2006 Cadillac SRX - car insurance quotes

How much does it cost to insure a  Cadillac SRX 3.6 V6 Elegance 3.562 cc in 2023?

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The average insurance rate is at $1,923 per year for  adults, $3,192 for  teens and $1,596 for  senior drivers.

How much does 2006 Cadillac SRX car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Cadillac SRX (3.6 V6 Elegance) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Cadillac SRX is above $134 a month ($1.603 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Cadillac you drive (http://www.cadillac.com/)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Cadillac model with 260 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Cadillac SRX if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2006 Cadillac SRX is $134 a month, which is around $1.603 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2006 Cadillac SRX is a 19 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of SRX (2006) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern SRX cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Cadillac SRX, 3.6 V6 Elegance has engine power of 3562 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,183	$1,140
GEICO	$869	$798
Nationwide	$1,268	$997
Progressive	$527	$427
State Farm	$712	$527
Texas Farm Bureau	$1,183	$955
USAA	$940	$798
* Rough estimate for a new vs 19 years old used Cadillac SRX, 3.6 V6 Elegance. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2006 Cadillac SRX car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Cadillac, SRX is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Cadillac (made in 2006) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Cadillac SRX auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2006 Cadillac SRX in 2023? As you can see below, the lowest rates are around $1424.8, while the highest ones fluctuate around $2992.08 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,517
American Family	$1,482
Erie	$1,480
Progressive	$1,744
State Farm	$1,921
Auto Owners	$1,707
State Auto	$2,023
Nationwide	$1,968
Farmers	$1,717
Allstate	$2,435
Safe Auto	$2,577
MetLife	$2,750
Victoria	$2,918
Allied	$2,059
Liberty Mutual	$2,455
Encompass	$3,056
* Just a rough estimate for 2006 Cadillac SRX, 3.6 V6 Elegance

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model SRX, make Cadillac) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Cadillac, SRX will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2006 SRX car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2006 Cadillac SRX auto insurance rates by state!

How to calculate premium for Cadillac SRX (2006) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2006 SRX (3.6 V6 Elegance) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,069	$1,496
2	Ohio	$1,083	$1,525
3	Idaho	$1,111	$1,567
4	Virginia	$1,154	$1,639
5	Iowa	$1,197	$1,696
6	New Hampshire	$1,254	$1,724
7	Wisconsin	$1,268	$1,767
8	North Dakota	$1,297	$1,866
9	Indiana	$1,325	$1,966
10	North Carolina	$1,354	$2,037
11	Pennsylvania	$1,368	$2,151
12	Utah	$1,396	$2,180
13	Maine	$1,411	$2,223
14	Massachusetts	$1,439	$2,265
15	Alaska	$1,453	$2,294
16	Tennessee	$1,468	$2,351
17	South Dakota	$1,482	$2,479
18	Nebraska	$1,496	$2,550
19	Minnesota	$1,510	$2,593
20	Illinois	$1,510	$2,636
21	Hawaii	$1,525	$2,693
22	Alabama	$1,539	$2,736
23	Oregon	$1,553	$2,778
24	Missouri	$1,567	$2,878
25	Washington	$1,639	$2,978
26	South Carolina	$1,653	$3,049
27	Kansas	$1,696	$3,106
28	New Mexico	$1,724	$3,177
29	Arizona	$1,767	$3,206
30	New York	$1,795	$3,220
31	National average	$1,852	$3,263
32	New Jersey	$1,881	$3,363
33	West Virginia	$1,938	$3,391
34	Mississippi	$1,980	$3,434
35	Maryland	$2,023	$3,477
36	Montana	$2,080	$3,548
37	Nevada	$2,123	$3,576
38	Arkansas	$2,151	$3,633
39	Kentucky	$2,166	$3,690
40	Oklahoma	$2,237	$3,733
41	Wyoming	$2,280	$3,761
42	Colorado	$2,337	$3,833
43	Texas	$2,379	$3,861
44	Delaware	$2,436	$3,918
45	Georgia	$2,493	$3,932
46	California	$2,550	$3,975
47	DC	$2,593	$4,004
48	Connecticut	$2,650	$4,046
49	Rhode Island	$2,679	$4,061
50	Florida	$2,721	$4,146
51	Louisiana	$2,778	$4,203
52	Michigan	$2,835	$4,274
* Compare 2006 Cadillac SRX car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2006 Cadillac SRX (Automatic transmission, 2800 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Cadillac SRX annual insurance cost for a 16 year old is approximately $3277.04, while the cost of the same coverage for seniors aged 70 - 74 is $1510.288. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Cadillac, SRX have 3562 cc, 260 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$3,135
20 - 24	$3,049
25 - 29	$2,565
30 - 34	$2,208
35 – 39	$1,781
40 – 44	$1,852
45 – 49	$1,696
50 – 54	$1,482
55 – 59	$1,824
60 – 64	$1,525
65 – 69	$1,596
70 – 74	$1,439
75 and more	$1,482
* Rough estimate for teens, adults and seniors who are driving Cadillac SRX (2006)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,211 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Cadillac, SRX good for senior drivers? If you have questions or issues relevant to Cadillac SRX or another vehicle, please ask in the discussion.

You know you need to insure your 2006 4WD Cadillac, SRX, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Cadillac SRX: Exterior Specs, Features & Options

The engine of Cadillac, SRX (6 cyl) is mated to a Automatic transmission, that in this case, sends power to the 4WD. SRX SUV, 3562 CC (liter), 260 ps (98.6% of a brake horsepower) is matched to an 3.6 V6 Elegance for 2006. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Cadillac, SRX has horsepower of 260 ps & 3562 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model 3.6 V6 Elegance has an engine torque of 342 nm & 2800 rpm. The power and maximum speed of the Cadillac SRX vehicle (8.1/100 Kph & 201 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1889 kg is the weight of this model), its engine torque and the engine rotation speed.