2002 Beijing BJ 2020 - car insurance quotes

How much does it cost to insure a  Beijing BJ 2020 2.445 cc in 2023?

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The average insurance rate is at $1,320 per year for  adults, $2,191 for  teens and $1,095 for  senior drivers.

How much does 2002 Beijing BJ 2020 car insurance cost, what is the true cost to own this vehicle in your state and how can you save money on your policy in 2023? Beijing BJ 2020 (this trim level of the 2002 BJ 2020) car insurance rates may vary for the same coverage depending on your location, driving history or by your age, but the types of coverage are basically the same and differs only in details. The average insurance price of a used Beijing BJ 2020 is above $92 a month ($1.100 yearly), depending on many variables like your credit score, place you live, driver record and the type and model of Beijing you drive (https://en.wikipedia.org/wiki/BAIC_Group)! Your actual auto insurance costs could be higher or lower, if your car will be equipped with a number of modern safety and driver assistance features. A typical full coverage insurance policy for your Beijing model with 87 engine should cover liability for injuries or damages, comprehensive coverage that covers damage to your car caused by events that are out of your control and collision (optional - helps pay to repair or replace your Beijing BJ 2020 if it's damaged in a traffic accident with another car or object), and finally uninsured motorist and medical coverage.

On average, car insurance cost for a 2002 Beijing BJ 2020 is $92 a month, which is around $1.100 a year. Get personalised quotes from multiple insurance companies using our FREE service!

How does age of your car affect car insurance costs?

2002 Beijing BJ 2020 is a 23 years old vehicle. Older vehicles are typically cheaper to insure because they’re less valuable than newer models. On the other hand, newer models of BJ 2020 (2002) are eligible for many discounts for vehicles loaded with a long list of safety features, technology, anti-theft and driver assistance equipement. The most important safety features, that can earn you an auto insurance discount and are a standard on all modern BJ 2020 cars include: anti-lock braking systems (ABS), automatic seatbelts, air bags and traction control.

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Beijing BJ 2020, has engine power of 2445 cc, which means it is a medium-powered car. The downside is that high-powered vehicles are often considered more dangerous and therefore may increase premium rates. If you want to lower your car insurance rates, be sure to buy a car that isn't a high performer.

Insurance Company	New Vehicles *	Used Vehicles *
Allied	$812	$782
GEICO	$597	$548
Nationwide	$870	$685
Progressive	$362	$293
State Farm	$489	$362
Texas Farm Bureau	$812	$655
USAA	$645	$548
* Rough estimate for a new vs 23 years old used Beijing BJ 2020, this trim level of the 2002 BJ 2020. Your insurance premium will always depend on your driving history, the level of coverage and on the exact models of vehicles you're comparing!

Compare 2002 Beijing BJ 2020 car insurance quotes and find out who has the cheapest rates in 2023!

Finding the most affordable car insurance for your Beijing, BJ 2020 is not as hard as it used to be in the past. Here are some facts, that can help you lower auto insurance costs for your model of Beijing (made in 2002) at the best possible rate while maintaining adequate coverage. Choosing top-rated insurer near you, who provides perfect customer services and competitive prices, should be the first step when shopping for better policy. Below are some tips and tricks to help you get affordable Beijing BJ 2020 auto insurance quotes in 2023 and save money on your vehicle. The truth is that every driver will pay for the same coverage at the same company a completely different price!

How much is car insurance for a 2002 Beijing BJ 2020 in 2023? As you can see below, the lowest rates are around $978, while the highest ones fluctuate around $2053.8 yearly. This price is influenced by many factors, and no single insurer can claim to be the low-price leader.

Insurance Company	Annual Rates (Estimate*)
GEICO	$1,042
American Family	$1,017
Erie	$1,016
Progressive	$1,197
State Farm	$1,318
Auto Owners	$1,172
State Auto	$1,389
Nationwide	$1,351
Farmers	$1,178
Allstate	$1,671
Safe Auto	$1,769
MetLife	$1,888
Victoria	$2,003
Allied	$1,413
Liberty Mutual	$1,685
Encompass	$2,098
* Just a rough estimate for 2002 Beijing BJ 2020, this trim level of the 2002 BJ 2020

How to reduce your insurance premium costs?

Many people forget that the type of a car you get (model BJ 2020, make Beijing) can have a huge impact on your car insurance costs. Some vehicles, such as: Honda Accord 2023, Toyota Corolla, Ford pickup, Nissan Altima, Toyota Camry 2021, Honda Civic, Ram pickup, Nissan Maxima, Dodge Caravan, Chevrolet pickup, Acura Integra, Cadillac Escalade and many others, are big targets for thieves (at least in 2016 - 2018). A higher deductible for your Beijing, BJ 2020 will also reduce your premiums because you pay more out of pocket if you have a claim. If you haven't had a traffic violation within 3 and more years and have a very good driving record a higher deductible might be a good bet. So, how can you reduce your insurance policy payments?

• Don't ignore small regional insurers.
• Review your existing coverage and choose a higher deductible.
• Shopping around is the key to saving money on car insurance.
• Negotiate with an agent or directly with auto insurance company.
• Check for 2002 BJ 2020 car insurance discounts: good/safe driver, good student, multi-policy, homeowner (bundling).
• If you don't qualify for these discounts, explore other options available or switch the insurance company.
• Remember, that having a bad driving record, poor credit score or being a young driver (teen) is considered a risk by all insurance companies.

The most and least expensive 2002 Beijing BJ 2020 auto insurance rates by state!

How to calculate premium for Beijing BJ 2020 (2002) car insurance online? By using our insurance calculator, you can determine and calculate the cost of your insurance policy, check the average rates of car insurance for your age and location and find out if you are paying more or less than other people in your area. By reading the table below, you can compare the most and least expensive states for 2002 BJ 2020 () car insurance. Calculate your price online and get a free car insurance quote without using sensitive personal information such as your age, credit score, phone number, email or social security number (SSN).

Rank	State	Lowest Rates	Highest Rates
1	Vermont	$734	$1,027
2	Ohio	$743	$1,046
3	Idaho	$763	$1,076
4	Virginia	$792	$1,125
5	Iowa	$822	$1,164
6	New Hampshire	$861	$1,183
7	Wisconsin	$870	$1,213
8	North Dakota	$890	$1,281
9	Indiana	$910	$1,350
10	North Carolina	$929	$1,399
11	Pennsylvania	$939	$1,477
12	Utah	$958	$1,496
13	Maine	$968	$1,526
14	Massachusetts	$988	$1,555
15	Alaska	$998	$1,575
16	Tennessee	$1,007	$1,614
17	South Dakota	$1,017	$1,702
18	Nebraska	$1,027	$1,751
19	Minnesota	$1,037	$1,780
20	Illinois	$1,037	$1,809
21	Hawaii	$1,046	$1,848
22	Alabama	$1,056	$1,878
23	Oregon	$1,066	$1,907
24	Missouri	$1,076	$1,976
25	Washington	$1,125	$2,044
26	South Carolina	$1,134	$2,093
27	Kansas	$1,164	$2,132
28	New Mexico	$1,183	$2,181
29	Arizona	$1,213	$2,201
30	New York	$1,232	$2,210
31	National average	$1,271	$2,240
32	New Jersey	$1,291	$2,308
33	West Virginia	$1,330	$2,328
34	Mississippi	$1,359	$2,357
35	Maryland	$1,389	$2,386
36	Montana	$1,428	$2,435
37	Nevada	$1,457	$2,455
38	Arkansas	$1,477	$2,494
39	Kentucky	$1,487	$2,533
40	Oklahoma	$1,535	$2,562
41	Wyoming	$1,565	$2,582
42	Colorado	$1,604	$2,631
43	Texas	$1,633	$2,650
44	Delaware	$1,672	$2,690
45	Georgia	$1,712	$2,699
46	California	$1,751	$2,729
47	DC	$1,780	$2,748
48	Connecticut	$1,819	$2,778
49	Rhode Island	$1,839	$2,787
50	Florida	$1,868	$2,846
51	Louisiana	$1,907	$2,885
52	Michigan	$1,946	$2,934
* Compare 2002 Beijing BJ 2020 car insurance rates by location and find out who has the best insurance quotes in your area in 2022 - 2023! Only rough calculation for adults with good credit score, driving history and accident-free driving. Choosing an auto insurance company is difficult, your actual rates may vary since the cost of your policy is influenced by many factors.

Car Insurance for Teens, Young Drivers, Students, Seniors

Is it a good idea for a young driver to drive a car like 2002 Beijing BJ 2020 (Manual transmission, 3000 rpm)? For insurers, teens are some of the high-risk drivers so you can expect car insurance rates to go up when you add a teen driver to the insurance policy. As you can see below, the average Beijing BJ 2020 annual insurance cost for a 16 year old is approximately $2249.4, while the cost of the same coverage for seniors aged 70 - 74 is $1036.68. How to lower car insurance rates for high risk drivers (teens, college students, new drivers, convicted drivers) is a very common question. There are a few tips. You can ask your insurance company for a low-mileage discount and usage-based discounts. Also choose a car wisely (Beijing, BJ 2020 have 2445 cc, 87 ps) and add your teen to your policy. Consider to increase your deductibles and adjust your existing coverage. Being younger than 18, 21, 25 years old means, you are statistically present a higher risk to insurance companies. How to save money on student car insurance?

Your Age	Average Rate (Estimate*)
16 - 19	$2,152
20 - 24	$2,093
25 - 29	$1,760
30 - 34	$1,516
35 – 39	$1,223
40 – 44	$1,271
45 – 49	$1,164
50 – 54	$1,017
55 – 59	$1,252
60 – 64	$1,046
65 – 69	$1,095
70 – 74	$988
75 and more	$1,017
* Rough estimate for teens, adults and seniors who are driving Beijing BJ 2020 (2002)

Some insurance companies and brokers rewards students financially for doing well in school, while others prefer students who complete an approved driver's education course. As you can see in the above table, people between the ages of 60 and 75 are statistically risk-free drivers and can pay less than $831 annualy. What kind of car insurance discounts for seniors are available? Most car insurance companies offer reduced auto insurance rates to drivers who are over 50 years of age. It means, people over 50 - 60 are eligible for senior discounts. Is Beijing, BJ 2020 good for senior drivers? If you have questions or issues relevant to Beijing BJ 2020 or another vehicle, please ask in the discussion.

You know you need to insure your 2002 4WD Beijing, BJ 2020, but do you really know, how much should you pay for your coverage every month or year? Ask for quotes from multiple companies

Beijing BJ 2020: Exterior Specs, Features & Options

The engine of Beijing, BJ 2020 (4 cyl) is mated to a Manual transmission, that in this case, sends power to the 4WD. BJ 2020 model body (SUV, Sedan, Truck, Coupe, Hatchback, Crossover, Luxury Car, Convertible, Sports Car, Wagon, Van), 2445 CC (liter), 87 ps (98.6% of a brake horsepower) is matched to an this trim level of the 2002 BJ 2020 for 2002. The truth is that horsepower sells cars, but torque wins races! Some car insurance companies find that cars with a higher horsepower (Beijing, BJ 2020 has horsepower of 87 ps & 2445 cc's = cubic capacity measured in cubic centimeters) are involved in fewer auto insurance claims than those with less horsepower and torque. On the other hand, when a higher horsepower car is involved in a car accident, they usually cause more serious damage to others, which can affect car insurance rates. Model this trim level of the 2002 BJ 2020 has an engine torque of 173 nm & 3000 rpm. The power and maximum speed of the Beijing BJ 2020 vehicle (sorry, we do not know how fast will Beijing, BJ 2020 accelerate to 100 km per hour/100 Kph & sorry, we do not know the maximum speed of Beijing, BJ 2020 Kph top speed) are a powerful marketing tool, but for technically demanding drivers, it's the mass of the car (1580 kg is the weight of this model), its engine torque and the engine rotation speed.