1999 Dodge Charger - car insurance quotes

How much does it cost to insure a  Dodge Charger RT 4.700 cc in 2023?

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The average insurance rate is at $2,538 per year for  adults, $4,211 for  teens and $2,106 for  senior drivers.

How much does 1999 Dodge Charger car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Dodge Charger (RT) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Dodge Charger is above $176 a month ($2.115 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Dodge you drive (https://www.dodge.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Dodge model with 330 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Dodge Charger if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 1999 Dodge Charger is $176 a month, which is around $2.115 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How much is car insurance for a 26-year-old auto?

How does age of your car affect car insurance costs? 1999 Dodge Charger is older than 26 years. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Charger (1999) are eligible for many discounts for vehicles loaded with a long list of safety features. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Charger cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control. Discounts for safety features on 26-year Dodge Charger may reduce your coverage to the prices around $1,598 for 2023-2024. Here are other undisputed benefits of buying a used car. You can buy the cheapest liability insurance for your 1999 Dodge Charger because if you get into a collision, it’s not worth spending high amounts of money to repair your older vehicle and therefore you do not need overpriced car insurance.

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Your vehicle's performance is another important factor that determines your auto insurance rates. Dodge Charger, RT has engine power of 4700 cc, which means it's a high performance car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you are looking for high performance car (lots of horsepower) as well as affordable insurance rates for your 1999 Dodge Charger, choose an insurer wisely.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,560	$1,504
GEICO	$1,147	$1,053
Nationwide	$1,673	$1,316
Progressive	$696	$564
State Farm	$940	$696
Texas Farm Bureau	$1,560	$1,260
USAA	$1,241	$1,053
* Rough estimate for a new vs 26 years old used Dodge Charger, RT. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 1999 Dodge Charger car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Dodge, Charger is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Dodge (made in 1999) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Dodge Charger auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 1999 Dodge Charger in 2023? As you can see below, the lowest rates are around $1880, while the highest ones fluctuate around $3948 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$2,002
American Family	$1,955
Erie	$1,953
Progressive	$2,301
State Farm	$2,534
Auto Owners	$2,252
State Auto	$2,670
Nationwide	$2,596
Farmers	$2,265
Allstate	$3,213
Safe Auto	$3,401
MetLife	$3,628
Victoria	$3,850
Allied	$2,717
Liberty Mutual	$3,239
Encompass	$4,033
* Just a rough estimate for 1999 Dodge Charger, RT

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Charger, make Dodge) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Dodge, Charger will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 1999 Charger car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 1999 Dodge Charger auto insurance rates by state!

How to calculate premium for Dodge Charger (1999) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 1999 Charger (RT) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,410	$1,974
2	Ohio	$1,429	$2,012
3	Idaho	$1,466	$2,068
4	Virginia	$1,523	$2,162
5	Iowa	$1,579	$2,237
6	New Hampshire	$1,654	$2,275
7	Wisconsin	$1,673	$2,331
8	North Dakota	$1,711	$2,463
9	Indiana	$1,748	$2,594
10	North Carolina	$1,786	$2,688
11	Pennsylvania	$1,805	$2,839
12	Utah	$1,842	$2,876
13	Maine	$1,861	$2,933
14	Massachusetts	$1,899	$2,989
15	Alaska	$1,918	$3,027
16	Tennessee	$1,936	$3,102
17	South Dakota	$1,955	$3,271
18	Nebraska	$1,974	$3,365
19	Minnesota	$1,993	$3,422
20	Illinois	$1,993	$3,478
21	Hawaii	$2,012	$3,553
22	Alabama	$2,030	$3,610
23	Oregon	$2,049	$3,666
24	Missouri	$2,068	$3,798
25	Washington	$2,162	$3,929
26	South Carolina	$2,181	$4,023
27	Kansas	$2,237	$4,098
28	New Mexico	$2,275	$4,192
29	Arizona	$2,331	$4,230
30	New York	$2,369	$4,249
31	National average	$2,444	$4,305
32	New Jersey	$2,482	$4,437
33	West Virginia	$2,557	$4,474
34	Mississippi	$2,613	$4,531
35	Maryland	$2,670	$4,587
36	Montana	$2,745	$4,681
37	Nevada	$2,801	$4,719
38	Arkansas	$2,839	$4,794
39	Kentucky	$2,858	$4,869
40	Oklahoma	$2,952	$4,926
41	Wyoming	$3,008	$4,963
42	Colorado	$3,083	$5,057
43	Texas	$3,140	$5,095
44	Delaware	$3,215	$5,170
45	Georgia	$3,290	$5,189
46	California	$3,365	$5,245
47	DC	$3,422	$5,283
48	Connecticut	$3,497	$5,339
49	Rhode Island	$3,534	$5,358
50	Florida	$3,591	$5,471
51	Louisiana	$3,666	$5,546
52	Michigan	$3,741	$5,640
* Compare 1999 Dodge Charger car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 1999 Dodge Charger (Manual transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Dodge Charger annual insurance cost for a 16 year old is approximately $4324, while the cost of the same coverage for seniors aged 70 - 74 is $1992.8. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Dodge, Charger have 4700 cc, 330 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$4,136
20 - 24	$4,023
25 - 29	$3,384
30 - 34	$2,914
35 – 39	$2,350
40 – 44	$2,444
45 – 49	$2,237
50 – 54	$1,955
55 – 59	$2,406
60 – 64	$2,012
65 – 69	$2,106
70 – 74	$1,899
75 and more	$1,955
* Rough estimate for teens, adults and seniors who are driving Dodge Charger (1999)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,598 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Dodge, Charger good for senior drivers? If you have questions or issues relevant to Dodge Charger or another vehicle, please ask in the discussion.

You know you need to insure your 1999 Rear Dodge, Charger, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Dodge Charger: Exterior Specs, Features & Options

The engine of Dodge, Charger (8 cyl) is mated to a Manual transmission, that in this case, sends power to the Rear. Charger Coupe, 4700 CC (liter), 330 ps (98.6% of a brake horsepower) is matched to an RT for 1999. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Dodge, Charger has horsepower of 330 ps & 4700 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model RT has an engine torque of parameter not set nm & basic rpm. The power and maximum speed of the Dodge Charger vehicle (sorry, we do not know how fast will Dodge, Charger accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Dodge, Charger Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1080 kg is the weight of this model), its engine torque and the engine rotation speed.