2007 Daihatsu Charade - car insurance quotes

How much does it cost to insure a  Daihatsu Charade CX Automatic 989 cc in 2023?

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The average insurance rate is at $534 per year for  adults, $886 for  teens and $443 for  senior drivers.

How much does 2007 Daihatsu Charade car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Daihatsu Charade (CX Automatic) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Daihatsu Charade is above $37 a month ($445 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Daihatsu you drive (https://www.daihatsu.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Daihatsu model with 56 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Daihatsu Charade if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2007 Daihatsu Charade is $37 a month, which is around $445 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2007 Daihatsu Charade is a 18 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Charade (2007) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Charade cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Daihatsu Charade, CX Automatic has engine power lower than 1000 cc (989 cc), which means it's a low-performance vehicle. This is good news in relation to insurance rates. Why? Because insurance companies calculate their rates on a car's horsepower and performance.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$328	$316
GEICO	$241	$222
Nationwide	$352	$277
Progressive	$146	$119
State Farm	$198	$146
Texas Farm Bureau	$328	$265
USAA	$261	$222
* Rough estimate for a new vs 18 years old used Daihatsu Charade, CX Automatic. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2007 Daihatsu Charade car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Daihatsu, Charade is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Daihatsu (made in 2007) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Daihatsu Charade auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2007 Daihatsu Charade in 2023? As you can see below, the lowest rates are around $395.6, while the highest ones fluctuate around $830.76 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$421
American Family	$411
Erie	$411
Progressive	$484
State Farm	$533
Auto Owners	$474
State Auto	$562
Nationwide	$546
Farmers	$477
Allstate	$676
Safe Auto	$716
MetLife	$764
Victoria	$810
Allied	$572
Liberty Mutual	$682
Encompass	$849
* Just a rough estimate for 2007 Daihatsu Charade, CX Automatic

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Charade, make Daihatsu) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Daihatsu, Charade will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2007 Charade car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2007 Daihatsu Charade auto insurance rates by state!

How to calculate premium for Daihatsu Charade (2007) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2007 Charade (CX Automatic) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$297	$415
2	Ohio	$301	$423
3	Idaho	$309	$435
4	Virginia	$320	$455
5	Iowa	$332	$471
6	New Hampshire	$348	$479
7	Wisconsin	$352	$491
8	North Dakota	$360	$518
9	Indiana	$368	$546
10	North Carolina	$376	$566
11	Pennsylvania	$380	$597
12	Utah	$388	$605
13	Maine	$392	$617
14	Massachusetts	$400	$629
15	Alaska	$404	$637
16	Tennessee	$407	$653
17	South Dakota	$411	$688
18	Nebraska	$415	$708
19	Minnesota	$419	$720
20	Illinois	$419	$732
21	Hawaii	$423	$748
22	Alabama	$427	$760
23	Oregon	$431	$771
24	Missouri	$435	$799
25	Washington	$455	$827
26	South Carolina	$459	$847
27	Kansas	$471	$862
28	New Mexico	$479	$882
29	Arizona	$491	$890
30	New York	$498	$894
31	National average	$514	$906
32	New Jersey	$522	$934
33	West Virginia	$538	$942
34	Mississippi	$550	$953
35	Maryland	$562	$965
36	Montana	$578	$985
37	Nevada	$589	$993
38	Arkansas	$597	$1,009
39	Kentucky	$601	$1,025
40	Oklahoma	$621	$1,036
41	Wyoming	$633	$1,044
42	Colorado	$649	$1,064
43	Texas	$661	$1,072
44	Delaware	$676	$1,088
45	Georgia	$692	$1,092
46	California	$708	$1,104
47	DC	$720	$1,112
48	Connecticut	$736	$1,124
49	Rhode Island	$744	$1,127
50	Florida	$756	$1,151
51	Louisiana	$771	$1,167
52	Michigan	$787	$1,187
* Compare 2007 Daihatsu Charade car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2007 Daihatsu Charade (Automatic transmission, 4000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Daihatsu Charade annual insurance cost for a 16 year old is approximately $909.88, while the cost of the same coverage for seniors aged 70 - 74 is $419.336. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Daihatsu, Charade have 989 cc, 56 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$870
20 - 24	$847
25 - 29	$712
30 - 34	$613
35 – 39	$495
40 – 44	$514
45 – 49	$471
50 – 54	$411
55 – 59	$506
60 – 64	$423
65 – 69	$443
70 – 74	$400
75 and more	$411
* Rough estimate for teens, adults and seniors who are driving Daihatsu Charade (2007)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $336 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Daihatsu, Charade good for senior drivers? If you have questions or issues relevant to Daihatsu Charade or another vehicle, please ask in the discussion.

You know you need to insure your 2007 Front Daihatsu, Charade, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Daihatsu Charade: Exterior Specs, Features & Options

The engine of Daihatsu, Charade (3 cyl) is mated to a Automatic transmission, that in this case, sends power to the Front. Charade model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 989 CC (liter), 56 ps (98.6% of a brake horsepower) is matched to an CX Automatic for 2007. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Daihatsu, Charade has horsepower of 56 ps & 989 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model CX Automatic has an engine torque of 89 nm & 4000 rpm. The power and maximum speed of the Daihatsu Charade vehicle (16.1/100 Kph & 150 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (740 kg is the weight of this model), its engine torque and the engine rotation speed.