Magnum is $132 a month, which is around $1.583 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2008 Dodge Magnum is a 17 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Magnum (2008) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Magnum cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Dodge Magnum, SXT AWD has engine power of 3518 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,168	$1,126
GEICO	$858	$788
Nationwide	$1,252	$985
Progressive	$521	$422
State Farm	$704	$521
Texas Farm Bureau	$1,168	$943
USAA	$929	$788
* Rough estimate for a new vs 17 years old used Dodge Magnum, SXT AWD. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2008 Dodge Magnum car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Dodge, Magnum is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Dodge (made in 2008) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Dodge Magnum auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2008 Dodge Magnum in 2023? As you can see below, the lowest rates are around $1407.2, while the highest ones fluctuate around $2955.12 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,499
American Family	$1,463
Erie	$1,462
Progressive	$1,722
State Farm	$1,897
Auto Owners	$1,686
State Auto	$1,998
Nationwide	$1,943
Farmers	$1,696
Allstate	$2,405
Safe Auto	$2,546
MetLife	$2,716
Victoria	$2,882
Allied	$2,033
Liberty Mutual	$2,425
Encompass	$3,018
* Just a rough estimate for 2008 Dodge Magnum, SXT AWD

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Magnum, make Dodge) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Dodge, Magnum will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2008 Magnum car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2008 Dodge Magnum auto insurance rates by state!

How to calculate premium for Dodge Magnum (2008) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2008 Magnum (SXT AWD) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,055	$1,478
2	Ohio	$1,069	$1,506
3	Idaho	$1,098	$1,548
4	Virginia	$1,140	$1,618
5	Iowa	$1,182	$1,675
6	New Hampshire	$1,238	$1,703
7	Wisconsin	$1,252	$1,745
8	North Dakota	$1,281	$1,843
9	Indiana	$1,309	$1,942
10	North Carolina	$1,337	$2,012
11	Pennsylvania	$1,351	$2,125
12	Utah	$1,379	$2,153
13	Maine	$1,393	$2,195
14	Massachusetts	$1,421	$2,237
15	Alaska	$1,435	$2,266
16	Tennessee	$1,449	$2,322
17	South Dakota	$1,463	$2,449
18	Nebraska	$1,478	$2,519
19	Minnesota	$1,492	$2,561
20	Illinois	$1,492	$2,603
21	Hawaii	$1,506	$2,660
22	Alabama	$1,520	$2,702
23	Oregon	$1,534	$2,744
24	Missouri	$1,548	$2,843
25	Washington	$1,618	$2,941
26	South Carolina	$1,632	$3,011
27	Kansas	$1,675	$3,068
28	New Mexico	$1,703	$3,138
29	Arizona	$1,745	$3,166
30	New York	$1,773	$3,180
31	National average	$1,829	$3,222
32	New Jersey	$1,858	$3,321
33	West Virginia	$1,914	$3,349
34	Mississippi	$1,956	$3,391
35	Maryland	$1,998	$3,434
36	Montana	$2,055	$3,504
37	Nevada	$2,097	$3,532
38	Arkansas	$2,125	$3,588
39	Kentucky	$2,139	$3,645
40	Oklahoma	$2,209	$3,687
41	Wyoming	$2,252	$3,715
42	Colorado	$2,308	$3,785
43	Texas	$2,350	$3,814
44	Delaware	$2,406	$3,870
45	Georgia	$2,463	$3,884
46	California	$2,519	$3,926
47	DC	$2,561	$3,954
48	Connecticut	$2,617	$3,996
49	Rhode Island	$2,646	$4,011
50	Florida	$2,688	$4,095
51	Louisiana	$2,744	$4,151
52	Michigan	$2,800	$4,222
* Compare 2008 Dodge Magnum car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2008 Dodge Magnum (Automatic transmission, 3800 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Dodge Magnum annual insurance cost for a 16 year old is approximately $3236.56, while the cost of the same coverage for seniors aged 70 - 74 is $1491.632. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Dodge, Magnum have 3518 cc, 253 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$3,096
20 - 24	$3,011
25 - 29	$2,533
30 - 34	$2,181
35 – 39	$1,759
40 – 44	$1,829
45 – 49	$1,675
50 – 54	$1,463
55 – 59	$1,801
60 – 64	$1,506
65 – 69	$1,576
70 – 74	$1,421
75 and more	$1,463
* Rough estimate for teens, adults and seniors who are driving Dodge Magnum (2008)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,196 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Dodge, Magnum good for senior drivers? If you have questions or issues relevant to Dodge Magnum or another vehicle, please ask in the discussion.

You know you need to insure your 2008 4WD Dodge, Magnum, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Dodge Magnum: Exterior Specs, Features & Options

The engine of Dodge, Magnum (6 cyl) is mated to a Automatic transmission, that in this case, sends power to the 4WD. Magnum Station Wagon, 3518 CC (liter), 253 ps (98.6% of a brake horsepower) is matched to an SXT AWD for 2008. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Dodge, Magnum has horsepower of 253 ps & 3518 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model SXT AWD has an engine torque of 339 nm & 3800 rpm. The power and maximum speed of the Dodge Magnum vehicle (sorry, we do not know how fast will Dodge, Magnum accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Dodge, Magnum Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1745 kg is the weight of this model), its engine torque and the engine rotation speed.