2004 Oldsmobile Silhouette - car insurance quotes

How much does it cost to insure a  Oldsmobile Silhouette GL 3.392 cc in 2023?

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The average insurance rate is at $1,832 per year for  adults, $3,039 for  teens and $1,520 for  senior drivers.

How much does 2004 Oldsmobile Silhouette car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Oldsmobile Silhouette (GL) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Oldsmobile Silhouette is above $127 a month ($1.526 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Oldsmobile you drive (https://www.gm.com/owner-assistance/oldsmobile.html)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Oldsmobile model with 188 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Oldsmobile Silhouette if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2004 Oldsmobile Silhouette is $127 a month, which is around $1.526 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2004 Oldsmobile Silhouette is a 21 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of Silhouette (2004) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern Silhouette cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Oldsmobile Silhouette, GL has engine power of 3392 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$1,126	$1,085
GEICO	$828	$760
Nationwide	$1,208	$950
Progressive	$502	$407
State Farm	$678	$502
Texas Farm Bureau	$1,126	$909
USAA	$895	$760
* Rough estimate for a new vs 21 years old used Oldsmobile Silhouette, GL. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2004 Oldsmobile Silhouette car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Oldsmobile, Silhouette is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Oldsmobile (made in 2004) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Oldsmobile Silhouette auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2004 Oldsmobile Silhouette in 2023? As you can see below, the lowest rates are around $1356.8, while the highest ones fluctuate around $2849.28 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,445
American Family	$1,411
Erie	$1,410
Progressive	$1,661
State Farm	$1,829
Auto Owners	$1,625
State Auto	$1,927
Nationwide	$1,874
Farmers	$1,635
Allstate	$2,319
Safe Auto	$2,454
MetLife	$2,619
Victoria	$2,779
Allied	$1,961
Liberty Mutual	$2,338
Encompass	$2,910
* Just a rough estimate for 2004 Oldsmobile Silhouette, GL

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model Silhouette, make Oldsmobile) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Oldsmobile, Silhouette will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2004 Silhouette car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2004 Oldsmobile Silhouette auto insurance rates by state!

How to calculate premium for Oldsmobile Silhouette (2004) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2004 Silhouette (GL) car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$1,018	$1,425
2	Ohio	$1,031	$1,452
3	Idaho	$1,058	$1,492
4	Virginia	$1,099	$1,560
5	Iowa	$1,140	$1,615
6	New Hampshire	$1,194	$1,642
7	Wisconsin	$1,208	$1,682
8	North Dakota	$1,235	$1,777
9	Indiana	$1,262	$1,872
10	North Carolina	$1,289	$1,940
11	Pennsylvania	$1,303	$2,049
12	Utah	$1,330	$2,076
13	Maine	$1,343	$2,117
14	Massachusetts	$1,370	$2,157
15	Alaska	$1,384	$2,184
16	Tennessee	$1,398	$2,239
17	South Dakota	$1,411	$2,361
18	Nebraska	$1,425	$2,429
19	Minnesota	$1,438	$2,469
20	Illinois	$1,438	$2,510
21	Hawaii	$1,452	$2,564
22	Alabama	$1,465	$2,605
23	Oregon	$1,479	$2,646
24	Missouri	$1,492	$2,741
25	Washington	$1,560	$2,836
26	South Carolina	$1,574	$2,904
27	Kansas	$1,615	$2,958
28	New Mexico	$1,642	$3,026
29	Arizona	$1,682	$3,053
30	New York	$1,710	$3,066
31	National average	$1,764	$3,107
32	New Jersey	$1,791	$3,202
33	West Virginia	$1,845	$3,229
34	Mississippi	$1,886	$3,270
35	Maryland	$1,927	$3,311
36	Montana	$1,981	$3,378
37	Nevada	$2,022	$3,406
38	Arkansas	$2,049	$3,460
39	Kentucky	$2,062	$3,514
40	Oklahoma	$2,130	$3,555
41	Wyoming	$2,171	$3,582
42	Colorado	$2,225	$3,650
43	Texas	$2,266	$3,677
44	Delaware	$2,320	$3,731
45	Georgia	$2,374	$3,745
46	California	$2,429	$3,785
47	DC	$2,469	$3,813
48	Connecticut	$2,524	$3,853
49	Rhode Island	$2,551	$3,867
50	Florida	$2,591	$3,948
51	Louisiana	$2,646	$4,003
52	Michigan	$2,700	$4,070
* Compare 2004 Oldsmobile Silhouette car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2004 Oldsmobile Silhouette (Automatic transmission, basic rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Oldsmobile Silhouette annual insurance cost for a 16 year old is approximately $3120.64, while the cost of the same coverage for seniors aged 70 - 74 is $1438.208. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Oldsmobile, Silhouette have 3392 cc, 188 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,985
20 - 24	$2,904
25 - 29	$2,442
30 - 34	$2,103
35 – 39	$1,696
40 – 44	$1,764
45 – 49	$1,615
50 – 54	$1,411
55 – 59	$1,737
60 – 64	$1,452
65 – 69	$1,520
70 – 74	$1,370
75 and more	$1,411
* Rough estimate for teens, adults and seniors who are driving Oldsmobile Silhouette (2004)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $1,153 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Oldsmobile, Silhouette good for senior drivers? If you have questions or issues relevant to Oldsmobile Silhouette or another vehicle, please ask in the discussion.

You know you need to insure your 2004 Front Oldsmobile, Silhouette, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Oldsmobile Silhouette: Exterior Specs, Features & Options

The engine of Oldsmobile, Silhouette (6 cyl) is mated to a Automatic transmission, that in this case, sends power to the Front. Silhouette Minivan, 3392 CC (liter), 188 ps (98.6% of a brake horsepower) is matched to an GL for 2004. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Oldsmobile, Silhouette has horsepower of 188 ps & 3392 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model GL has an engine torque of 285 nm & basic rpm. The power and maximum speed of the Oldsmobile Silhouette vehicle (sorry, we do not know how fast will Oldsmobile, Silhouette accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Oldsmobile, Silhouette Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1791 kg is the weight of this model), its engine torque and the engine rotation speed.